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    • Can you complete this ASAP also:    
    • 25/05/2024? That the deadline or the date of the claimform?
    • Banks have different limits above which they require Probate. So it may be Probate is not needed, although as he died with no Will that could complicate things. Is all the £28k with Virgin Money? Your wife should contact all banks who hold his money with the death certificate and ask them what they need to release the funds to her. Most banks have a central "bereavement department". Check their websites. Use that department rather than general call centre or bank branch if they have one. Nearly every bank website has a section on "what to do when a customer dies" so have a search for that. Your wife may also have to provide evidence that she is his daughter. When his wife died it sounds like they had a joint bank account so that's why her money just went across to him. But as it isn't a joint account now transfer to your wife won't be quite that simple.  
    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Reminder Notice of assignment


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Barclaycard? Owned by HFO Services?

 

Time to check the accuracy of those figures. I smell cock-ups.

 

That HFO letter is hilarious and full of tosh. And Jane Parker's Signature is remarkably similar to Maureen Cooke's, eh, VJ?

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The insurances do not have their own set of prescribed terms. (Multiple agreement)

 

There apears to be an issue with the interst rate to. they state a monthly rate of 3% but at 62.3% APR it works out as a monthly rate of 4.11%. Unless they have added the acceptance fee before calculation interest in which case the APR would be 42.6% with a monthly rate of 3%.

 

Has an SAR been sent to Welcome? would help to get hold of a copy of the statement of price to find out what they have done.

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Confused - easy, I know. What has Barclaycard to do with Welcome? This came from HFO in the same envelope?

 

 

No idea about the Barclaycard thingy however yes this all came out of the same envelope!

CCA sent Crapquest ran away...

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The insurances do not have their own set of prescribed terms. (Multiple agreement)

 

There apears to be an issue with the interst rate to. they state a monthly rate of 3% but at 62.3% APR it works out as a monthly rate of 4.11%. Unless they have added the acceptance fee before calculation interest in which case the APR would be 42.6% with a monthly rate of 3%.

 

Has an SAR been sent to Welcome? would help to get hold of a copy of the statement of price to find out what they have done.

 

 

The statements are early in this thread! However I have requested 3! copies of SAR from Welcome so far and as of yet not had a completed one.

CCA sent Crapquest ran away...

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The statements are early in this thread! However I have requested 3! copies of SAR from Welcome so far and as of yet not had a completed one.

 

Those you have uploaded are the actual statements.

 

Have you received anything from welcome called a "statement of price"? It should be one, maybe two, sheets of paper, and give a breakdown of the repayments for the loan, any insurances and the acceptance fee.

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Have just been through the thread so sorry if i missed it - but could not find a copy of the Notice of Assignment.

 

What date did they say the account was sold to them - and have they sent you a copy of the NOA from Welcome?

 

 

I have never had a notice of assignment both Welcome or HFO have been able to provide date of debt bought or sold!

CCA sent Crapquest ran away...

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Those you have uploaded are the actual statements.

 

Have you received anything from welcome called a "statement of price"? It should be one, maybe two, sheets of paper, and give a breakdown of the repayments for the loan, any insurances and the acceptance fee.

 

 

is this it?

http://i855.photobucket.com/albums/ab114/niteman33/scan0006.jpg

CCA sent Crapquest ran away...

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