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    • So I am now in receipt of a second Letter of Claim this time from DCBL although their letter head now says " DCBLegal"  😱 Now I'm guessing one response to a letter of claim is sufficient and I could ignore this but having been inspired by other snotty letters I wanted to have another bash at one. How does this sound? Dear Lackeys of Company with Unconscionable Morals, Thank you ever so much for gracing me with yet another Letter Before Claim on behalf of Excel Parking Services. How many of these delightful missives do you plan on sending before you muster the courage to follow through on your threats to take me to court? Just so we're clear, here is the response (in italics by that I mean the slanted text below) I previously sent to Excel’s Letter Before Claim, in case your attention to detail is as lacking as I suspect: I am currently 2-0 up in terms of Small Claims Court proceedings and I look forward to the opportunity to claim a hat trick, this case being more straightforward than my previous two. I will be asking the court for an unreasonable costs order under CPR 27.14(2)(g) due to your conduct over this absurd claim. Despite my best efforts, you continue to assert that I have breached your terms. However, I cannot breach terms that I was not present to accept. Have you even read my initial response? I suggest you review it thoroughly and save yourself some money. Additionally, please refer to section 13 of the IPC Code of Practice, 2023 edition. I eagerly await your deafening silence. Remarkably, I haven't heard a peep from Excel since my response; instead, they've passed the baton to you to perform this tiresome routine once more. Consider this my official notice that I am sending a cease and desist letter to Excel Parking Services. Their relentless hounding has crossed the line into clear harassment. Any further demands for payment from you, as Excel's lackeys, will be regarded as nothing more than shameless acts of intimidation and harassment. I now look forward to the deafening sound of your silence. Yours sincerely,
    • Personally I'd go to it and object for the sake of it. They have to attend anyway so I can't see you being liable for any costs or anything (if they try to ask for attendance costs, just say that firstly it is their application, secondly it is from their own making, thirdly that they would have to come anyway so you shouldn't need to bear their costs.   When you turn up you should object on the basis that the witness has been in office since the time of the order, and could have done their witnes statement in advance of their AL. Their poor planning is not your fault, 7 days is too rushed for you as a LIP and there is no good reason that a company can't organise itself to sort WX in time. Also they say finalise so they already have something, its not like thye have nothing. Their amendments cannot be so important if they are being added so late.   see what @AndyOrch says but that's my thoughts  
    • Yes, in the main your understanding of my case is right. Linked below to the post with the final WS sent to the court and to Evri.   
    • Hello, welcome to CAG. As you say, appealing this ticket doesn't help as these people hardly ever accept appeals. They don't care how difficult someone's life is, they just want the money. The forum guys should be along later with thoughts for you on how to deal with this. Best, HB
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If I moved out, could I afford to live?!


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Hi,

 

I'm 24 and living at home with parents. I'm out of work due to a health condition, and I'm on Incapacity Benefit (my only income). I live in Havering.

 

I'm soon to move into a council flat, and I will need to claim Housing Benefit and Council Tax Benefit when I move in. In order to determine how much Housing Benefit I'll get, I used my borough's Housing Benefit calculator (http://payments.havering.gov.uk:8080/itemnet/webben/mtb.html).

 

The problem is, this came up short. Basically, it tells me that if I were to rent a place that was £70/week, I'd only get £50/week Housing Benefit. Taking into account bills, food, etc., it seems that I would not have enough money to live on.

 

Basically, I get £100/week Incapacity Benefit. If I had to pay £20 for the rent which Housing Benefit doesn't cover, that leaves me with £80. Then I have to pay bills, of perhaps £30, leaving me with £50. Then there are extra charges for the council flat, perhaps coming in at £20. That leaves me with £30. My food costs about £50, leaving me with -£20!

 

Are my calculations wrong, or can I simply not afford to live?

 

I've asked at my local CAB, rung up countless people, and yet I can't seem to get an answer this question. It's so frustrating. Please help!

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On occasion a person on Incapacity Benefit can receive a "top up" of income support, if their incapacity benefit is not above the threshold. However, as you are receiving above the sum that the government allows a single person to live on I cannot see that you would be entitled to any other benefit, other than housing benefit and council tax benefit unless there was a change in your circumstances.

 

Food shopping at £50 per week for a single person seems excessive to me. I have two children and myself to feed and my monthly shopping bill comes to £100 at the very most. That includes toiletries, cleaning products and all else we require in addition to food. Could you perhaps do a budget planner?

 

People for example on Income Based Jobseekers allowance or Income Support who are single and aged over 25 receive only £60.50 per week, and all of their food, utilities and groceries etc have to be budgeted for within this figure.

 

You could try this calculator: http://www.entitledto.com by entering all your details to see if it throws up a different figure, however this calculator is only a guide.

Edited by ErikaPNP
entitledto calculator website

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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I agree that £50 a week for food for a single person is way over the top. I think once you get to 25, your HB goes up? Mine is £75 and I get JSA. You'll just have to learn to cut right down on your food. Have to stop getting a few luxuries and get the essentials in.

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The £50 was just for food -- no luxuries. Not even toiletries. The problem is that I have to follow a really weird diet due to this health condition.

 

So I don't suppose there's anything I can do other than rely on help from relatives. =/

 

Anyway, thanks for the info.

 

Tom

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What sort of health condition/special diet is it, perhaps it is something that you can get help with

Lula

 

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Have you ever tried applying for DLA? I'm not sure, but DLA may be payable dependant on the extent of your condition. If you haven't looked into it, it might be worth trying to see if you qualify.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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It seems that I would not be eligible for DLA, as my health condition is not so bad that I need help dressing, eating, etc., or getting around. It seems that DLA is only for people who are really severely limited.

 

Thanks anyway for the suggestion.

 

Tom

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