Jump to content


  • Tweets

  • Posts

    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Beachy v Barclaycard/Mercers take 2


beachcomber60
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3410 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Well Mercers showed their ugly face again today, received a nice red letter giving me 48 hours notice (posted 26th June received 1st July) failure to ring them will result a doorstep 'visitor' (again? still waiting for the last one to turn up), perhaps they'll hand deliver my cca?

 

Just going to hand it to TS, OFT & ICO - I've had enough ! ! !

 

Currently dealing with a family bereavement from yesterday, so Mercers can feck off.

 

Beachy

Link to post
Share on other sites

  • Replies 666
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

They call that a reponse to cpr31.request! LOL :D

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

Link to post
Share on other sites

Just going to hand it to TS, OFT & ICO - I've had enough ! ! !

 

Currently dealing with a family bereavement from yesterday, so Mercers can feck off.

 

Beachy

 

Sorry to hear that Beachy, keep your cool with the letters, remember they intend to grind you down with letters/threats/passing the account around...

 

I would just ignore all letters/phone calls from them for a while and take time with your family.

 

All the best.

 

S.

Link to post
Share on other sites

Sorry to hear that Beachy, keep your cool with the letters, remember they intend to grind you down with letters/threats/passing the account around...

 

I would just ignore all letters/phone calls from them for a while and take time with your family.

 

All the best.

 

S.

 

I wholeheartedly agree with Shadow Beachy..... Use your time to be with the family... ignore the threatmonkeys you can deal with them another day.. don't let them get you down now.

 

Spam. :)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

Link to post
Share on other sites

SF, Shadow & Spam.

 

Thank you all so very much, as I mentioned in the Beer Garden this morning I fully intended to take time away from the forum for a day or so - that was until the postie arrived with Mercers letter.

 

Although it was expected we just lived on prayers & the hope that he would pull through but it wasnt to be, his last few days was spent on a ventilator & following advice from the doctors the family took the painful decision to turn it off.

 

He was an absolute inspiration not only in my life but also that of my brother & sister despite his age was very very active up until this illness took hold. He was the last of my parents generation, I have very fond memories including the day he gave me my first 'driving lesson' down on the farm when I was eight - needless to say the lesson didnt last very long - I could bearly reach the pedals on the tractor. :eek: Ironic really, seeing that I drive for a living!

 

Once again thank you all so very much.

 

Beachy & OH

Link to post
Share on other sites

Hi Beachy

so sorry to hear about bereavement.and Mercers giving you a hard time i been passed on to Calders now but they seem to be doing exactly the same as Mercers and still Barclayshark! Whate the point in giving same company a different name! when its just mercers in disguise so to speak:rolleyes:

Edited by sunflower99

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

Link to post
Share on other sites

Hi Beachy Just ignore the silly beggers!and dont let them get to you,I just ignore them now not worth my time anergy and printer ink! all i do now just from time to time is send letters to Barclayshark head office saying sending just unsigned ts and cs not unaceptable .and i will ignore Calders as well! I will only bother communicating with Barclayshark head office now!

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

Link to post
Share on other sites

Hi Beachy,

 

Sorry to hear about your loss and I hope you and your OH are getting a chance to have some time to yourselves tonight and tomorrow all being well.

 

Sounds to me like the BC ignore the dispute merry-go-round is ongoing with you also.

 

All has went quiet here this last two days which feels strange! No post and no calls.

 

Even CAP1 has finally stopped calling me since the weekend...must have been my CPR letter to Miss Ellie sent in size 32 font since she has thrice previously ignored it! (or had trouble reading it - must have been illegible and unenforceable then....)

 

Take care of your family and let these buggers wait on you.

 

meerkat x

Link to post
Share on other sites

Sorry to hear about your loss.

 

On the vague off chance that Mercers are not just doing their usual pressure tactics, perhaps a sign by your door.

 

"No hawkers, traders or people from Mercers."

 

Take care.

