Another alleged forged signature please,ta

[discod]

...I requested a CCA and what came back seemed like a forgery,nothing like my friends sig so I sent a letter saying thanks but this is not Mr ** sig and I am prepared to stand up in a court of law to prove it.Today he received this....

 

Thank you for writing back to me about your request to provide you with a true copy of your credit agreement.

As advised previously we are currently in the process of retrieving a copy of your current agreementfurther to this we sent a copy of the original agreement on 5th Feb 2010.

Your account remains defualted and the balance outstanding is £***.49

 

We have reported non payment to the credit reference agencies as we have a legal obligation to report a true reflection to the way your account is ran.

 

To address the points raised in your letter with regard to the signed original agreement that has been sent to you.

 

Capital One has not reconstituted the original agreement (YEA OK!)

(HERES THE FUN PART) The difference between the date the agreement was signed and the signature itself is due to the fact the date has been printed by hand.The differene between the signature on the agreement and referring it to a likeness to the signature you state is due to the fact that you now print your name by hand on any letters sent to us by you (HAHAH)

 

I have checked all correspondance that has been sent to you from Capital One and have been unable to find any evidence that you were informed we do not hold your agreement.As stated above we have advised you we are retrieving your current agreement.

You have stated that you are willing to submit the document to a handwriting expert this is a choice you are free to make.

 

It just goes on to say when the agreement was signed and how many years its been used for and at no time has the account holder questioned the validity or enforeability of the agreement. It also says they do not consider the account to be in dispute and the account holder is bound by the T&C.

 

If proceedings were commenced by you on the basis that there is no enforcable agreement we would strongly defend this

 

Any ideas what to send these fools next please

Edited April 15, 2010 by discod

[BonM]

A "sorry for your alleged loss" card?

Edited April 15, 2010 by BonM

[babybear39]

You should use 'alleged' as they may monitor these forums and sue for defamation

[discod]

You should use 'alleged' as they may monitor these forums and sue for defamation

 

HAHA sue an unemployed single mother of three??? would love it,wouldnt get much

Edited April 15, 2010 by discod

[babybear39]

Yes, but we don't want to put you or CAG at risk of any legal action

[discod]

Yes, but we don't want to put you or CAG at risk of any legal action

Spose lol which part should I change then please

[count orlok]

HAHA sue an unemployed single other of three??? would love it,wouldnt get much

 

Wow are you a borg, in that one of six is like other of three? That would sure give 'em the willies.

 

Nothing so exiting just a plain mother pity. Would have been good headline "Capital One sues friend of One of Six, Other of Three".

Edited April 15, 2010 by count orlok
Post quoted edited.

[count orlok]

Spose lol which part should I change then please

 

Sorry for your alleged loss

[babybear39]

Ask the mods to edit your thread title and edit your opening post accordingly

[count orlok]

My bad, Another suspicious Capital One signature,their reply ... and what came back seemed like a forgery

 

Click the hazard sign to alert mods

Edited April 15, 2010 by count orlok

[discod]

Ok have done all that now any ideas what he can do from here ta

[babybear39]

Show the alleged forgery to TS

[discod]

Show the alleged forgery to TS

 

TS?

[maroondevo52]

Title changed

[discod]

Title changed

 

 

Fanku

[BonM]

TS = Trading Standards?

[harrassed senior]

If you are absolutely certain about this then it would be fraud and should be reported as such. I would not rely to much on this as a defence should they take action, unless you have done so.

[discod]

Well its definitley not his sig he has always signed with his full name and surname not initial then surname.

Il get him to report it to TS,should i also get him to send a letter to Cap 1 stating as they are not taking his request/query seriously that he has reported them and will no longer take any of their letters seriously or something like that? Not very good at wording things

[babybear39]

Ignore crap1 until you get a response from TS (Trading Standards).

[discod]

Ignore crap1 until you get a response from TS (Trading Standards).[/quot

Any ideas on wording for TS please I wanna get it right

[Bazooka Boo]

Just put it in your own words, that you requested the document, they sent this and the signature does not appear to bear a true resemblance of the actual signature, therefore, you believe that this signature MAY possibly be a forgery, OR not even the persons in question.

[discod]

OK thanks will do.Would it just be trading standards/complaints because the site is a tad complicated

[Bazooka Boo]

Consumer Direct

These guys will automatically pass it to TS and the OFT if need be..

[discod]

Consumer Direct

These guys will automatically pass it to TS and the OFT if need be..

 

 

Thank you