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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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MKDP Claimform - Barclaycard **Claim Discontinued**


Nivagey
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Claim has been discontinued...there is no claim

We could do with some help from you.

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Hi DX,

Thanks for the reply, what happens with the Court though?

If they have applied to have the claim transferred where does it stand?

 

 

I submitted my defence and MKDP gave up on it so where are RB going with it down the Court rout?

 

 

Do I have to do anything with the Court?

 

 

Surly it would be a new claim?

 

Thanks

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it doesn't say that

 

 

read it properly

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Scan the order/notice and upload it...remove any identifiable data first.

We could do with some help from you.

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Look at the " Multiple " on the Order...it is an application to change claimant on all claims.....in general...as yours was discontinued before their application yours is now dead.

 

File it:-)

We could do with some help from you.

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Hi Nivagey,

 

I had the same letter in December too and have since had several letters from Robinsons Way but nothing to concern me.

 

It's good news that they discontinued because the statute barred clock pauses when a claim is issued and doesn't re-start unless the court case is dismissed/won or it is discontinued.

 

The last letter I had was a couple of weeks ago and referred to a change in my financial circumstances. It claimed that recent activity on my credit file suggested that I 'MAY' have made a significant payment to one of my financial accounts. In view of this, I should contact them to arrange an affordable repayment plan ...........................etc

 

I'm not tempted in the slightest! :wink:

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Hi Dotty50,

 

Hmmm not really understanding this now :(

 

My last payment to B/C was 12/2009 so Statute barred would be 12/2015? six year continuous no payment made on the account.

 

They put a claim in 10/2012 and discontinued it 12/15.

 

So what you are saying the clock stopped on 10/2012 when the claim was made to the CC

and then Discontinued 10/2015

 

So does this mean the time between the claim and discontinue has to be taken from the 6 year period?

 

Leaving the Original SB start on 12/2009 stopping on the CC Claim date 10/2012 being 2 years 10 months?

 

Now with the gap up to the discontinuance date 12/2015 being 3 years 2 months

does this now mean my SB will be extended that 3 years 2 months

then the 6 year period will now be another 3 years 2 months?

 

My head hurts now :(

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Sorry giving you a headache wasn't my intention! :-)

 

This was something I learned elsewhere,

so I've got a claim from years ago that will never become SB but I don't lose any sleep over it.

I should have applied for a strike out at the time it became 'stayed''

but I didn't realise the importance of it at the time.

 

But it doesn't extend the period it just pauses it so now they've discontinued,

it's as if the claim was never issued so the original SB period remains the same.

 

The clock doesn't stop, it just pauses.

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Hey no worries Dotty50 :)

 

I appreciate you help, I see now that makes sense :) I can handle all and anything they throw at me but as long as I'm 100% clear about the SB date and know they cant go through the courts that's all that matters to me.

 

Thanks again :)

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You're very welcome Nivagey.

 

My biggest debt went SB last month. I literally ticked off each day on my calendar but the relief to get it to SB was enormous.

 

I've got one more to go this month and by the end of the year, all the defaults will disappear.

 

Three have already dropped of and three more to go.

 

It's been a long six years!

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Sorry giving you a headache wasn't my intention! :-)

 

This was something I learned elsewhere,

so I've got a claim from years ago that will never become SB but I don't lose any sleep over it.

I should have applied for a strike out at the time it became 'stayed''

but I didn't realise the importance of it at the time.

 

But it doesn't extend the period it just pauses it so now they've discontinued,

it's as if the claim was never issued so the original SB period remains the same.

 

The clock doesn't stop, it just pauses.

 

You cant really strike out a stayed claim Dotty..there are no legal grounds.....but a stayed claimed after a period would become irrelevant with regards to the Statute of Limitation...as the claimant never acted or intended to ever proceed.

 

Andy

We could do with some help from you.

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Hi Andy,

 

Thanks for that info, I am pretty sure that I was told to apply for a strike out on one of my claims after it became stayed but I couldn't afford it at the time.

 

But it was a few years ago so it isn't a concern for me.

 

I was trying to find the post in my thread but can't find it.

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That's great news Dotty50 :) much the same for me got till August then my last one is SB Yep 6 years IS a very long time. If I had taken the advice from one of the many Debt management company's who offer the world to set you free I would be in a hell of a financial mess for many years to come still. :) As they say knowledge is power and I'm very grateful for most on here for their advice and support, you very much included :)

 

I will keep you posted :)

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nivagey

as the guys say, they'll have difficulty arguing that the 2012 -2015 period extended the limitation period, let alone starting another claim, after discontinuance. happy days :)

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Hi Ford,

 

Well I hope so mate, heard too many horror story's how these unscrupulous debt collection company's work, seems like there is no limits to their ways of trying to get money from people :(

 

Will see in the next few weeks what their next steps will be :)

 

All the best :)

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I expect you will just get letters from them every couple of weeks asking 'nicely' for you to pay.

 

Just be aware that they have started using brown envelopes, very much like the on's that areused when a court claim is issued so don't panic if you see one drop through the letterbox. (I did!) :!:

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  • 1 month later...

Just a quick update, had a letter from RW today saying they will accept 50% to clear the debt in one payment or If I am unable to pay a lump sum they may be able to agree for me to pay in monthly instalments or tell them what I can afford and they will work with me to find a resolution!

 

File with the rest of them? :)

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begging letter

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Even I have had begging letters from robbers way, jokers sent assignment for hoist and demand in same envelope... and yep brown tax looking envelopes....

 

And had a, pay what I can afford letter with a request for my current financial status letter.

 

And a lovely phone call from them asking me security questions, think they were left very clearly that they can whistle dixy.

 

Think as DX has said, begging letters to get some money back from the MKDP purchase.

 

tigs

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  • 1 month later...

Hi, Quick question.

 

I should be well in to statute barred on this account my credit report states that B/C sold/assigned to MKDP on the 31/05/2011 and shows "Satisfied" registered against B/C.

 

It now belongs to Hoist.

I have 2 other CC defaults that have now dropped off my credit file both of which I'm sure I had PPI on them as well.

 

One of them a Halifax card which has now been discontinued by the debt agency confirmed in writing to me (it was one where Halifax messed up the Default notice and closed the account before the resolution date).

 

The B/C account was opened in 1983 and I'm sure I had ppi on it.

Is it worth me going on the the B/C website

and filling out a PPI claim for the credit card?

 

Am i right in thinking now the debt was sold the original creditor B/C are liable for the PPI claim and Hoist can not intervene?

 

Thanks in advance

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Poss or use the fos one

Its better to have all the statements mind

SAR time?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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