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

Sorry to hear about your loss.

 

On the vague off chance that Mercers are not just doing their usual pressure tactics, perhaps a sign by your door.

 

"No hawkers, traders or people from Mercers."

 

Take care.

 

Hi Emma,

 

So good to hear from you, hope your well.

 

Thank you for your kind words.

 

On the Mercers front I had a blue envelope from them today, containing a little red card informing me that they will be inspecting our doorstep tomorrow - the mood I'm in at present they will be inspecting the step a little closer then they can imagine!

 

My sister-in-law took Mrs Beachy out for the day but when she got home she said she didnt enjoy being out because all she could think about was someone from Mercers banging on the door - told her before she went out that mercers are nothing and I would deal with them IF they turn (after all I've had first hand experience of a doorstep visitor in the past P2C on behalf of capone).

 

Once again many thanks for your kind words, although we were prepared for the worst it is non the less painful & upsetting.

 

Beachy

Link to post
Share on other sites

  • 3 weeks later...

Well done beachy,

 

Keep us informed

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

Well done beachy,

 

Yup could well be a long wait mine has been with the FOS now for 6.5 months and they are only just looking at it now.

 

But remember this any award will include the 8% s69 interest on that my friend is adding on by the day.

 

So a long wait but a good reward at the end of it

 

Regards

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

SHOOT ! !

 

I've screwed up big time. :-x

 

Just thought I'd play around with the ppi calculator, messed up with BC spreadsheet - used the monthly interest of 1.34% which on one calculation gave me £4.03 from November '02 to May '09 however after finding the APR of 19.9% that calculation gave me £96.76 for the same period.

 

Have I shot myself in the foot or is it not too late to redo the spreadsheet, still no news from either BC or FOS.

 

Beachy

Link to post
Share on other sites

beachy i think u will be ok as the FOS would not have started investigations yet with your claim so just redo and send enclose a letter explaining the error

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

Phew! Thanks PF,

 

I could kick myself for that error, after me saying research is power yesterday (red faced now).

 

I'll take your advice & recal. the figures - there will be a massive difference, send with a covering letter to FOS, as you said they have not started their investigation yet so I need to act quick smart.

 

Beachy

Link to post
Share on other sites

dont take it hard on yourself we all make mistakes myself inc and i dare say the banks lol PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

dont take it hard on yourself we all make mistakes myself inc and i dare say the banks lol PF

 

Redone my spreadsheet - by doing it the proper way has added another £1,800 interest to the claim :eek:

 

Have written an apologetic letter to the FOS concerning my error (blamed Mrs Beachy for distracting me with her vacuuming :D ).

 

Should I send an updated copy to BC or allow the FOS that privilage?

 

Already been successful with a claim against Barclays using the same mis selling reasons & without the need to involve the FOS, so hopefully should get a result.

 

Beachy

Link to post
Share on other sites

No need to contact barclaycard over this as you are now dealing with the fos and barclaycard could not resolve the complaint in the first instance.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

:eek: Mercers have sent a third DN this year for the same arrears, and its only July (again not in the prescribed manner & sent by second class post - in a seperate envelope I been given 48hours to ring them (already expired - letter written four days ago and sent second class), failure to ring MAY result in a local collector calling at my home (not again - they never turned up).

 

Beachy

Link to post
Share on other sites

barclaycard should not be entering into any dialog with you now as the fos is handling your complaint so everything from u and them has to go via the FOS PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

With regard to my last post, not only are Mercers still trying to beat True Call, sending a third DN for the same account/arrears and a third '48 hr Notice' or a doorstep collector will visit, I have just printed off my weekly True Call log & notice that Calders have been making calls as well.

 

3 defective DN's for the same account

 

3 x 48hr notice or you'll get a visit

 

2 x dca's chasing the same account (I know their all BC really)

 

TS dont give a toss

 

In my favour :-

 

No cca

non compliance of SAR

PPI reclaim with FOS £5,000

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...