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    • Please will you upload the defence in a PDF format document
    • Afternoon All - after 3 weeks of silence, this morning I received an email from HMCTS advising that P2G have rejected my claim. Decide whether to proceed Parcel2Go.com has rejected your claim. You need to decide whether to proceed with the claim. You need to respond before 4pm on 25 June 2024. Your claim won’t continue if you don’t respond by then. This is their ‘defence’ Their defence Why they disagree with the claim When choosing a service on the Defendants website, the Claimant chose to book their order with Evri and selected to take out £20 parcel protection which comes with the service. On the first page of the booking process, the Claimant entered the value of £265 for the contents and was offered parcel protection for loss or damages against their goods for £13.99 + VAT. The Claimant selected no, which then produced a pop up which explained 'We strongly recommend that you protect the full value of your item(s).' however, the Claimant still did not take this protection out and instead continued with the booking process. At the end of the booking process, the Claimant was offered this again which was refused and the Claimant continued with the booking by accepting the terms and conditions which re-iterates the information provided in the booking process. The parcel was sent, however, seems to be delayed in transit. The parcel finally started to track again, however, when delivered the parcel was empty with no contents. As such, the claim was re-opened and attempted to be settled for the £20 protection taken out in the booking process. This was refused by the Claimant as they felt they should be paid the full amount of the value entered when booking. Unfortunately, due to the refusal of the parcel protection in the booking process the Defendant is not liable to settle the claim to the value and only to the parcel protection taken out. The Defendant shall rely on the Terms and Conditions of carriage in particular section 9. The Defendant understands that the contents have not be handled with due care and attention, which is not being disputed, however, they are disputing the amount they are liable to. They have requested mediation, I’m sure not least to drag the case out even longer, but I can see no benefit to me in this and so shall reject it. As ever, I’d welcome your thoughts guys. g59   
    • I doubt HMCTS holds any data on whether arrests by AEAs required police assistance.  They couldn't or wouldn't provide data on how many of warrants issued were successfully executed - just the number issued!  In my experience, arrest warrants whether with or without bail are [surprisingly] carried out with little or no fuss.  I think it's about how you treat people - a little respect and courtesy goes a long way. If you treat people badly they will react the same way. Occasions when police are called to assist are not common and, having undertaken or managed many thousands of these over the years, I can only recall a handful of occasions when police assistance was necessary. On one occasion, many years ago, I arrested and transported a man from Hampshire to Bristol prison on a committal warrant. It was just me and he was no problem. I didn't know the Bristol area (pre Sat Nav) and he was kind enough to provide directions - seems he knew the prison.  One young chap on another committal warrant jumped out of his back window and I had to chase him across several garden fences.  When he gave up (we were both knackered) I agreed to drive by his girlfriend's house to say farewell for a while.  I gave them a few moments and he was fine. The most difficult are breach warrants but mainly in locating the defendant as they don't want to go back to prison - can't blame them.  These were always dealt with by the police until the Access to Justice Act transferred responsibility from them to the magistrates' courts. The fact was the police did not actively pursue them and generally only executed them when they arrested someone for something else and found they had a breach warrant outstanding.  Hence the transfer of responsibility.
    • thats down to mcol making that option available for you to select, you cant force it. typically if there are known processing delays at northants bulk it will be atleast 14 days later if not more.
    • Thanks   Noting the day to apply for default judgement if necessary
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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barclaycard/mercers


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Then ask for a copy of the Credit Agreement. The chances of Mercers having one on an account that old re virtually zero. If they can't come up with one, then you can either stop paying them anything, or if you feel you want to pay, it will put you in a very strong negotiating position.

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I have a debt with Barclaycard who have now passed it over to Mercer's. They are wanting by bank details so I can pay by direct debit but I have refused to give them my details. I want to pay by standing order. Where do I stand legally if they refuse this option? Also, how do I go about doing a standing order?

 

Thanks

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You can pay them any way you want. By far the best way is to do as you are doing and pay them via standing order, as you control the amount they receive, a DD is a licence for them to dip their hands into your account and take what they like.

 

Incidentally Mercers are Barclays, it is there in house DCA.

Just them trying to sound professional and scare you into thinking that they have got a third party involved.

 

So if they won't give you their bank details, simply pay Barclays via SO using Barclays bank details.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Help! Update

 

I've had an email from the debt counsellors and they suggested writing to Mercer's saying that I want to pay by standing order and quote my bank account number as my reference. They won't be able to do anything with this account number apart from taking the amount I want them to have can they?

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they don't need any of your details. They need to give you their bank account and sort code, then you use your barclaycard number as the reference. You set up the standing order with your bank, they have nothing to do with it. I use 20-04-15, 3829000800, followed by my card number to pay my platinum card. They would rather have control over how much you pay, but it is better that you have the control.

 

DO NOT GIVE THEM YOUR BANK DETAILS, would you give them to a guy in the street? If they want the money let them give you their details. If they have given you details to pay by internet or phone banking they are what you need to set up a standing order.

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Tell Sharklaycard that unless they give you their bank details in order to pay them via standing order then they won't get any money!

 

You take control not them, don't take any of their drivel, just tell them that you need their details in order to set up a standing order, and you set the amount that is comfortable for you to pay, if it is a £1 a week/month then so be it, DO NOT ALLOW THEM TO TELL YOU WHAT TO PAY!

 

If you ring them then make sure you record the call, however it is much better to start a paper trail of evidence, and send them a letter asking for the information, send it recorded delivery, and print your name, never sign.

 

Then if they still refuse to give you the details, at least a judge will look very favourably on you, as you have told them you want to set up a standing order.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Just a thought - instead of asking Mercers for their bank details can I just go ahead and do it? Will the neccessary information I require be on the Barclaycard credit card statments I get every month? I used to pay my credit card bill by cheque every month. I would rather Mercers not know what I was doing because they will probably reject my offer of paying by s/o. Thanks

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given that mercers and barclaycard are the same 'company' then I dont see the harm in paying using the details you have.

 

Why not write to them and say you are going to pay be standing order and unless they give you different detaild then these are the details you will use.

 

- stand uo to them, the more you do the less they will try and bully you

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Thanks I will write first - I'm going to be a bit more pro-active. It's not as though I'm refusing to pay or anything as I want to pay debt off.

 

Yes! Proactive and Assertive;)

 

It is their job to try and manipulate and pressure you into paying as much as they can possibly get out of you as often as possible. Direct Debit puts them in control, that's why they want it. You must be strong and tell them that you acknowledge liability and responsibility etc but at the moment all you can afford to pay is £x and that you will only pay by a method that allows you to remain in control of the process.

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As the previous posters have noted they will try to bully you so stand firm and write to them only-no calls. If they call you refuse to go through thier security questions..state 'in writing only' and put the phone down. They get the message in the end.

Many banks have tried the 'we only do DD' line-dont fall for it.

They are lucky that you are offering to repay as many Caggers wouldnt give them the time of day when being treated poorly.

I am currently involved in fun and games with HSBC who have said they are going to up my repayments...they obviously dont realise that things were set up by SO...;)

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