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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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As far as I am aware these agreements are FINANCE agreements not personal loans, so in theory you should be entitled to the same protection as if you bought something using a credit card. This means Barclays share equal liability. Now since the goods we have bought are unsatisfactory or not as promised we are entitled to a refund, this can’t be provided by Advent so we are well within in our rights to claim are refund via the credit company i.e. Barclays. I quote section 75 of the consumer credit act. "75 — (1) If the debtor under a debtor-creditor-supplier agreement falling within section 12(b) or © has, in relation to a transaction financed by the agreement, any claim against the supplier in respect of a misrepresentation or breach of contract, he shall have a like claim against the creditor, who, with the supplier, shall accordingly be jointly and severally liable to the debtor."

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So have I, it still applies Barclays provided credit for goods and services, these are unsatasfactory so falls under section 75. Dosent matter if you pay them back monthly or you have already repaid the full amount to them, you should still be covered. I would again advise people to not cancel Direct Debits though as the last thing you need is to give Barclays an advantage, which they would have if you broke contract by not paying.

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Would I be right in saying that the INSTITUTE OF IT TRAINING is the awarding body on this course?

if students have already taken some form of assessment there should be some unit accreditation I would have thought.

 

The situation as I see it is that the training provider has gone bust and now enrolled students will have lost access to the training/assessment but I cant see where barclays come into this.. other than they have pulled the plug on the business. I'm sure the training provider's bank wouldnt be liable for the unfinished qualifications.

 

However.. if the students are competent I cant see why they cant take the exam elsewhere, would it be possible just to pay an exam fee? I assume the qualification is on the qualification framework and not just a "college certificate"?

 

Hi Mate its all well & good that most will be competent enough to do the exams elsewhere & yes it is possible to just pay an Exam Fee, but I for one will not pay out more cash to do something, somewhere else, which i have already payed for with Advent & all i want now is to recieve my money back from Barclays as it is partly their Responsibility & they are liable For this. Thanks

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Hi Mate its all well & good that most will be competent enough to do the exams elsewhere & yes it is possible to just pay an Exam Fee, but I for one will not pay out more cash to do something, somewhere else, which i have already payed for with Advent & all i want now is to recieve my money back from Barclays as it is partly their Responsibility & they are liable For this. Thanks

 

Agreed, i want my money back also, i dont need a training company to self study now i know what to do.

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I think we will have to wait for written confirmation of what Barclays/Advent intend to do. I really want to continue with my studies but feel let down by the whole situation and would prefer a full refund so I can start again with another company of my own choosing. Not sure how to go about this suppose it is a bit of a waiting game unnerving I know but will have to see what is offered.

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Hi everyone i am in the same boat as yourselves. i have just rang the bbc west midlands they are doing a story on this topic. i have rang them as well to be accounted for...please could everyone do the same.... so they are accounted for... the more people that are accounted for the bigger the story will get... so please ring them!!!

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ANYONE WITH HITCAHI CAPITAL

 

Right I have spoken to Hitachi Capital today, they have said that they are currently investigating the situation and that they will contact us with info when they have it. if your not sure if they have your correct conatct details is probably worth giving them a ring.

 

in the mean time they have advised me to write to them at,

 

Business Support Department

Hitachi Capital Consumer Finance

2 Apex View

Leeds

West Yorkshire

LS11 9BH

 

and include all information i have on the original aggrement with advent and course progress etc, basically everything you can supply to help them lookinto your case,

 

hope this has been some help, if anyone hears anything else please let me know, need to stick together on this one me thinks,

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ANYBODY WITH HITACHI

 

Right I have spoken to Hitachi Capital today, they have said that they are currently investigating the situation and that they will contact us with info when they have it. if your not sure if they have your correct conatct details is probably worth giving them a ring.

 

in the mean time they have advised me to write to them at,

 

Business Support Department

Hitachi Capital Consumer Finance

2 Apex View

Leeds

West Yorkshire

LS11 9BH

 

and include all information i have on the original aggrement with advent and course progress etc, basically everything you can supply to help them lookinto your case,

 

hope this has been some help, if anyone hears anything else please let me know, need to stick together on this one me thinks,

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I have dug through my paperwork for my financial agreement and this is what I found.

 

The Consumer Credit Act 1974 lays down certain requirements for your protection which should have been complied with when this agreement was made. If they were not, we cannot enforcethis agreement without getting a court order.

