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    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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In light of this thread, I should point out that I do have an alibi for when this fire broke out..

Thanks to Microsoft! Now, if Microsoft actually made a decent web browser you'd have finished your work early and not had an alibi!!!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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oh dear indeed!! lol this store that is local to me has been burnt down 3 times in the last 5 years twice when it was a one stop store which by the way used to be owned by the very paper reporting it will be interesting to see if they rebuild it

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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I drove past there today and there is nothing left lol

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Just came across this article on the web, interesting reading!

 

Wild With Tesco - Transport News Network

 

There's plenty more stories like that. See here and here for two examples, with this site containing a lot of information about the disturbing level of power supermarkets now wield. And if you can be bothered to sit through the 50 minutes or so, a copy of an excellent Dispatches documentary on the evils of Tesco can be viewed here.

 

I believe it's estimated that £1 in every £8 in the UK goes through Tesco's tills, which is rather worrying given that - in keeping with many corporations - they seem incapable of behaving in a socially, environmentally or economically responsible way.

Edited by Tezcatlipoca
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I have a Tesco 5 minutes to the east, and 5 minutes to the south. I would have had one 5 minutes to the north had the locals and local traders not won round one. I bet they get it on appeal. How many bloody Tesco's do we need! I've watched and read lots of stuff on them and they are outrageous. I started a ranting thread on them in here! :D

 

Last I heard, Tez, it was £1 in every 7 but could be wrong.

 

Time called on Tesco battle pub - Blackpool Today

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My local Spar that took me a 5 minute walk (handy when you've run out of wine) shut down within 6 months of our first Tesco being built not far away. It's now my closest shop with a walk including navigating the crossroads of a dual carriageway and the direct route into and out of town. It takes about 20 minutes. We now have at least 5 Tesco stores in our area, and they've recently starting building another store in conjunction with the new rugby league stadium. They've shut off parts of the linkway, causing traffic chaos in the morning, to start the construction.

 

Added to this, I made a complaint about a member of their staff holding up an embarrassing purchase of mine in front of a very long queue, and commenting on it, which they barely acknowledged.

 

Not my favourite store.

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I did shop in Tesco whilst down in Devon. *hangs head in shame*

 

 

... Mind you, it IS Devon, it's Tesco's or go hunt, fish or trap your own otherwise!!! :-D:razz: (and the locals may be friendly, the landscape ain't!!!)

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Nice fishing village in Cornwall; Tescos gets built on the outskirts. Nice village has now lost 2 butchers, 1 fishmongers, 1 greengrocers and 1 small but perfectly formed general store. Isn't Tescos great for the local community

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Cymruambyth,

 

Indeed these multinational stores are ripping the heart of of everything good about Britain.

 

There used to be a brilliant little ironmongers in Clanfield it was the place you could go to and get the things many big shops did not sell.

 

It has sadly gone swallowed up by tesco.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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What annoys me more si that tesco buy goods from people who have stolen farms from others and just as the crop is ready for sale. I am referring to farms in Zimbabwe that were taken over my Mugabe's cronies. Tesco have no conscience and put money above everything else.

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Guest Mrs Hobbit

On principle I refuse to shop at Tesco's. I go to another town and enjoy a liesurely shop and learning several European languages as I go. Even with the cost of gas to drive the distance, I still come with a weekly shop including my meat and fruit of less than £80.00. At Tescos it would cost me nearly £140.00. Needless to say I buy my lotto and newspaper in this other town. I lost the will to live last time I was in Tesco's here, screaming mothers, kids allowed to run, check out chaos and car park rage (not mine). I took my daughter and grand-daughter there when they came over last month, they just stood with mouths iopen and remarked this is the closest to Bedlam they have seen. they commented the F & F clothes range was cheap, but how many washes would it take before falling apart...

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We try and avoid Tescos' also whenever possible and shop at Lidl, Morrison or even Sainsbury's. Tesco always think theya re so clever giving 5p off petrol but they load that onto a number of basic goods which drop in price once the promotion is over. Better quailty goods at other stores and also at a lower prices.

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indeed cymru and this chap was the sort that offered a real personal service in that if he did not stock what you wanted he would get it for you

 

Sadly with these multinationals those days are long gone

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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