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    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
    • cause like you said in post one, 99% of people think these are FINES (it now reads charge). and wet themselves and cough up. they are not, they are speculative invoices because the driver supposedly broke some imaginary contract by driving onto privately owned land which said owner may or may not have signed some 99% fake contract with a private parking co years ago, thats already expired or has not been renewed or annually paid to employ them dx  
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1 month loan / Mayday Payday


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I had a PDL with 1 month loan which I defaulted on back in November last year. I have gotten myself into a bit of a mess with PDL and know I have nobody but myself to blame.

 

I applied for a loan with Mayday Payday yesterday, and after thinking about it decided to cancel the application. I emailed them and asked them to withdraw my application - no response

 

Today I had an email from Mayday saying my application had been refused - and again I emailed requesting they cancel my application. I checked my bank account this afternoon to find £10 and £100 had been debited. I knew it was this company as I had only had a new debit card on SAturday and they were the only company I gave my details to. It turns out that 1 month loan and Mayday Payday are the same company!!!

 

Watch out guys, if you owe money to either of them and apply to the other they won't think twice about raiding your bank account!!!

 

Can I challenge the payment?:(

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this also happened to me, i couldn't believe it. this is scandulous... they are offering a ''service'' then sneakily emptying your account once the details of your accounts are handed over!!! they took £560 from my account for what was a £150 loan,,, i was in a payment plan with them paying on time (£40.00 monthly) i challenged this with them but they said they are not prepared to issue any form of refund... i dont know where to turn now and have no money for christmas, or for my children... thanks 1monthloan! :mad::mad::mad:

Edited by bboy
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I Highlighed that this may happen on sunday morning but the site team on this site removed my thread without warning !

All Fortress Group UK websites say this in there terms:

 

18. If you owe Fortress Group (UK) Ltd money through any of its brands or subsidiaries you authorise us to use the debit card details supplied in this application to recover those monies as your relationship is with Fortress Group (UK) Ltd and not just an individual brand. We do not have to notify you that we have, or intend to, do this.

 

They also trade under these names:

1 Month Loan Fortress Securities Mayday Payday Oasis Finance Oasis Payday Payday Mayday

 

Beware

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Well I've just checked through all my correspondence with 1 Month Loan regarding my account, and nowhere on their contact with me does it state they're part of Fortress.

 

Even my bank agreed what they've done is sly but I can't do anything about it as in the terms & conditions I agreed to when applying to mayday it states if I owe money to Fortress they can use my card details to claim it back - Even though I had NO clue the 2 companies were related!!

 

My advice - Avoid at all costs!!!

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After phoning to complain i received this email from them.....Shame they can't even get the number of the clause correct, as in the T&C it's clause 18!!

Beware!!

Dear Mayday Payday Customer

I am writing to advise you that today we collected funds from your debit card. As you may recall you recently had a loan with one of our brands 1 Month Loan which you failed to repay on the agreed date. In accordance with clause 17 of the terms and conditions you agreed to when you recently applied for your Mayday Payday loan if any money was owed to any other brand we could use the debit card supplied in this application to recover it.

17. If you owe Fortress Group (UK) Ltd money through any of its brands or subsidiaries you authorise us to use the debit card details supplied in this application to recover those monies as your relationship is with Fortress Group (UK) Ltd and not just an individual brand. We do not have to notify you that we have, or intend to, do this.

SO WHAT HAPPENS NEXT?

Even after collecting this amount you still have an outstanding balance with Fortress Group (UK) Ltd. You should contact the 1 Month Loan team immediately on 01284 717820 where one of our consultants will be able to arrange a suitable repayment plan to recover the outstanding balance. Failure to do so may lead to legal action being commenced. Additionally should you decide to pursue this matter further by challenging the payment with your bank we will again begin legal action against you. At this stage all the costs associate with this legal action will be added to your account.

Please note that Fortress Group (UK) Ltd has acted 100% within its terms and conditions and completely within the law. While you may feel upset that we have taken this money from you, it is a debt that you owe us.

Regards

Fortress Group ( UK ) Ltd

Phone: 01284 717810

Fax: 01284 717833

Websites: www.fortressuk.co.uk

Any views or opinions expressed in this message are those of the author and do not necessarily represent those of Fortress Group (UK) Ltd. No reliance may be placed on this message without written confirmation from an authorised representative of the company. Fortress Group (UK) Ltd. is registered in England & Wales with Company Number 05041905. Registered Office: Fortress House, Skyliner Way , Bury St. Edmunds , IP32 7YA .

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  • 2 months later...

Contact 1month loans compliance officer, simon hatch, he posted on another thread, not surprised to see that he has stayed away from this one.

 

I charged all mine back and was threatened with police action but i then offered £20 per month and that sorted it as i told then i was going in to a DMP

Edited by ashley_johno
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  • 1 year later...

These monkeys sent me a recorded delivery letter stating they were in the rights to phone me at work and to contact my parents (one of whom is ill) and claimed it wasn't harassment. They keep trying to take money from my debit card (I've changed banks) and seem to think they are justified plus I've sent them a token payment and will set up a repayment scheme through payplan. They are just bullies and have no right to harass people, especially if they are trying to sort themselves out. PDLs ought to be banned anyhow!:mad2:

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  • 1 year later...

Although this thread is old the situation hasn't changed with 1 month loan my friend recently took a loan with them and the funds were taken out of his account when he wasn't expecting it, taking him over his overdraft to incur further costs. He's now writing to the OFT to make a formal complaint.

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Did he tell the bank it was an unauthorised transaction and to do an immediate chargeback?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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