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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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March For A Fair Financial System.


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Yes stay clear of CO OP. I had a cash saver account with them. Unfortunately a direct debit was taken out without my knowledge, it was taken out a week earlier than the date it should have gone, taking me £7.00 over my limit. They cancelled all my DD without telling me, and it was only because i checked online that i knew. Speaking to them they didnt want to know and closed my account! Of course this caused me many problems with my DD payments. I now do not have a bank account and have no inclination to get one. But i will be joining a credit union, which is more ethical and has no charges. If everyone did this the banks would collapse.

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im waiting to see what will become of the post office as there is talk in gov of them being given more banking powers .i.e current accounts etc

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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I'm in the mood for a rally. It appears that the courts as well as various other institutions seem to be deferring this "bank charges" thing. It's getting anooying now and I think there should be a rally (a peaceful one ofcourse) but out word needs to get out there.

 

Whose up for it? I MEAN PEACEFUL! I DONT MEAN LOOTING N THAT!!!!

 

Zap back to the 70's, get some pickets out, build a few camps n let it be known!

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I'm in the mood for a rally. It appears that the courts as well as various other institutions seem to be deferring this "bank charges" thing. It's getting anooying now and I think there should be a rally (a peaceful one ofcourse) but out word needs to get out there.

 

Whose up for it? I MEAN PEACEFUL! I DONT MEAN LOOTING N THAT!!!!

 

Zap back to the 70's, get some pickets out, build a few camps n let it be known!

 

Hey, see this thread:

 

http://www.consumeractiongroup.co.uk/forum/general/234784-march-fair-financial-system.html

 

Maybe we can have these threads merged? I am 100% with you. This needs to be done on the same day in every town and city up and down the country. It's just gone too far now. They are a big evil mafia and they don't want to take voluntary pay cuts, even though they'd still be earning plenty. ***In my view, even the County Courts largely paying out doesn't solve this.*** The banks are still charging and ruining the lives of millions. Not all of them have the heart to go to court. Even if they did, it can still be a tremendous ordeal getting the charges in the first place and dealing with it all! It's literally ruining the health of innocent people. I'm ashamed at the lack of people standing up. I wouldn't be surprised if half of them just want 'their' refund and don't give a toss about anyone else... :(:(:(

Edited by renegotiation

What sort of world do you want your kids to grow up in?

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Hey, see this thread:

 

http://www.consumeractiongroup.co.uk/forum/general/234784-march-fair-financial-system.html

 

Maybe we can have these threads merged? I am 100% with you. This needs to be done on the same day in every town and city up and down the country. It's just gone too far now. They are a big evil mafia and they don't want to take voluntary pay cuts, even though they'd still be earning plenty. ***In my view, even the County Courts largely paying out doesn't solve this.*** The banks are still charging and ruining the lives of millions. Not all of them have the heart to go to court. Even if they did, it can still be a tremendous ordeal getting the charges in the first place and dealing with it all! It's literally ruining the health of innocent people. I'm ashamed at the lack of people standing up. I wouldn't be surprised if half of them just want 'their' refund and don't give a toss about anyone else... :(:(:(

 

Yes, I'm annoyed with the lack of people putting their name down in the original thread as well. I really want to kickstart this marching idea and set it into motion right now!

 

It is ridiculous that we live in a first world democratic country which values the basic human rights of its individuals yet we just ignore the suffering of normal innocent people. I really am shocked by it. We need to be vociferous about this sort of thing but instead we get quieter. It is amazing that some people (not on this forum, or at least I haven't seen them here) actually support the bank charges, are these people so divorced from society that they ignore the plight of others??? No doubt they've never suffered the charges but do they really lack the ability to empathise??

 

I really don't think we'll feel vindicated when the banks give us back our money as only a permanent change in their practices and ethics will solve the problem. But the problem we seem to be suffering from now is the lack of resolve in people and this lack of resolve seems to be what is hampering us in our marching plans.

 

It is shocking that millions of people have suffered unjust bank charges yet only thousands of pepole speak up about it. What is even more shocking is that the people who actually want to march and solve the issue is not in the thousands or even in the hundreds but in the tens!

 

[End of rant]

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Yep, I'm with you both. Already post on the thread that Renegotiation set up. Something needs to be done pronto whilst it is fresh in the minds of the public but I think you are right. Many people suffer from lack of resolve and probably feel a bit downtrodden. They day of the test case, after the result came out, I noticed that the camera panned to a member of the public, a black guy who had had his case 'stayed' and with the ruling, said 'thats it now, its all over, I won't be going forward, the banks have won'. I was sat there thinking, wow, I wish that camera was on me, I'd certainly tell them straight and that its far from over and if anything, its only made me more determined and resilient. We may be knocked down a little, but we are certainly not out. Years ago, I lived in Elton next to Shell Stanlow Refinery, when the strike was on regarding petrol, we where picketing on Oil Sites Road. I was there when Prescott lost his rag. (Was funny at the time) BUT people sat up and listened. This is what we need, something on a larger scale, in every major city.

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I'm in the mood for a rally. It appears that the courts as well as various other institutions seem to be deferring this "bank charges" thing. It's getting anooying now and I think there should be a rally (a peaceful one ofcourse) but out word needs to get out there.

