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    • Banks have different limits above which they require Probate. So it may be Probate is not needed, although as he died with no Will that could complicate things. Is all the £28k with Virgin Money? Your wife should contact all banks who hold his money with the death certificate and ask them what they need to release the funds to her. Most banks have a central "bereavement department". Check their websites. Use that department rather than general call centre or bank branch if they have one. Nearly every bank website has a section on "what to do when a customer dies" so have a search for that. Your wife may also have to provide evidence that she is his daughter. When his wife died it sounds like they had a joint bank account so that's why her money just went across to him. But as it isn't a joint account now transfer to your wife won't be quite that simple.  
    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
    • Hi   Sorry I probably wasn't clear enough. He had lived in the flat until December 2022 with Dementia by this time it was unsafe for him to have capacity to live on his own and he had to move into a nursing home. We had left it too late to apply for power of attorney so approached a solicitor in March last year for Deputyship. We were still in the process of dealing with it by May 2024. He passed away a few weeks ago and the solicitor was contacted to halt the application and we will just pay the fees of what work he has done up until now. My wife was the named person on her dads bank account but we didn't have the ability to alter any direct debits hence the reasons for applying for Deputyship as we were having problems trying to stop some payments coming out of his account Eon being another difficult company. We kept his flat on from December 2022 - August 2023. it was at this point I contacted Sancutary housing to inform them he was no longer living in the flat, it had been cleared out and was ready for a new tenant and that he had Dementia and had moved into a nursing home December 2022 and explained the reasons why we kept it on. As the named person to speak on his behalf I asked them what proof they needed in order to give notice on the flat e.g proof of dementia and proof that he was living in a nursing home and anything else they wanted. The lady in the upstairs flat and some of the other residence in the street had asked about him and we had told them he had moved into a nursing home. The lady in the upstairs flat wanted his flat for medical reasons so asked us once we had given notice could be let her know and she'll ask them if she can have it. We explained the difficulties and it was left at that but I did tell her I would let her know once notice was given. I contacted the company by email a number of times and also telephone conversations and nobody followed it up and it wasn't till the end of February this year that the housing manager for the area wrote to our home address to ask about him that he had been to the flat a couple of times and nobody answered and he had asked some of the residence in the street and they hadn't seen him for sometime. There was an email address on the letter so I contacted him and copied in the last 2 emails I sent Sanctuary regarding me wanting to give notice on the flat for at least 9 months explaining that it went ignored as well as telephone calls. I also stated I wanted to have his rent payments returned from the date I wanted to give notice which was from August 2023 as the bank wouldn't let us stop the DD without POT or deputyship explaining we were in the process of Deputyship. He gave some excuse about not having POT to cancel on his behalf and spoke to someone in HR and said he would contact the nursing home to confirm he was there with Dementia and if it all checks out we can give notice on the flat which came to an end on the 22 March 2024. There was not mention of back payments for the rent already paid or the fact I had asked to give notice in August 2023. Despite someone living in the flat from 1st April they continue to take DD payments for the flat and have taken another 2 payments of £501. another concerning thing despite Eon not allowing us to cancel the DD to his account the lady upstairs informed Eon that she was moving into the flat February 2024 and Eon refunding the account to his bank and said in an email sorry you are leaving us and canceled his account. Something they wouldn't let us do but a stranger. She also changed her bank account to his address despite the fact notice hadn't been given on the flat yet. So we need to find out how much information Sanctuary actually had for her to tell her power company she was moving into the flat in February despite the housing manager only just getting in contact to find out where he was. So a complaint is going into Eon and Sanctuary and we are going to take advice and ask the bank to charge back the rent. My wife hasn't taken the death certificate to the bank yet to inform them of his passing.  
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i reported a brake in last year and told the police that the log books for the vans had been taken but could not prove who it was so the police could not do anything but when the bailiff turned up at this guys work he gave the bailiff the stolen log books

 

Had you changed the logbooks into your own name/ company name?

 

Can you prove that the log books were stolen?

 

Can you prove that the bailiff got them from this person?

 

If so, have you considered making a complaint in writing to the Chief Constables office.

 

I know I say this from time to time, and to my knowledge, no one from here has ever done that, but it is the only way to ensure that the police actually do their job in difficult cases where they'd really rather be doing something else.

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yes the vans have been changed over and i have both sets of keys

i can prove that he took them because he has shown them to the cowboy that took the vans,

but all i got was this is a sival matter

i have got the email address for the cheif inspector i could try that?

 

thanks

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yes the vans have been changed over and i have both sets of keys

i can prove that he took them because he has shown them to the cowboy that took the vans,

but all i got was this is a sival matter

 

If he knew they were not the property of the debtor then that is theft.

