Jump to content


  • Tweets

  • Posts

    • Thanks for that. I will give them till Tuesday. Thanks for your help, very much appreciated. 
    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
    • its not about the migrants .. Barrister Helena Kennedy warns that the Conservatives will use their victory over Rwanda to dismantle the law that protects our human rights here in the UK.   Angela Rayner made fun of Rishi Sunak’s height in a fiery exchange at Prime Minister’s Questions, which prompted Joe Murphy to ask: just how low will Labour go? .. well .. not as low as sunak 
    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

British Gas,advice please!!!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5296 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,i'm new to the forum :)

 

Recently i had a pre pay meter fitted to pay of a debt by British Gas for my Electricity as i owed just over £600,when i had it put in i agreed to pay £12 a week back as i only work part time so don't have alot of income a month,last week i noticed the meter going down quite alot especially during the night when we were all in bed and not using anything!! i've worked out it was roughly taking about £5 or just under a day!! so last wed (15/10) i rang British Gas to query it as it was stating on the meter the debt a week was set at £25 (£100 a month!) she confirmed it was and i told them i had never agreed to that amount and she thought it was high so i was told to put some credit on the key for the next 3 days at the same place and on the third day it would change the rate and that would be it,so i did what she said but after the 3 days it still stated the debt a week was £25,so i rang back and explained it all again,was told that the previous message sent didn't work and another had been sent in meantime so to pick that up i would have to put credit on the key another 3 days at same place etc etc and it should change so i did it all again,this morning being the last day,out the key in and nothing happened...by this time i was fuming as since last tues (15th) ive put just under £30 in my meter! i actually had the woman's name and direct number i spoke to on saturday so i gave her a call this morning and explained it all again! she put me on hold for a few minutes and came back with there was a problem with the message being sent to the meter again and i would need to do another 3 days of putting credit on starting thurs and last day being saturday and it should work.

 

I'm at my wits end now,i'm completely broke as i don't get paid till friday,and although i can always borrow some money i don't see why i should have to,i've tried telling them i can't afford to do this any longer,that i may have to have no electric until i get paid,and i have an 8 year old daughter living with me but they don't care one bit,i asked them to send someone out to sort it and all i get is 'We don't have engineers to do that,as they can't change the settings on pre pay meters' i asked to speak to a manager and surprise surprise the manager had just walked off and been called into a meeting,but would call me back...which was almost 2 hours ago...

 

Does anyone know what i can do?? whatever i tell them falls on deaf ears,it's either do the 3 day credit thing which will be the third time now or do without,they can't help me otherwise,if i was to pay £25 a week,i would have to at least put £40 a week on my meter which mounts up to £160 a month,they changed the weekly rate without my knowledge or without me signing anything.

 

Don't know what to do :(

Link to post
Share on other sites

Hi Katie, sorry to hear about the problems you're having with BG.

 

It does take 3 consecutive top ups at the same outlet for a message to be sent through Talexus (the database which holds key meter information manufactured by the meter company).

 

You should be able to top up as little as £1 so that this can be done. Also, I believe there is a way to get an engineer round to alter the settings through an emergency appointment, particularly if you are going to run out of credit, I know this is definately the case with gas accounts but not too hot on electric i'm afraid.

 

When you top up are you getting any error messages? You might possibly need a new key

Link to post
Share on other sites

Hi, thanks for replying,no error,messages the meter is working fine.

 

I've done the 3 day top up twice now already,only to be told on both occasions that it didn't work because they hadn't picked up the first message which the woman i spoke to let on that i should have been advised about it in the first place and not told to top up until it had been received,the manager rang me back this afternoon finally after me waiting 5 hours...when i was told it would be half n hour to an hour! and she said i need to do the 3 day top again and assured me it would all be sorted this time but i'm not too sure,think i will break down and cry if it fails again,just an example of how much i'm paying at the moment,i put in £5 this morning,there was already £2.54..so at 9.30 am i had £7.54.....now (time is 00.27) i have £4.33 left,i will more than likely have to go into my emergency tomorrow because it will take another £2 odd overnight while nothing is being used and i am absolutely skint now til friday which is payday,i've explained all this to them today and told them i have an 8 year old daughter and all i keep getting is they understand my situation but theres nothing they can do but have me do the 3 day top up.

Link to post
Share on other sites

I'm really surprised that the debt repayment was set to as much as £25.00 per week in the first place. How the hell did BG think you would be able to afford this??!! I thought that the default repayment set on a prepayment meter was £5.00 per week.

Link to post
Share on other sites

I know,i was surprised myself as i had made them and the bloke who offered to get the meter fitted for me aware what i could afford and my circumstances,£12 a week is the highest i can afford on my income at the moment and i have said if it's possible i may pay over the phone at times some extra off the debt,if i could afford £100 a month which it's set at now i'd have just paid the bill off altogether at the time :confused: it just annoys me when you explain to them what situation you are in and they patronise you by saying they understand your circumstances when in reality...they don't.

 

I've emailed a complaint to one of the high up managers but surprise surprise i've heard nothing back.

Link to post
Share on other sites

Hi, i was in the same situation as you, they had all my contract wrong in the first place and by the time they sorted it out for my new house in 2007 they gave me a bill for £670. No way i could afford it so stuck one of those key things in, supposed to be paying back £7.00 per week off debt besides normal money, but earlier this year it was using loads of electric over night costing a fortune, and i found out it was on something called economy7 tarriff, which uses more credit on a night for some strange reason and you can tell by pressing your button on meter once and you get a long number and if you press it again you also get a long number and if so you are on economy7 which they came and changed meter but never got any money back just knocked it off outstanding debt but now down to £150 debt, hope this helps.

Link to post
Share on other sites

Yeah, I would check to make sure you are not on E7 tariff.

If your keymeter has a J screen on the display, you are on E7 tariff. Unless you have storage heaters, or use a lot of electric in the night (eg: washing machine on overnight, as well as other appliances may make it worthwhile having E7, note the word MAY), you are better off being on the single rate tariff. In my experience as a meter reader, a large number of prepayment customers are on E7 tariff when they shouldn't be.

Consumerdude - its extremely unlikely that either Elie or Katie could have their prepayment meter removed when there is a debt on it.

Link to post
Share on other sites

Actually one thing Katie, Bgas do sometimes set up keymeters so that both H and J screens are displayed, yet the actual reading used is on G screen (normally total units used on both rates). If the H and J screen readings are both extremely low and the G reading is a lot higher than the total of the other two, this will have happened.

I dont understand why they sometimes do this. It does not make sense (as you cannot tell what tariff you are on then) but unfortunately it does happen fairly often.

Link to post
Share on other sites

Matt, this is probably so that E7 is an option without having to perform a meter exchange, the way to tell the tariff is by looking at the product and pricing on the bill or by calling the suppplier.

 

E7 only works out cheaper if you use at least 40% of electricity at night (normally 11-6, depending on PES area), and you can have an E7 meter but be billed as a single rate meter by just using the total of the readings

Link to post
Share on other sites

If you have young children you could be considered as vulnerable consumer and therefore you can be treated differently, this means Consumer Focus, the Government watchdog for vulnerable consumers can assist you with the issue and help you resolve the issue. Now as important keep a record of all your communications written and phone calls so that if you cannot resolve it you have a record set to send to the Ombudsman, you can do this by paper or use an online system like disputer to assist.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...