Brian Carter and Co Solicitors

[Neil1980]

Hi All

 

I have readd so much on Brian Carter and his cronnies over the past few hours and am still a bit confused.

 

I have recived a letter at my parents address from Brian Carter and co solicitors stating that i have a un paid judgment debt. It says "Your account has now been referred for issue of a warrant of execution under warrant number..."

 

I know that i do have an outstanding debt for Egg and this is what is it for but seems to be a fraction of the cost i actual owe. They are only asking for £310.50 and i know i owe at least £1500.

 

My question is i have never recived any formal paperwork at my parents address or any other address and have not lived there for over 3 years. I am worried that my parents will find out and am at a bit loss of what to do next.

 

Any Help would be appreciated.

 

Mnay Thanks In advance

[Delta-Charlie-76]

I think you will find on other pages of this forum that this cretin (Bryan Carter, don't you just love him? Not), has a very nasty habit of splitting his claim.

[postggj]

mister carter has a nasty habit of getting a ccj by default,

he sends the court forms to a previouse address

 

to begin with contact mr carter

ask for the claim number and what court awarded the ccj

there is a reason for this and i dont want to be cagbot

 

does he infact have a judgement

 

and its correct

 

he splits his claims to get his costs first

 

highly dubiouse but

 

GET CONFIRMATION YOU DO HAVE A CCJ

[twofoot]

Sent him a letter asking for the CCJ details, case number and court as you are unaware there is one. DO NOT USE THE PHONE under any circumstances.

[postggj]

Sent him a letter asking for the CCJ details, case number and court as you are unaware there is one. DO NOT USE THE PHONE under any circumstances.

 

 

MR CARTER MAYBE A ****** BUT HE IS NOT A DCA

 

AN INITIAL TELEPHONE CALL WILL RESULT IN A CASE NUMBER AND WHAT COURT IF ANY

 

IF MY CARTER DOES HAVE A CCJ, HE WILL ENFORCE VERY QUICKLY SO BY ALL MEANS FOLLOW UP WITH A LETTER BUT GET CONFIRMATION OF A CCJ

[havinastella]

OR,

 

Just pay the CCJ amount and save £1200!

 

Jogs

[clemma]

OR,

 

Just pay the CCJ amount and save £1200!

 

Jogs

 

 

That would be my advice too. Let him go for the smaller amount, pay the amount in full so that the CCJ is not recorded on your credit file for 6 years......then sit back as there is NO way of anyone EVER being able to claim the outstanding £1200......

[havinastella]

 

That would be my advice too. Let him go for the smaller amount, pay the amount in full so that the CCJ is not recorded on your credit file for 6 years......then sit back as there is NO way of anyone EVER being able to claim the outstanding £1200......

 

Thats why I love you

 

Its simple maths and stops all the crap. Pay the reduced CCJ, get it satisfied and laugh at Carter.

 

Jogs

[clemma]

.......laugh at Carter.

 

Everyday :lol:

[Neil1980]

Thank you all for your help. I have run off a letter to him and posting it recorded delivery today. I hope this can get sorted quickly.

 

My only problem is i can't pay this in full i know its only £310.50 but i am unemployed and disabled and have no way of getting my hands on that kind of money.

 

Is it to late to ask for CCA?

[PGH7447]

never too late to ask for a cca

[Neil1980]

If i do ask for a cca will the 14 day reply still apply?

[PGH7447]

yes

[postggj]

quick question ref the cca

 

if carter has a ccj, there is no obligation for him to provide the cca,

he will just say contact the finance co,

is that correct

[jon888999]

You could pay the Part claim, if you can afford or pay by installments. This effectively prevents collection of the rest of the debt.

As Capital one have found out with my alleged account, judgement for £500 satisfied on a £8500 debt.

Account returned to cap one last year, told cap one to send payment demands Bryan Carter for the remaining debt as his abuse of process has prevented them from collecting.

Not paid a penny for 14 months and not heard a word for over 6 months from them.

It really depends on how much you want to protect your credit rating, mine was shot, because I buried my head in the sand, so it didn't really matter. Also depends on your job, e.g may be a problem if you work for MOD or similiar.

I'm surprised Bryan Carter is still trying this trick. He obviously is a total Idiot!

Must add though Cap One also don't have my CCA.

Take Care

jon

[NailPost]

There is some very good advice here and you'd do well to consider making the payment if you can.

 

If you can't you should consider challenging Carter to prove he hasn't obtained the ccj by devious means like using your previous addresses. If he cannot provide suitable documents and proof you can apply for the matter to be set aside and then go for costs and damages.

 

As you are unemployed a court would only order you to make the most minimum of payments on this debt - probably just £1 a month. So you really have very little to lose but quite a lot to gain and would help others who have yet to face BC&Co's methods.

[Neil1980]

Thanks for all your help it is gratefully recieved. I will send the CCA request off today and a letter asking for the court name and case number that he alledges he may have relating to a very suss CCJ. I will post back when i recive a reply or any update.

 

What a great forum. Long live the CAG!!!

[postggj]

confirm you have a ccj

 

carter is full of tricks and has been reported to the sra meny times for his creative letters

[babybear39]

Subscribing...When will his clients learn to report him to the SRA

[rameses_qc]

He MUST be reported to SRA if this object is getting CCJ s for his fees only. This is against the Solicitors' regulations, and he CAN be struck off for doing it. He can also be struck off for claiming there's a CCJ when there isn't one, or sending a claim to your last address when he knows your current address. After all his dealings, I'm surprised he's still allowed to practice

[postggj]

its called the old boy network

[babybear39]

Enough complaints about this kind of thing and the old boy network will drop him like a hot potato

[postggj]

carter is up to his old tricks

 

confirmed

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/203129-bryan-carter-help-please.html

[Neil1980]

Hi All

 

Just an update on things so far and some more advise needed if poss.

 

I have today recived a letter to my current address and not an old one (shock horror!!) I don't think it is a letter in reply to my cca request and letter asking for the case number and court where my supposed CCJ was granted. It is of course from the ever friendly Fredrickson International rather than brian carter.

 

The account numbers do not match up with the letters that i have already sent. Does this mean they have another account for me? Do i need to send another CCA request for this one?

 

The amounts owed also differ so i am assuming that it's either the other half of the original debt or a totally different one.

 

This letter is a letter before action and says that the Brand/Product is Lowell Financial Limited. I have never had anything to do with these before and having read the posts here i beleive fred Int, Lowell, and Brian Carter are all the same company.

 

Any Advice would be appreciated.

 

Many Thanks in advance.

[missy cash]

Byran Carter are saying they are going to put a CCJ against my name for an EGG loan

we are also disucssunig a settlment on the account

They are saying that if I apy £200 now it will hold the application for the CCJ!!!

I dont want a CCJ ATALL.

 

I am in disuccions about an unenforceable CCA as the egg laon was in 2005

does this hold or affect the CCJ ?

 

Are they totally seprate issues ?!

 

I cant afford to pay the 3500 settlement right now that they are offering me

I may beable to over the nect 2-3 months... but i dont know if I can hold out !?

 

Can anyone shed some light on what is best for me to do next ?!