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    • Please see my witness statement below.  Please let me know what modifications I need to apply.  I haven't included anything related to "administrative charge while paying by credit or debit card" as I wasn't sure if I should include since sign says "it may apply"   Background  1.1 Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.    Contract  2.1 No Locus Standi, I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” From PoFA (Protection of Freedoms Act) 2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.    Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.  3.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.  3.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses these documents.    Unfair PCN  4.1         As stipulated in Exhibit 1 (Pages 7-13) sent by DCB Legal following the defendant’s CPR request the signage displayed in their evidence clearly shows £60.00 parking charge notice and will be reduced to £30 if paid within 14 days of issue. The defendant puts it to the claimant a request for strict proof when the signage changed to show £100.00 parking charge as the evidence provided by DCB Legal stipulated £60.00 parking charge was indeed the parking charge at the time defendant parked and included in Exhibit 1   4.3        The Claimant did not respect PAPLOC   4.4        It is also unfair to delay litigation for so long and claim nearly four years' interest.    No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;      No Breach of Contract  6.1      No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY.  6.2        The wording “Electric Bay Abuse” is not listed on their signs nor there is any mention on the contract of any electric charging points at all let alone who can park there or use them.    Double Recovery  7.1        As well as the original £100 parking charge and £50 allowed court/legal costs, the Claimant seeks recovery of an additional £70.  7.2        PoFA Schedule 4, paragraph 4(5) states that “the maximum sum which may be recovered from the keeper is the amount specified in the notice to keeper”. Which in this case is £100.  7.3        The Parking (Code of Practice) Act 2019 is also quite clear that the maximum amount recoverable is £100.  Government ministers and government web pages explaining the Act refer to extra charges as "a rip off".  7.4        Unless the Claimant can clearly demonstrate how these alleged additional costs have been incurred this would appear to be an attempt at double recovery.  7.5        Previous parking charge cases have found that the parking charge itself is at a level to include the costs of recovery i.e. Parking Eye Ltd vs Beavis (2015) UKSC 67 which is the authority for recovery of the parking charge itself and no more, since the sum £85 was held to already incorporate the costs of an automated private parking business model and the Supreme Court Judges held that a parking firm not in possession cannot plead any part of their case in damages. It is indisputable that an alleged “parking charge” penalty is a sum which the Supreme Court found is already inflated to more than comfortably cover all costs. The case provides a finding of fact by way of precedent, that the £85 (or up to a Trade Body ceiling of £100 depending on the parking firm) covers the costs of all the letters. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court V Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (...) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6        In Claim numbers F0DP806M and F0DP201T, Britannia vs Crosby the courts went further in a landmark judgement in November 2019 which followed several parking charge claims being struck out in the area overseen by His Honour Judge Iain Hamilton-Douglas Hughes GC, the Designated Civil Judge for Dorset, Hampshire, Isle of Wight & Wiltshire. District Judge Taylor echoed earlier General Judgement or Orders of District Judge Grand, stating “It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgement in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for a addi8onal sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4) of the Civil Procedure Rules 1998.  7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  7.9        The Defendant is of the view that the Claimant knew, or should have known, that to claim in excess of £100 for a parking charge on private lands is disallowed under the CPRs, the Beavis case, the PoFA AND THE CRA 2015, and that relief from sanctions should be refused.    In Conclusion  8.1        I believe the Claimant has got use to intimidation tactics and has got greedy. I believe the truth of the manor is the Claimant has used bullying tactics successfully for too long and is therefore assured that innocent drivers will fall into the trap of paying rather than going through the hours it takes to defend themselves. In the process, wasting the time of the Court, the time of the Defendant and everyone else who has advised the Defendant, out of sheer decency to help have a fair hearing and see justice delivered.  8.2        I am still in disbelief that I am being heard in this court, defending myself nearly 4 years after receiving a charge through my door. I have had to spend weeks’ worth of my life studying the letter of the law in order to defend myself from this ridiculous attempt at a swindle.  8.3        I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • 'I thought why don’t we give it a try?' said student Swapnil Shrivastav, after inspiration struck during water rations.View the full article
    • honestly he/she just makes these ppc look so stupid everytime   fairplay lfi
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HFO Services/Capital/Turnbull barclaycard debt


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3% of £721.69 payable ONLY upon full recovery of debt

 

So Barclaycard sell these debts,for 3% the other 97% I beleive can be claimed backed as a tax loss.

