Jump to content


hsbc starting to learn


jamesrouse
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6464 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

i looked on my internet banking yesterday and saw they were gonna charge me £125 for going over drawn, was over drawn for five days,haven't been over drawn for 2 years. so i sent them an e-msg and today these charges have disappered, maybe there are beging to realise the error of there ways

Link to post
Share on other sites

new method - £25 per transaction while you are over your OD limit!

 

what does this mean??

 

Take £10 out of a ATM and they will "release the funds" but charge you £25 for doing do!

 

Also check..... paying money back into the account to bring it into credit does not also attract a £25 transaction fee.

My advise if free and is worth exactly as much as you paid for it….

 

HSBC 28 Oct 2006 Personal accounts ~ Offered and accepted ~ £3514 :)

HSBC 15 Sep 2006 Business ~ Offered and accepted ~ £4980 :)

MBNA 7 Sep Offered and accepted £2290 - (my amount £1170 plus Compound Interest) using the "phone call method" :o

FREEWAY 28th Oct ~ offered and acepted £506 :)

TSB VISA MCOL £300 - court date 27th March 2007

Link to post
Share on other sites

The charges applied when withdrawing cash while you have already exceeded your overdraft limit are the worst.

 

How can a bank claim to have 'reviewed' your account and manually considered the transaction in the couple of seconds it takes for the money to be issued??!!

 

And as for HSBC charging a £25 fee for a £10 cash withdrawal, this goes against their own T&C's where they state that they will not apply an amount in charges that is higher than the amount you have gone overdrawn by. Several times I have had to contact them to get the charges corrected, and every time they have admitted the charges were applied incorrectly.

Link to post
Share on other sites

I hope you're right. Just checked my account online and HSBC are due to take £50 on 1st September from the joint account for unauthorised overdraught. I have just sent an email saying:

 

"I note you are due to take £50 in charges from this account on 1st September 2006. Since I am currently making a claim against your organisation (LBA served 16/08/2006) for unlawful charges and I am due to issue proceedings to the court. Can I suggest you remove these charges from this account before I have the opportunity to add them to my claim along with the Court fees and the interest under Section 69 of the County Courts Act?"

 

When I clicked send I felt really empowered. I'll let you know how I get on, no too worried though, if they still take them, I will just claim them too!

 

Mandy

 

___________________________________________________________________

Total claim £583 and rising!

Prelim sent - 2nd August 2006

LBA sent - 16th August 2006

Offer received - £502 18th August 2006

Offer rejected - £502 21st August 2006

Link to post
Share on other sites

lol i think they are starting to learn my total charge are normally £125 per month i am way over my overdraft and yet this month the charges are only £25

WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY :lol:

 

MY SUCCESSESS

HSBC £5,735.35 :D

MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:

MUM £3580.00 WIN FROM NatWest :grin:

AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00

EQUITA BAILIFFS £293.00 REFUND :grin:

MBNA £871.16 WON WITH CI AT 24.49%

WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol

CAP ONE WON WITH CI AT 29.9% £994.26

 

CLAIMS ON THE GO AT MO

mbna ppi

NatWest cc at mcol (ppi next)

welcome ppi

first response charges

 

IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU ;)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...