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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Computeach are unable to provide much in the way of details of the computer & IT training they will be providing me with, until I register as a student with them. Naturally I am a little reluctant to register with Computeach until they can provide me with details about the training, and also the terms and conditions.

 

As an ex computeach student.. I beg you do not sign up with them even if they turn up at your house and seranade you all night long.. you may as well burn your money rather than give it to them.. its the same thing.

 

I still feel that Advent training and Computeach have much more of a relationship than we yet know, it would not surprise me when later we find out that the directors of these companies have been working hand in hand all of this time.

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Check your Advent contract terms because my Access contract states that my contract with them will terminate immediately if they go into liquidation so any dates on there or length of time should no longer be valid. That contract is terminated and CT need to draw up new ones

 

Agree with that.

 

Computeach cannot in fact take over a contract which by definition has been terminated.

 

Have to wonder if Advent put that one in as a 'poison pill'.

 

David

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just wondering if anyone has it written anywhere that advent said if after th 2 yrs you havnt finished all you have to do is call them and can get it extended another 4 yrs.... i remember this but i d not have it in writting... and i agree computeach acnnot take over the advent contract so they cant pick up on the time scale anyway

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just wondering if anyone has it written anywhere that advent said if after th 2 yrs you havnt finished all you have to do is call them and can get it extended another 4 yrs.... i remember this but i d not have it in writting... and i agree computeach acnnot take over the advent contract so they cant pick up on the time scale anyway

 

Agreed computeach cant force the Advent terms on us.. so whats to stop computeach from making their own rules as they go along.. you sign up and then find out you are on that one year subscription.. with an option to pay more on a monthly basis

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and i agree computeach cannot take over the advent contract so they cant pick up on the time scale anyway

 

As I see it they cannot do much of anything - unless of course you sign a new contract.

 

David

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I've got no intention of signing up with Computeach IT training, but with the Advent enrolement form stating a two year course duration, with nothing to back up what I was told by the Advent salesman re: the duration being extendable, I do wonder where I stand!

 

I hesitate to use the word "[problem]" when refering to Barclays Partner Finance, Advent and Computeach, but it does all seem pretty dodgy!

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does anyone know of anyone who was close to the end of their Advent course or who had actually finished it and how long it took them? It would be interesting to see what happended with actual students and if they went over the length of time that was suggested (and I say suggested coz I still believe that the contract date, if you were even given one, has nothing to do with how long you were actually allowed to complete the course).

 

Of course Advent were gonna put a contract term against your name but if the reality was that it didnt have any relelvance with regard to what they actually allowed you to do then Computeach latching on to this and trying to hold your course ransom to that timeframe is just wrong.

 

I refer back to my earlier post as well about the course suspension that Advent allowed that made your support time basically last as long as you actually needed it. Computeach seem to just be trying to change the rules completely.

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Thank you for your email.It is unfortunate that you have been led to believe that there is no contract end date for your Advent training course.

 

Say Nah!!! mate unfortunate for YOU!! your not like for like END OF.

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Well, that's what I think, as well. There does seem to be quite a few of us who were under the impression that our IT training with Advent was open-ended. So either this was true, and they were prepared for the training to go on indefinitely, or they had extremely dodgy salesmen lying to us all, and there was a culture of mis-selling right through the process. I don't know what to believe at the moment, but either way, it doesn't look to me to be a solution taking training from Computeach.

 

Right from the beginning I have found Computeach's approach to be a worry, starting off with being unable to give out specifics without our enrolement as students with them. And they just INFORM you that you are now one of their students and you don't have a leg to stand on, legally, as Barclays Partner Finance have allegedly fulfilled their obligations!

 

I really am so angry with the whole lot of them...

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What I also meant to mention, I wonder how many people have extended their contractual period with Advent Training. Has anyone ever successfully done this?

 

Also how many people have been told terms and conditions by dodgy Advent salesmen that turned out to be in conflict with the actual written contract?

 

If there are a fair amount of people who had there course extended without extra cost, then it shows that Computeach and Advent Training are not like for like at all. Whereas if there haven't been people successfully extending their course, and there are a great number of people told by Advent salesmen that this was a possibility, then that could suggest that the course was mis-sold, possibly invalidating any agreement with Barclays Partner Finance. What does everyone else think?

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I was told at the time of being sold this course "We Guarantee you to pass however long it takes depends how much time you put in. Doesn't matter if it takes 3 years we will resit you till you're qualified hopefully it won't take you that long you could be in a job and learning as you go within 3months enabling you to pay for your course. "Oh! said I that'll be great thank you very much "

Oh and don't worry when you see the figures on the contract it's just the way it's written with the interest added but you don't pay that everyone gets a fright with that but don't worry about it just pay the full amount before the 1year is up. Simples!

I'm raging with all this hassle and having the AUDACITY to try and rip us off some more. Do they think I came up the Clyde on a bike. Who are they trying to kid!!!!!

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carnt we get a sales man on our side any1 no any of them try and use them

 

The sales guy who told me there was no time limit and do the course at my own pace with no deadline dont no if it still works not tried it my self i would just get mad at him anyone else wana try.