 

So at worst they lose 3% and only if HFO get full recovery.

 

HFO only pay 3% and recover 100% plus charges.

 

:mad:

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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So Barclaycard sell these debts,for 3% the other 97% I beleive can be claimed backed as a tax loss.

 

So at worst they lose 3% and only if HFO get full recovery.

 

HFO only pay 3% and recover 100% plus charges.

 

:mad:

 

As the amount of debt in this case was disputed by VJ [and agreed by Barclays?] then if Barclays claimed tax relief on an incorrect sum then would they not be guilty of a tax offence ? [Assuming of course that an actual sale has taken place by an exchange of money]

 

As it would appear that many such 'debts' are sold on whilst 'in dispute' this loss of revenue to the Exchequer must be a considerable amount.

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So Barclaycard sell these debts,for 3% the other 97% I beleive can be claimed backed as a tax loss.

 

So at worst they lose 3% and only if HFO get full recovery.

 

HFO only pay 3% and recover 100% plus charges.

 

:mad:

 

Well it's debatable how much they can write off as a loss. That's a figure we will never be given. But you can bet your life they ham it up.

 

As the amount of debt in this case was disputed by VJ [and agreed by Barclays?] then if Barclays claimed tax relief on an incorrect sum then would they not be guilty of a tax offence ? [Assuming of course that an actual sale has taken place by an exchange of money]

 

As it would appear that many such 'debts' are sold on whilst 'in dispute' this loss of revenue to the Exchequer must be a considerable amount.

 

Quite right, the amount of debt was certainly in dispute. It was made up of charges, fees etc.

 

Not to mention that fact that HFO are recording £1467 on my credit file!!!

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i see a libel charge coming there way could we as a group issue a libel charge against alice...as the debts supposedly according to B.lays have only been assigned and not sold ?well whichever way a libel to include experian and others might make the CRAs think twice without sight of such contracts this way the dca would legaly have to produce a valid assignment just a thought

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I'm staggered. I thought HFO would have had to have paid Barclays at least 10% and more likely 15% UP FrRONT, ie in hard cash. Instead, they have got away with 3% ON ACCOUNT. There certainly is a smell here.

 

By assigning the debt, Barclays should be able to claim the balance (97%) against their tax bill in the UK. In theory, the Tax man [HMRC] wouldn't be too bothered because if a UK company such as HFO Services had collected anything above the 3% (plus a small admin cost), then the balance would be subject to UK tax.

 

However, by assigning the debt to a Cayman company which then assigns to a UK company, any profit made by the Cayman copmany would be subect to tax in the Cayman Islands, which since the Caymans has a ZERO taz rate means no tax has to be paid. For example, if HFO Cayman 'buys' from Barclays at 3% and then sells to HFO Services for 90%, the difference of 87% is a profit for Cayman which doesn't loose any money due to tax. Back in the UK, HFO Services has 'bought' the debt for 90%. If it spends another 10% in collection, even if it received 100% (ie the debtor pays in full) HFO has not made a profit and thus isn't taxed.

 

Now this is where it gets interesting. HFO Services in the UK makes a masssive loss according to its published accounts. In other words, it doesn't even collect enough to fund the 90% purchase. But it clearly has some expenses and ends up borrowing. In HFO's case, it 'borrows' (again according to the published accounts) from HFO Capital in Dublin. Since HFO Services can't pay, HFO Capital (in Dublin) then writes off the debt, thereby creating a loss in its accounts. (Perhaps the Irish Revenue should have a look at HFO but of course, such actions may be perfectly acceptable in Ireland!

