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    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
    • Please start your own topic in the following forum. https://www.consumeractiongroup.co.uk/forum/121-financial-legal-issues/
    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
    • Do you want to shake your groove thing but don’t know any steps? Even dad dancing beyond you? Then order ‘Dancing with The Don’ and let Felon Trump teach you all the 'hottest moves Starring classic moves like: whackamole a child, flossing your nostrils, shaking the cell bars, and pointy pointing    
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Costco today. I am pushing heavy trolley. Come across other trolley, parents busy looking at stuff, young child in front of trolley. Child suddenly darts away right in my path, thankfully, I manage to stop my trolley before hitting the kid. At the point, parents finally turn around, remove child from where he is still standing in the middle of the aisle, allowing me to go through, at last. As I go past, I admittedly give parents a filthy look. At that point, they start berating me on how *I* am giving a bad example to the child with my attitude. WELL... :mad:

 

We had a few chosen words, them insisting that it is my fault (HOW exactly? :-?), that I am rude etc... 10 mns of that, with them insisting that they do supervise their child properly with their back turned to said child throughout, completely ignoring him, and that *I* am setting a bad example to the child (whilst refusing to take responsability for theirs or their child's behaviour, instead blaming it all on another person loudly in front of said child and of course not once telling him to say sorry ... Hmmm, no double standards there then!)

 

Argggghhhh. :mad:

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Costco today. I am pushing heavy trolley. Come across other trolley, parents busy looking at stuff, young child in front of trolley. Child suddenly darts away right in my path, thankfully, I manage to stop my trolley before hitting the kid. At the point, parents finally turn around, remove child from where he is still standing in the middle of the aisle, allowing me to go through, at last. As I go past, I admittedly give parents a filthy look. At that point, they start berating me on how *I* am giving a bad example to the child with my attitude. WELL... :mad:

 

We had a few chosen words, them insisting that it is my fault (HOW exactly? :-?), that I am rude etc... 10 mns of that, with them insisting that they do supervise their child properly with their back turned to said child throughout, completely ignoring him, and that *I* am setting a bad example to the child (whilst refusing to take responsability for theirs or their child's behaviour, instead blaming it all on another person loudly in front of said child and of course not once telling him to say sorry ... Hmmm, no double standards there then!)

 

Argggghhhh. :mad:

 

 

Typical..They'd probably argue the same thing when their child is trapped under the wheels of a lorry in the car park. They should be thankful that all you did was give them a filthy look and didn't send their little angel flying:mad:

 

Lol PD...I didn't know I had to clock in and out.. :)

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I need a bit of opinion on this one. Is it acceptable for someone to run down your road very early in the morning (between 6-8am) shouting Gods praises at the top of their voice?

 

He lives close to my parents ...runs down their road shouting that we should praise God ..runs a mile to reach our house and is still shouting in the street.

 

Doesn't the dumb idiot realise we don't all live in his world..some people may be ill, have to work on a Sunday and the last thing they need is him preaching at that time in the morning?

 

Ideas so far are parking outside his house and shouting or playing satinic verses. The airgun option isn't viable..although tempting. He's been doing it for the past year or so and it's geting beyond a joke. His Sunday may be sacred but ours is a normal working day.

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Local authorities have a number of powers to deal with noise. The main legislation is that relating to statutory nuisance in Part III of the Environmental Protection Act 1990. Noise is defined as unwanted sound and it can originate from a number of sources, such as amplified music, barking dogs, machinery, construction and DIY activity, alarms and transport. Some neighbour noises, such as from children, raised voices, footsteps, doors being closed etc, cannot normally be dealt with under the Environmental Protection Act. The majority of noise problems can be resolved by talking to the person responsible, as they may not be aware that their activities are causing disturbance. I would still give your local council a call to see if they can help. Keep records of times and dates from now on Crapstone.

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Then again, it could be a bit tricky, as it could be argued that he is doing no more and no less than a church bell, namely "calling the faithful to their knees". In old day, watchmen would patrol the street shouting the time on the hour and "all is well!"

 

Is this every day or only on Sundays? Could it be a case of care in the community gone wrong? And has someone actually tried to knock on his door and asked him nicely to confine his activities to his home?

 

With anything else, I would say you would have a chance, as soon as religion is involved, it always complicates things. :-|

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I'd have a word with him first if you can, and if he doesn't take it too well then mention to him that you have done your bit by making him aware of the problem and giving him a chance to resolve the issue himself before you go to the authorities. As said above keep records of when he does this. I understand people have their faiths and that some require them to 'spread the word' but they can find more peacefull way to do this. As annoying as leaflets are I'd much rather someone put them through the letterbox than run up the street shouting!!! Maybe you could suggest that as an alternative?

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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Local authorities have a number of powers to deal with noise. The main legislation is that relating to statutory nuisance in Part III of the Environmental Protection Act 1990. Noise is defined as unwanted sound and it can originate from a number of sources, such as amplified music, barking dogs, machinery, construction and DIY activity, alarms and transport. Some neighbour noises, such as from children, raised voices, footsteps, doors being closed etc, cannot normally be dealt with under the Environmental Protection Act. The majority of noise problems can be resolved by talking to the person responsible, as they may not be aware that their activities are causing disturbance. I would still give your local council a call to see if they can help. Keep records of times and dates from now on Crapstone.

 

Does this include your neighbour blowing those VuVuthingys at stupid times of day?

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Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Is this every day or only on Sundays? Could it be a case of care in the community gone wrong? And has someone actually tried to knock on his door and asked him nicely to confine his activities to his home?

 

It's usually only on Sundays, or was originally, but now it's some Saturdays and on religious holidays including Christmas Day!

We thought it was quite cute at first..but that was later in the day and not at 6 o'clock in the morning. :|

 

It's not just us that are annoyed by it, several people have shouted some choice words at him and asked him to stop. I thought he may have been a sandwich short of a picnic until my children told me that he works part time as a teacher at their school :eek:.

 

I'll try the tactful approach and see what he says. Thanks guys and girls for your assistance.

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Does this include your neighbour blowing those VuVuthingys at stupid times of day?

 

If it's causing a noise nuisance then yes.

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Finding a little dog (old) dog tied up to a tree outside my house in blazing sun (it's high 20's here)!!

 

With collar but no number so have moved her into the shade and given her water and am now sat outside working watching for owners to turn up so I can give them a piece of my mind!!!

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There are some stupid people who shouldn't have pets. Have they come back yet fluffy bunny? Thank goodness there are people around like you. :)

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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There are some stupid people who shouldn't have pets. Have they come back yet fluffy bunny? Thank goodness there are people around like you. :)

 

Nope not yet but the sun has moved round at least so she is more comfortable (even though my 3 cats are stalking her!)

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The Home Access Grant people. Turned down claim because income exceeds threshold.

 

And what takes us over? Wait for it, the luxurious £53.90 a week I get for being a FT carer to my autistic child, the very same on whose behalf we applied for the grant. :rolleyes:

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Ye, but presumably in case of error... However, I have a wee trick up my sleeve: they take tax credit and CA in account, but part of the TC is a disability premium and CA is -obviously- lined to my child's disability, so I am going to argue discrimination: If I were just a stay at home mum with a non-disabled child, we would qualify, so... Seems logical to me.

 

Another thing which gets my goat is that the form says you qualify depending on your "income" and right up to getting their negative answer, NOWHERE does it qualify whether that is supposed to be gross or net. I now know it must be gross as net, again, we would qualify. :mad:

 

I have nothing to lose by appealing anyway, so might as well...

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