 

The Act also gives you a number of rights:

 

1) You can settle this agreement at any time by giving notice in writing and paying off the amount you owe under the agreement which may be reduced by a rebate. Examples indicating the amount you have to pay appear in the agreement.

 

NO THE JUICY PARTS

 

2) If you received unsatisfactory goods or services paid for under this agreement you may have the right to sue the supplier, us or both.

 

3) If the contract is not fulfilled, perhaps because the supplier has gone out of business, you may still be able to sue us.

 

If you would like to know more about your rights under the Act, contact either your local Trading Standards Department or your nearest Citizens Advice Bureau.

 

MISSING PAYMENTS: Missing payments could have severe consequences and make obtaining credit more difficult.

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Anyone taken the career development loan with RBS? Spoken to 'em today but they said there ain'y much they can do 'cos they've got to stick to rules made by learning & skills council. Sent them an email basically telling them that it stinks & I want a refund on a service I ain't had. 2 b honest I think Advent have been a joke from start to finish! The online "mentor" support was practically non existant apart from what read like a general reply to a query they give everyone, & when I rang them they just read the same reply I'd had in an email. NOT HAPPY!!!

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Just managed to register. I'm one of those who has paid all £5000 as I had money saved. I just want my money back. Done my A+ exams, was doing the MCDBA. Felt conned by the sales man, as he said it would take me 6 months to complete, having already a degree behind me, I know this is not possible especially on top of a full time job.

I've contacted BBC midlands and had an interview, also contacted watch dog. I'm joining in with all we can do, my next step is to get on the facebook link, keep me updated with what more I can do. As I say i'd rather have my money back than keep training.

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Welcome dips.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I have my finance with Advent aka Anglo Capital Limited. Under the Terms and Conditions of my student finance plan it does not say consumer credit act anywhere. So I rang the Financial Ombudsman and they were not interested at first, but when I told them it does not say consumer credit act anywhere they want me to send them a copy of the agreement. Apparently it does not sound right.

 

So in the meantime I have a direct debit coming out Monday for them, so I cancelled it. The worst they can do is send me a letter and charge me at the moment but I am not giving them anymore more money until I know what is going on.

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Insiders claimed Advent and Access2Trade, both part of Anglo Capital Limited, were accepting cash for courses just TEN days ago.

A Facebook group "Advent training scammed us - we want our money back" was launched yesterday.

 

 

Read more: http://www.thesun.co.uk/sol/homepage/news/2830317/Access2Trade-and-Advent-training-schemes-fall-into-administration.html#ixzz0e0kIbsml

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I have my finance with Advent aka Anglo Capital Limited. Under the Terms and Conditions of my student finance plan it does not say consumer credit act anywhere. So I rang the Financial Ombudsman and they were not interested at first, but when I told them it does not say consumer credit act anywhere they want me to send them a copy of the agreement. Apparently it does not sound right.

 

So in the meantime I have a direct debit coming out Monday for them, so I cancelled it. The worst they can do is send me a letter and charge me at the moment but I am not giving them anymore more money until I know what is going on.

 

 

Sticky1 is there any chance you could post up a copy of this ?

Of course remove any identifiers.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Everyone, I too was a student of Advent until that blunt email arrived in my inbox. At this point in time I am unsure what to, as I have a BPF loan but am still in the interest free period (which expires in May). Reading the contract, there seems to be a contradiction. It states :

 

"Non-cancellable agreement - you have no right to cancel the agreement under the Consumer Credit Act 1974 ...."

 

But also this:

 

"The consumer Credit Act 1974 lays down certain requirements for your protection which should have been complied with when this agreement was made. If they were not, we cannot enforce this agreement without getting a court order."

 

So I am confused, can I cancel the agreement envoking this Act or not?

 

Thanks

Robert

London

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Hi guys

 

I am in the same position as everybody else and I am very confused of what will going to happen.How come nobody called me yet to tell me what is going on. But I got the reminder on my mobile that I have to pay next week . so I think that its almost over in that respect and they will keep taking our money. They will say if you want money back go to advent, advent does not exist any more so no money. Barclays gave money to advent on our signature and we have to pay them back. can anyone find something which will get us out of this mess?

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Advent training Scammed Us, we want our Money Back! | Facebook

If you're new please join, we're in the Sun News Paper, page 4.

I'm sure people high up will be taking this alot more serious now that it has bomb shelled in the Sun Paper, yet we need it in more, i just contacted the Daily mail, lets hope theres a shead of light for us unfortunate ones!

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