 

Chief Con. start at the top

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I wil try and explain a little better

 

jan 08 i was looking to buy a (firm) in the first meeting with the owner he told me it had around £42000 debt.

we came to an agreement that i would pay off the debt as payment for the (firm) in the contract it included 2 vans and a fork lift truck and a little bit of stock.

when i got in there the old book keeper stayed with us for around two months but when i started going deeper in to the accounts somthing was not right the numbers did not add up,so i called the book keeper in to my office and asked what was going on he was told at that point that if he was to lie to me i would sack him on the spot,and this is what he told me he said that the old owner had told him to fiddle the accounts before i got there to show £42000 debt and to hide this also from the vat as he was under an inspection so i asked him in is opinion how much debt he thought there realy was he said around £80.000 but this still did not add up.

so i spen the next two months looking in to everything(bear in mind i had now paid £42000 off of his debt so i now was the owner of the two van and F.L.T)

at the end of my own invetigation i found that the credtor debt was £130.000+ inland rev £13.200 vat £8.000+and bank over draft £15.000

and credit card debt £112.000.

i also found that he had got all the debt putting his house as security as told by creditors but just found out that he is a tennent and it is not his

had this confirmed by the (landlord)

i set up a payment plan with inland rev to date paid over £5.000

sep 08 i was called by police to say my alarm was going off at my office

when i got there the alarm told me that somebody had been in through the main door but i had changed the alarm code then we found that the log books and the purches contract for the (firm) had gone so we called the police to tell them what had gone but we could not prove it was the old owner (another brick wall) anyway oct 08 we had paid over £72.000

off his old debt but we could not carry on so we closed and all we had was the two vans,we then got a letter from I.R saying we owed another £8000 when i told them in wrighting what was going on thay said that thay had not got the letter but (bad luck) i sent it recorded and it had been sighned for, the day after thay told me it had been taken by the fraud department, and the next day thay phoned to tell me thay had looked in to this and was going to refund every penny i had paid (bonus)thay have done just that.in all this we had death threats from this guy and told to keep our mouth shut so we had to move home as we have two small children at the same time he was charged with assault on one of my employees so we knew he meant what he said.

in feb 09 a bailiff came to our house and my friends son opened the door and he told the child that he was taking the vans he told the bailif that thay had stuff on them as we was in the middle of moving he told that child who as it happens is bisabled (blind)if he did not unload the vans within two mins he would take them anyway he called me on my mobile and he was told he could not unload the vans as i had the key (and he is blind) i told him i was just around the corner so he said dont worry i will keep them here until you get here when i got there no vans and this child had been left outside crying iin the garden he said i told them to wait hear he then rang them to find where thay were and i told them to wait until i got to them and when i asked the driver why he set off before i got there he said i was told to by the bailif when i went back the bailiff said dont worry thay wont go out of north wales but yet again this was a lie the vans were now at the other side of lancashire

we have sent sherforce log books how we paid for the vans and we have the keys the insurence from the last six months in my name and even a latter from the lieing B---urd that had me over telling that the the van with all the things on was ours i then got another letter from inland rev (a bill)with a tax code that i did not know when i called them the fraudster had given the tax office my home address for his own personel tax bill that said just bin it as thay now knew what this guy was trying on

when the guy broke in and took the contract (clever)not so it was a coppy inland revinue had my original coppy that is why i got my money back when i spoke to a local solicitor he told me he knew this man and he was known for doing this type of thing and his nikname for him was the famous company liquedator as this was his tenth one he knew about.

 

hope this helps sorry a bit complex

i have all the documented evidence to prove all i have said this is why it is so frustrating

thanks again

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good I'm glad a form 4 complaint is going to be done these bailiffs have no right to hold a license for doing that to a blind child

and when they do lose there licence i hope they end up with a mountain of debt they cannot pay and a very nasty bailiff comes knocking on there door

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From what the bookkeeper has said it seems to me that you are also a victim of fraud, not to mention the threats of violence. Have you reported them to the police?

 

Please keep all information on the thread as it helps others to help you, and may also help other people.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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up date

phoned police again to demand to speak to cheif inspector called back within 5 mins to inform me that C.I.D are now taking the case over (bonus because last week thay told me it was not a police matter) but after comment from chris600uk and another person told me it was yesturday hope you read this

thank you

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police are not bad it seems that every time i speek to them thay always tell me thay have heard this kind of thing before and it wont get past the C.P.S and it seems like thay dont want to do anything because thay are held back by the C.P.S, so what is the point, (but thats not always in the public interest) i actualy feel sorry for police offices spending days on one case to be told its not good enough.

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yes getting as much help as i can, need it right now never dealt with bailiffs at this scale hopefully thay know just how bad it is, lost the lot

but feel just as bad towards sherforce and the **** bag that calls himself a high, old on he did tell me he was a high court officer and worked for the court is that not impersonation of an official, if so he said this on cctv in front of a police officer.

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Don't feel too bad for the police... If they present a good case, the CPS will then find it more difficult to justify refusing to prosecute. If they don't bother, the CPS have it easy.

 

Remember who has to gain from no prosecution, and who loses..

 

We have laws for a reason, and as imperfect as any system is if you don't fight for your rights, some lying thieving politician will take them away - because they are inconvenient to him/her at the time.

 

Don't give up.

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I understand you are recieving help on this ?

 

 

:confused: What help ?

Can you tell us ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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up date

well guys going to interpleader in two weeks list of things to tell the master

 

1, no I D

2,talking to a child who is disabled

3,telling this child to empty the vans

4,taking the vans with our tools on

5,taking the vans with our furnitchure on after thay was told

6,not giving any warrent

7,leaving us unable to work

and so on, too long to go on, hope this works

 

thanks yall

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Jesus this is shocking tom tubbys help needed on this one

stupid question from me but cant you file a form 4 complaint about the bailiffs

 

You are quite right, this is a shocking situation.

 

Until a few days ago we had an agreement that the vehicles and contents would be released but then a 3rd party claim was found to have been made which has meant that this matter will have to wait to be decided at the Interpleader hearing in 2 weeks...

 

Very INTERESTING to see whether the 3rd party will make an appearance!!

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