 

Colin Smith:07786967967

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I was told at the time of being sold this course "We Guarantee you to pass however long it takes depends how much time you put in. Doesn't matter if it takes 3 years we will resit you till you're qualified hopefully it won't take you that long you could be in a job and learning as you go within 3months enabling you to pay for your course. "Oh! said I that'll be great thank you very much "

Oh and don't worry when you see the figures on the contract it's just the way it's written with the interest added but you don't pay that everyone gets a fright with that but don't worry about it just pay the full amount before the 1year is up. Simples!

I'm raging with all this hassle and having the AUDACITY to try and rip us off some more. Do they think I came up the Clyde on a bike. Who are they trying to kid!!!!!

 

Yeah, the Advent salesmen paint their little pictures, and us, like muppets, lapped it all up! I can still remember how the salesman described the course centre and facilities. Made it sound like something from Star Trek or something.

 

And filling out the forms with us agreeing how much money I'd be happy to earn, and what career path would be most appropriate for me, as if they had anyway of assisting with that whatsoever...I do actually feel like a bit of an idiot to be taken in by it all.

 

And then along come Computeach to screw us a bit more!

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Just got another letter from Barclays saying i refer to your ongoing complaint. I would like to update you on my investigation into your complaint. Since i last wrote to you i have been investigating the concerns you raised. then goes on i am not yet in a position to provide you with a full response because we are still carrying out our investigation.When i receive the information i need i will write to you again this should be no later than the 14th April 2010. A full response has taken a little bit longer than we expected and at this stage you do have the option to ask the financial ombudsman service to review your complaint already 1 step ahead why does this not surprise me yet another fob off letter hopefully the financial ombudsman service will see that barclays are a bunch of crooks and sort this out for everyone anyone else had this letter?

 

yep got mine today as well

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It seems strange that even though the advent contract states that if they go into liquidation their contract with us ends.. computeach are writing that they will hold you to the terms of this contract.. ie the length of time to study.

I think as you point out.. a new contact would need to be made between computeach and the student.. I would not think the advent contract is enforceable in any way

 

 

good point, if the contract is terminated if they go into administration and computeach are saying they will hold you to a contract that no longer exsists then ct have to offer a new contract and if you dissagree with the conditions surely this means that you no longer have a contract so you should be intitled to a refund. would that be right?

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I was told at the time of being sold this course "We Guarantee you to pass however long it takes depends how much time you put in. Doesn't matter if it takes 3 years we will resit you till you're qualified hopefully it won't take you that long you could be in a job and learning as you go within 3months enabling you to pay for your course. "Oh! said I that'll be great thank you very much "

Oh and don't worry when you see the figures on the contract it's just the way it's written with the interest added but you don't pay that everyone gets a fright with that but don't worry about it just pay the full amount before the 1year is up. Simples!

I'm raging with all this hassle and having the AUDACITY to try and rip us off some more. Do they think I came up the Clyde on a bike. Who are they trying to kid!!!!!

 

this was the same spill the salesman gave me. if there was a 2 year time scale then why is it not mention in thier portfollio they gave me? only thing mentioned is you can go at your own pace not go at your own pace as long as you complete in 2 years.

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this was the same spill the salesman gave me. if there was a 2 year time scale then why is it not mention in thier portfollio they gave me? only thing mentioned is you can go at your own pace not go at your own pace as long as you complete in 2 years.

 

Advent folder....1st page our priority is to offer certifications most valued by IT industry and to give our students the best possible chance of getting a job in IT

2nd page support to go at your own pace

3rd page Training self paced study

4th page students don't even have to pay for failed exams and can retake in their own time

5th page CV writing to help you find a job

6th page Major Employers We work with Major Employers of IT staff--Companies like PC World,Norwich Union,Fujitsu and Nokia-and hundreds of smaller companies around the country, to find jobs for our students.

So there whole sales tactics are Go at your own pace and we find you a Job in IT. and you're right says nothing about 2years there

Computeach are opposite to this so are not like for like they are nothing like

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Computeach are opposite to this so are not like for like they are nothing like

 

Seen some comments that Computeach are also saying they will enforce the terms of the original contract.

 

Clause in the original Advent contract says that if they go into admin, the contract is terminated.

 

By definition, a terminated contract cannot be re-instated without agreement of both parties - which means they don't actually have one.

 

David

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hi, has anyone paid bpf yet? thats those who were on 1yr interest free...any opinions as to what will happen if you dont pay?:confused:

 

 

Hi Bill10.

 

I got a loan from the clydesdale bank for £3,000 to make up what i didn't have of the £4,950 owed to Barclays. This loan is costing me 25.9% apr, which is almost another grand added to my debt (but hey, it's less than what Barclays would've charged:)!)

 

My advice to you would be, speak to your bank and try to get a loan to cover what you haven't got to give to Barclays. Let them know of your situation and if the worst should happen, and Barclays get their way, you won't be charged their massive rate of interest and a year's worth of charges as you will have the money there. But make sure you tell your bank that the situation is in dispute and you may be wanting to pay the loan off before the agreed date. (You'll no doubt have to be in full-time employment to get the loan).

 

Or better yet, speak to a member of CAG or go to the CAB for advice.

 

Ally :)

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