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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Can you help please - I have a CCJ that I was completely unaware of!!


Jax12
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Hi

 

I CCA'd CL Finance (originally a HSBC loan) on 7 September. They failed to respond so I sent them the "in disupute" letter on 21 October.

 

Yesterday, I decided to check my credit report - haven't done it before - but wanted to look out of interest. It seems and I was completely unaware that on 3 August 2009 they - or Registry Trust Ltd - not sure who they are - have put a CCJ on my account for £12K.

 

This is registered at my previous address - my former matrimonal home. For over 12 months, my ex did not forward any letters to me, so I have received no notification of this.

 

As this was all before my CCA and dispute - is there anything I can do??

 

Not really sure what I am asking but would appreciate any views on this.....

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Hello

You would need to apply to the court to have this judgement 'set aside'

How is it done?

 

Firstly you need to have a valid reason to have the judgement set aside, and then you fill in a form called N244 which you can get free of charge from the county court, giving the reason you think that the CCJ should be removed from your records.

 

After you send this form to the court, your application will be considered. If you're successful, you can then write to the credit reference agencies giving a copy of the court's set-aside judgement, and they will then remove the CCJ from your records.

What are valid reasons to give?

 

There are many reasons you can give which may be successful in overturning the CCJ, but it's best to keep your argument as clear and concise as possible for the best chances of success. Possible reasons include the following:

 

- If you settled your debt 'out of court' then the action should have halted and no judgement issued. Sometimes this doesn't happen though, and again a judgement is passed by default.

 

- If you cleared the debt within 28 days of receiving the judgement, then it should have been cancelled and should not have appeared on your record.

 

- If you didn't receive the summons for any reason, you may have been unaware of the whole court procedure, and would have received a judgement by default. As you didn't have the chance to defend yourself, you can appeal against it after the fact.

 

- If you were not told about the judgement being made, for any reason, then you can appeal.

 

There are many more reasons you could use, but the main thing to concentrate on is either that the debt was settled or that you were unaware of the county court hearing or decision, and so couldn't defend yourself or appeal.

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Hi - thanks for this - to be fair, although I was unaware of the Judgement, I guess I don't really have a valid reason for having it removed!!

 

Unless not receiving the summons is enough - but I hadn't paid anything on it for a while!!

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you have a valid reason

 

"If you didn't receive the summons for any reason, you may have been unaware of the whole court procedure, and would have received a judgement by default. As you didn't have the chance to defend yourself, you can appeal against it after the fact."

 

If you were not at the address the summons was served at the time you were unaware of the proceedings.

 

You cannot get it removed from your credit file without first getting it 'set aside' by the issuing court.

 

You need to act on this as failure to comply with a judgement can incur attachment of earnings and even bailiffs.

 

If you know nothing about this CCJ then you must get it 'set aside' as you cannot comply with the judgement as you do not know the terms of it.

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Thanks Bazooka Boo - interesting reading!!!

Just knew that this one (the big one - £12K) - would come back and bite me on the a**e!!!!

 

12K that's nothing compared to my 50K!! Just wondering when the fun will begin!:D

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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right, well forget about them for the time being, your priority is to get this CCJ 'set aside' pronto, as any requests made for payment will also go to the wrong address, so you will be unaware of what is happening with reagrds to enforcing the judgement

 

don't forget about this- write a reminder letter and also send a cca request to the original lender- the results should be back in 12 days

 

it is only a quid and 5 mins work but well worth doing now

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Have been reading the Court's guidance and they say that you can only set aside the judgement, even if you didn't receive it, if you don't think you owe the money!

 

Please help - don't know what to do and am still trying to work out how much it will cost me!!!

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the court guidance is wrong therefore

 

if your creditor knew of you current address and then issued proceedings at your old address, or if there were other genuine reasons why this was not forwarded to you then you can indeed get the judgement set aside and for no other reason than that you were not aware and therefore unable to defend

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Jax, I had a similar issue, a ccj issued to me at an old address, nearly 3 years ago! I applied to have it set aside on the ground sthat I did not receive it and therefore was unable to defend it.

 

This was my thread

Edited by Lapchien66
Added thread

Eyes opened and back in control of my life thanks to this site x

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