 

Whose up for it? I MEAN PEACEFUL! I DONT MEAN LOOTING N THAT!!!!

 

Zap back to the 70's, get some pickets out, build a few camps n let it be known!

 

Do you mind having the threads merged? I will ask a mod if you don't.

What sort of world do you want your kids to grow up in?

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I dont mind, its up to Bankfodder. He's the forum moderator :-) Fine, most of my financial problems are down to myself, but thats no excuse to push me into depression.

 

We should do a 70's thing, and build a camp outside the banks lol.

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Hey I just thought, if 100 of us, or more, marched into a bank with our pickets, then that might bring a message to them!

 

It'd certainly get the attention of the papparazi, plus it'd bring good attention to CAG!

 

I think we should work on this! OI and I mean it, we DONT want chavvy kicker offers! Its meant to draw ATTENTION NOT DISGUST!

 

Anywayyy.. lol

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ok ANOTHER post, amber, the banks HAVENT won! See it as you havent won YET! Sorry, ,yet another rant lol

 

You mentioned about picketing against the petrol problems. Itws actually kinda cool to rally, I love fighting for a cause, but I was peed off that in the carbon footprint rally's in london that someone had to kick off and smashed up RBS.

 

That sooo killed the fun. Gosh if you were there, it was like a scene from the 70's. I swear hippies arent a thing of the past lol. Maybe I was born in '79 for a reason :-D

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They day of the test case, after the result came out, I noticed that the camera panned to a member of the public, a black guy who had had his case 'stayed' and with the ruling, said 'thats it now, its all over, I won't be going forward, the banks have won'. I was sat there thinking, wow, I wish that camera was on me, I'd certainly tell them straight and that its far from over and if anything

 

Although to be fair, at that stage the facts werent clear, and the press at the SC was really pushing that its all over, it was only once the judgement had been read by people that the true facts came out that it is indeed far from over.

 

He probably heard loads of news reporters saying that noone had a chance any more, I know if I was hearing loads of members of the press saying that, I would be feeling very doubtful, I would have expected the press to have got their facts straight before reporting, obviously this is not the case.

:madgrin:

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And here it is:

 

 

Post Office bank plans outlined by government 02/12/2009

 

Plans for the Post Office to start offering financial products have been outlined by the government.

There will now be a public consultation on the plans, which include offering access to accounts from every one of the Post Office's 11,500 branches.

The plan, which also includes the provision of mortgages, requires investment of up to £1.7bn by 2011.

The changes would turn the Post Office into "a leading player in financial services", the government said.

 

 

 

BBC News - Post Office bank plans outlined by government

 

Well this could be a good move, providing the post office have a fair level of charges and fees and not get carried away with greed like the other banks.

 

Also will the post office offer current accounts to the many that are unable to get one elsewhere we shall see.

 

Im in full support of the post office if they hold true to a peoples bank and im sure they can gain a lot of custom if that was the case.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Yep, I'm with you both. Already post on the thread that Renegotiation set up. Something needs to be done pronto whilst it is fresh in the minds of the public but I think you are right. Many people suffer from lack of resolve and probably feel a bit downtrodden. They day of the test case, after the result came out, I noticed that the camera panned to a member of the public, a black guy who had had his case 'stayed' and with the ruling, said 'thats it now, its all over, I won't be going forward, the banks have won'. I was sat there thinking, wow, I wish that camera was on me, I'd certainly tell them straight and that its far from over and if anything, its only made me more determined and resilient. We may be knocked down a little, but we are certainly not out. Years ago, I lived in Elton next to Shell Stanlow Refinery, when the strike was on regarding petrol, we where picketing on Oil Sites Road. I was there when Prescott lost his rag. (Was funny at the time) BUT people sat up and listened. This is what we need, something on a larger scale, in every major city.

 

I found it very odd that they found someone like that to declare he was 'giving up' and it was 'all over'. :rolleyes: Call me a bit cynical, but... :lol:

What sort of world do you want your kids to grow up in?

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Two threads merged :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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And here it is:

 

 

Post Office bank plans outlined by government 02/12/2009

 

 

Plans for the Post Office to start offering financial products have been outlined by the government.

There will now be a public consultation on the plans, which include offering access to accounts from every one of the Post Office's 11,500 branches.

The plan, which also includes the provision of mortgages, requires investment of up to £1.7bn by 2011.

The changes would turn the Post Office into "a leading player in financial services", the government said.

 

 

 

BBC News - Post Office bank plans outlined by government

 

Well this could be a good move, providing the post office have a fair level of charges and fees and not get carried away with greed like the other banks.

 

Also will the post office offer current accounts to the many that are unable to get one elsewhere we shall see.

 

Im in full support of the post office if they hold true to a peoples bank and im sure they can gain a lot of custom if that was the case.

 

PF

 

I'm really not getting this. They had Girobank years ago (I was with them) then sold it to Co-op but I can't remember why - whether it lost them money or what? So, having sold one bank for whatever reason they now want to start another one.

 

Be careful PF, if they do that again you'll end up back with Co-op!

 

Jan

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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