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    • So as I stated, I posted my letter off but over 2 weeks later I've had a visit from one of their reps. I didn't indulge him in any conversation, and I just stated that any such debts are statute-barred and closed the door on him. I was hoping they'd take notice of the letter. Where do I go from here? Thanks
    • I apologise if I was being unclear. Where it currently stands is that they will have it repair, placing scaffolding in our garden for 5 days. They have moved fast, but we will still have to postpone our contractors, meaning, we won't necessarily have the work done in time for the wedding and therefore will incur additional expenses for either a marquee or a wedding venue. They are vehemently against having any kind of liability in any regard but continue repeating that they are legally entitled to use our garden for their repairs (I believe this is true unless the work can be carried out using a cherry picker). The neighbour seems either indifferent or oblivious to the fact they can't reach all of the side of the roof from the space where they can place the scaffolding. They have asked their roofer of choice about using a cherry picker but the roofer has said it wasn't possible. It's not clear whether the roofer doesn't want to use a cherry picker or whether there is an issue with it. They have told us it is a problem that we are installing a gazebo as it will prevent them to access their roof from our garden in the future?!?  
    • Couldn't agree more, really wanted a true ruling on this just for the knowledge but pretty sure the Judge made some decisions today that he didn't need to?.. maybe they all go this way on the day? We hear back so few post court dates I'm not sure. Each Judge has some level of discretion. Their sol was another Junior not even working at their Firm, so couldn't speak directly for them! that was fortunate I think because if she would have rejected in court better, she might have  been able to force ruling, we are at that point!, everybody there!!, Judge basically said openly that he can see everything for Judgement!!!  but she just said "I can speak to the claimant and find out!" - creating the opportunity for me to accept. I really think the Judge did me a favor today by saying it without saying it. Knowing the rep for the sol couldn't really speak to the idea in the moment. Been to court twice in a fortnight, on both occasions heard 4 times with others and both of my claims, the clerk mention to one or both parties "Letting the Judge know if you want to have a quick chat with each other"! So, it appears there's an expectation of the court that there is one last attempt at settling before going through the door. So, not a Sol tactic, just Court process!. Judge was not happy we hadn't tried to settle outside! We couldn't because she went to the loo and the Judge called us in 10 minutes early! - another reason to stand down to allow that conv to happen. Stars aligned there for me I think. But yeh, if the sol themselves, or someone who can make decisions on the case were in court, I would have received a Judgement against today I think. She was an 'advocate'.. if I recall her intro to me correctly.. So verbal arguments can throw spanners in Court because Plinks dogs outsource their work and send a Junior advocate.
    • that was a good saving on an £8k debt dx
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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yes agreed

 

not unusual sadly as many people supposedly hear of their mates doing it and getting away with it, sadly they don't and get heavily hit later in life, and as advised, sometimes even jail.

it's classed as fraud.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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also please.. If I take this to court and represent myself which court do I use and how do I start?

 

 

Hi kevdod. if you are talking about taking the finance company to court. i would say not to. they have done nothing wrong. and you will have to also pay there costs. it is a very sad situation your brother has put you in and the cheapest way is to get him into a small claims. but it only has a limit of £5000.

 

does he own his home or car

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Hi CCTV,

Yes he owns his own home, his liquidator has been great, he says none of the vans where on

his final accounts, seems like he sold them around aug-Nov 2007 then folded in April 08 so liquidator knows nothing of them

and the finance that went with them, 2 vans we know where paid off in Aug 07 but I paid him 12k in Nov 07 and that was not paid into the account

where £7866 was left outstanding.

The liquidator as I say has told me as much as he can but as he says as my brother is his client he has to tread carefull, he is though

quite upset at my predicament and sympathetic and advising best he can.

I realise that I would struggle against the deep pockets of finance company.

considering taking brother to court but was told small claims was maximum £1000?

Regards

Kev

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nope £5k

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Hi Kev

I have come across this while searching for help myself.

The same thing is happening to me right now.

I bought a van in June 2009 and now Haydock Finance Ltd have made a claim on it.

I am the 2nd registered keeper since the company that they leased it to was disolved in 2008 but they claim they couldn't find it.

They knew I was the registered keeper one year ago but say that they couldn't contact me but I have had the same address, phone numbers, NI number etc. for years.

I also ran a check before I bought it and it came up clear, can you let me know who you checked yours with please?

Dave

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  • 2 months later...

Where do you get this figure from ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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You need to look at the charges for Small Claims as they are on a sliding scale dependent on the value of your claim - see this link

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/ex50_e.pdf

 

PT

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