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    • This must be part of the new tactic from Evri.  They know they are going to lose. They take it to the wire and then don't bother to turn up in order to save themselves costs and of course they don't give a damn about the cost to the British taxpayer and the extra court delays they cause. This is a nasty dishonest company – but rather in line with all of the parcel delivery industry which knows that their insurance requirements are unlawful. They know that their prohibited items are for the most part unfair terms. They know for the most part that a "safe place" is exactly what it means – are not left on somebody's doorstep in full view. They know that obtaining a signature means that they have to show the signature not simply claim that they received a signature. They are making huge profits especially from their unlawful and unenforceable insurance requirement. Although this is less valuable than the PPI scandal, in terms of the number of people who are affected nationwide, PPI pales into insignificance. I hope the paralegals working for Evri are proud of themselves and they tell their families what they have done during the day when they go home.
    • Your PCN does not comply with the Protection of freedoms Act 2012 Schedule 4 Section 9[2][a] (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The only time on the PCN is 17.14. That is only  a time for there to be a period there would have to be a start and and end time mentioned. of course they do show the ANPR arrival and departures  times but that is not the parking period and their times are on the photographs not on the PCN. They also failed to comply with S.9[2][f] as they omitted to say that they could only pursue the keeper if they complied with the Act. That means that they can only pursue the driver as the keeper cannot be held liable for the charge. As they do not know who was driving and Courts do not accept that the driver and the keeper are the same person they will struggle to win. Especially as so many people are able to legally drive your car and you haven't appealed giving them no indication therefore of who was driving. Small nitpicking point-the date of Infringement was 22/04/2024. They appear to be saying that they can charge an extra amount [up to £70 ] if they have to use a debt collector. You do not have a contract with a debt collector so they cannot add that cost. You paid for four hours so it can only be the 15 minutes they are complaining about. You are entitled to a ten minute minimum grace period at the end of the parking period which would be easier to explain if the car park had been bigger. However if you allow for two minutes to park and two minutes to leave that gives you one minute to account for. Things like being held on the way out by cars in front waiting to get on to Northgate or even your own car being held up trying to get on to Northgate at a busy time. then other considerations like having to stop to allow pedestrians to walk in front of you or being held up by another car doing a u turn in front of your car. you would have to check with the driver and see if they could account for an extra one minute things like a disabled passenger or having to strap in a child . I am not advocating lying since that could lead to serious problems [like jail time] but there can be an awful lot of minor things that can cause a hold up of a minute even the engine not starting straight away or another car being badly parked as examples. Sadly you cannot include the 5 minute Consideration period as both IPC and BPA fail to comply with the convention that you can include that time with the Grace period.  
    • Defence struck out not case struck out...you have judgment  Well done topic title updated Regard's Please consider making a donation if not already to support us to help others.   Andy.   .
    • Hi all, I wanted to update you and thank you all for your help. I am delighted announce that after the case was struck out due to no response from Evri, judgement was issued after I submitted the forms and I was just about to take it to warrant.  today I received an email from the claims department requesting my bank details to make payment for my full award. The process has been long since the initial proceedings  in January i must say your help and guidance has been greatly appreciated.  
    • Quote of the century "Farage pops up when the country’s at a low ebb; like a kind of political herpes" - Frankie Boyle Updates
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Creditor objected to the instalment order


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i have been thinking of getting a saturday job because if i can increase my payments to £100 per month, i should clear the debt in 4 years.

 

i thought i can only get the charging order set aside when i have paid off the ccj. is that the case?

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i have been thinking of getting a saturday job because if i can increase my payments to £100 per month, i should clear the debt in 4 years.

 

i thought i can only get the charging order set aside when i have paid off the ccj. is that the case?

 

 

 

No, you will need to set aside the judgment and remove the charging order at the same time.

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Looks like I'm wrong. This is what sequenci of the site team has to say on the subject.

 

Quote:

Originally Posted by meursault22 viewpost.gif

The Tribunals, Courts and Enforcement Act 2007 removes this restriction and enables access to charging orders in circumstances where a debtor is not yet in arrears with an installment order."

 

This didn't become law, it was removed from the act in the end :-)

__________________

 

 

 

I was also under the impression that this did not become law?

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Hey ganymede, after much digging, we concluded in a different thread unfortunately and not this one, that it was present in the act, it just wasn't made active unfortunately.

 

ATF, file the witness statement today with the Court!

 

Ok, so you are a few days short ;) but fax the W/S to the other side as well so they are aware of it. Don't forget your statement of truth.

 

Worst comes to worst, you get belittled and the w/s is not accepted, but the best scenario is that it is accepted.

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  • 5 months later...

I Know this is an old post but still valid.

I had a similar issue so i did some research. I think we may have had the same district judge from the south of England. In fact in 99.9% of the cases this judge awards charging orders regardless of the details of the case and it normally only takes him 10minutes.

He has been made known to the Ministry of Justice. Unfortunately their is nothing you can do about his decision but pay back the ammount owed to discharge the order. I would write to the ministry of justice any way. Only if enough people speak up will this end.Alternatively any one who gets Judge James may as well pack their bags and go live in the streets.

Sorry for the bad news.:mad2:

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  • 9 months later...

I have a CCJ and a charging order on a debt I have. The condition on the CO/CCJ was that I pay £65/month. Unfortunately I lost my job in August and I haven't made a payment since then.

 

This morning I received a letter from the creditor saying that if I didn't pay the debt in full, I would be made bankrupt. As I am back at work now I am getting paid at the end of the month. I can clear the payments I have missed to bring me up to date.

 

My concern is can I still be made bankrupt even if I clear the missed payments? Can I be made bankrupt over a secured debt since the CCJ is subject to a CO? Does the creditor have to go back to court to vary the order before trying any other enforcement options?

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I think the creditor does have to go back to court to enforce the judgment. I will flag your thread for the site team.

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watchout for charges

remember

they CANNOT add ANYTHING to the debt listed on the CCJ/CO.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It has been suggested you ask for a redetermination .. have the amount reassessed again. I dont know how you do this.. so will ask..

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Uploading documents to CAG ** Instructions **

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Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thanks. I am planning on paying for the 3 months I have missed. Should they still decide to proceed with the bankruptcy petition I will try to argue that the CCJ/CO is up to date. They hold security against the debt.

 

Any help will be greatly appreciated.

 

Something else, according to my calculations the debt should be around £4k but in the letter I received they are asking for just under £7k. Can they add other charges other than interest to the debt? Charges e.g. debt recovery costs?

 

dx100uk said:
watchout for charges

remember

they CANNOT add ANYTHING to the debt listed on the CCJ/CO.

 

dx

 

According to my calculations the debt should be around £4k but in the letter I received they are asking for just under £7k. How do I fight against these extra charges?

 

I would also dispute the figure.

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What was the value of the CCJ ? That is the amount you have been ordered to pay... that is the amount you pay ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Yes, it's an application to vary the judgement, the fee is £40. However, he might try writing to them first and explaining the situation with his offer to clear the missed payments now he has a job

 

paperclip.png Attached Files

 

.

 

One of the site team has given me the information above for you.

 

HTH.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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