 

But here is the $64 million question - or to be more precise the £25 million one - With all the money being collected from poor souls in HFO's clutches, and little tax being paid, what happens to the £25 million borrowing from Flemings Private Bank to the wider HFO group that is showing in the HFO Services accounts?

 

A very peculiar smell if you ask me.

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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Those borrowings are, I believe, the funds of the Nathan family trust - hence Badri Nathan's involvement.

 

However... HFO Capital are now trying to wriggle out of the 'CP2' document (which states that ALL present and future accounts assigned to HFO Capital are instantly reassigned to HFO Services) by claiming only certain accounts are reassigned (not the case - the document CP2 is unequivocal in its wording).

 

This fact presents a problem. If all the debts are instantly assigned to HFO Services in the UK, then tax becomes payable on their face value at this point. The backtrack and claim that only certain debts are reassigned for litigation is a load of bluster and simply not true.

 

The taxman should be taking an interest in this arrangement.

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I'm staggered. I thought HFO would have had to have paid Barclays at least 10% and more likely 15% UP FrRONT, ie in hard cash. Instead, they have got away with 3% ON ACCOUNT. There certainly is a smell here.

 

By assigning the debt, Barclays should be able to claim the balance (97%) against their tax bill in the UK. In theory, the Tax man [HMRC] wouldn't be too bothered because if a UK company such as HFO Services had collected anything above the 3% (plus a small admin cost), then the balance would be subject to UK tax.

 

However, by assigning the debt to a Cayman company which then assigns to a UK company, any profit made by the Cayman copmany would be subect to tax in the Cayman Islands, which since the Caymans has a ZERO taz rate means no tax has to be paid. For example, if HFO Cayman 'buys' from Barclays at 3% and then sells to HFO Services for 90%, the difference of 87% is a profit for Cayman which doesn't loose any money due to tax. Back in the UK, HFO Services has 'bought' the debt for 90%. If it spends another 10% in collection, even if it received 100% (ie the debtor pays in full) HFO has not made a profit and thus isn't taxed.

 

Now this is where it gets interesting. HFO Services in the UK makes a masssive loss according to its published accounts. In other words, it doesn't even collect enough to fund the 90% purchase. But it clearly has some expenses and ends up borrowing. In HFO's case, it 'borrows' (again according to the published accounts) from HFO Capital in Dublin. Since HFO Services can't pay, HFO Capital (in Dublin) then writes off the debt, thereby creating a loss in its accounts. (Perhaps the Irish Revenue should have a look at HFO but of course, such actions may be perfectly acceptable in Ireland!

 

But here is the $64 million question - or to be more precise the £25 million one - With all the money being collected from poor souls in HFO's clutches, and little tax being paid, what happens to the £25 million borrowing from Flemings Private Bank to the wider HFO group that is showing in the HFO Services accounts?

 

A very peculiar smell if you ask me.

 

Makes for great reading--just wish I could fully comprehend it all:smile:

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I'll be taking a good look at all of the documents again... but there is something very wrong. HMRC definitely needs to be taking a look at the bigger picture.

 

Essentially the Nathan family are a private equity firm - the "type" of equity firm responsible for the recent recession according to the Guardian.

 

So not only are they shafting the people who they are chasing; they are also screwing joe public with the other hand.

 

Sticky business this... shame Turnbull tried to state that their court action against me was, and I quote, "a simply debt recovery action".

 

Really? So simple that you decided to discontinue when I dug a little deeper?

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Here's a new joke I just heard...

 

Q: What date has been set for vjohn82's re-hearing for costs due to the judge not reading the documents in the last one?

 

A: 19th May 2010 @ 2pm

 

HAHHAHAHAHAHAHAHAAHAHAHAHAHA

 

Oh, wait, it's not a joke

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