Jump to content


  • Tweets

  • Posts

    • Danny - point taken about the blue paragraphs.  Including them doesn't harm your case in any way.  It makes no odds.  It's just that over the years we've had judges often remarking on how concise & clear Caggers' WSs have been compared to the Encyclopaedia Britannica-length rubbish that the PPCs send, so I always have a slight preference to cut out anything necessary. Don't send off the WS straight away .. you have plenty of time ... and let's just say that LFI is the Contract King so give him a couple of days to look through it with a fine-tooth comb.
    • Do you have broadband at home? A permanent move to e.g. Sky Glass may not fit with your desire to keep your digibox,, but can you move the items you most want off the digibox? If so, Sky Glass might suit you. You might ask Sky to loan you a “puck” and provide access as an interim measure. another option might be using Sky Go, at least short term, to give you access to some of the Sky programming while awaiting the dish being sorted.
    • £85PCM to sky, what!! why are you paying so much, what did you watch on sky thats not on freeview?  
    • Between yourself and Dave you have produced a very good WS. However if you were to do a harder hitting WS it may be that VCS would be more likely to cancel prior to a hearing. The Contract . VCS [Jake Burgess?] are trying to conflate parking in a car park to driving along a road in order to defend the indefensible. It is well known that "NO Stopping " cannot form a contract as it is prohibitory. VCS know that well as they lose time and again in Court when claiming it is contractual. By mixing up parking with driving they hope to deflect from the fact trying to claim that No Stopping is contractual is tantamount to perjury. No wonder mr Burgess doesn't want to appear in Court. Conflation also disguises the fact that while parking in a car park for a period of time can be interpreted as the acceptance of the contract that is not the case while driving down a road. The Defendant was going to the airport so it is ludicrous to suggest that driving by a No Stopping  sign is tacitly accepting  the  contract -especially as no contract is even being offered. And even if a motorist did not wish to be bound by the so called contract what could they do? Forfeit their flight and still have to stop their car to turn around? Put like that the whole scenario posed by Mr Burgess that the Defendant accepted the contract by driving past the sign is absolutely absurd and indefensible. I certainly would not want to appear in Court defending that statement either. --------------------------------------------------------------------------------------------------------------------------------------------------------- I will do the contract itself later.
    • Yes - ignore. Because of another MET victim today I looked at all our MET cases back to June 2014 ... yes, 10 years. They have never dared take a motorist to court and argue their case before a judge.  They have started the odd court case, but as a means of trying to intimidate the motorist into coughing up, when the motorist defended and refused to give in it was MET who bottled it and discontinued.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Me Vs Lowell Financial / ***WON WITH COSTS***


Shawn0109
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5572 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 166
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hey Shawn, I've only just seen this. Brilliant news, well done. What a sweet result.

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

Link to post
Share on other sites

no cca=unenforceable=debt does not exsist.

Dangerous assumption...!

 

The first two parts are correct but, unless you have disputed the alleged debt ever existed, the original creditor could have a default issued on your credit reference file. The DCA would have difficulty sustaining a default in these circumstances as it was shown they did not have the right to be processing the data as there was nothing to legally enforce the alleged debt.

 

The original debt does still exist, it's just that they cannot enforce payment. Sorry, don't want to p on your bonfire, but worth pointing that out so newcomers reading this don't think it's true...

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

Link to post
Share on other sites

Underdog13 I always do, people have helped me on here as well as my sister in law now it's time for me to help people back with DCA's like this, it's funny they think they have power over everyone but in reality they do not, we are all afraid of them but for me I'm not anymore.:) It's thanks to all of you that I managed to get through it all. Thanks again.

Link to post
Share on other sites

Cheers will all let you know the feed back I get I just havent had time to get round to it yet with family problems today and the day before but tomorrow will be starting with the Echo and any other newspaper that want to listen.

Link to post
Share on other sites

hillards I think of it that way it might be a dangerous assumption but even my sister in law has said this and she is a higly qualified lawyer no cca no agreement exsisted in the first place and as for the number of defaults Lowell tossers have put on my Credit File I will be getting them all taken off now, the one yesterday should be off soon by order of the judge.

You are obviously unhappy with Lowell, and I would agree that they should remove any default relating to your case, as orderd by the judge.

 

The point I was making is that the original creditor (Capital One) can issue a default as the debt, owed to them in the first place, still exists. It's just that nobody can enforce action. You have never disputed that, in which case they would have persued a fraud case.

 

Despite you saying that without a CCA there is no debt, Capital One could probably prove that you made payment on the account at some point - therefore the account, and in turn the debt, exists.

 

Hope you can see where I'm going with this, and that some people could easily get the wrong signals.

 

You also need to be careful with direct comments against the company you dealt with... They do read these forums, could probably identify you from the details given to date, and request that a judge ask you to confirm how you know their director takes part in the Scottish pastime involving cabers...

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

Link to post
Share on other sites

Oh well I know ya looking out for me and all but I'm just saying the ammount of pressure they have put on me and others on here they need to be dealt with and all I'm saying is truth pure and simple, I have heared that the government are discussing this kind of matter about DCA's or have I heared wrong. But I'm not worried about them, oh also hillards how do you know that their director takes part in a Scottish pasttime? Hum?

Link to post
Share on other sites

...how do you know that their director takes part in a Scottish pasttime? Hum?

there was an allegation made in this thread, but not from me...

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

Link to post
Share on other sites

I think most of us sympathise with your antipathy for the DCAs, Shawn - we just have to be a bit careful about slander/libel, etc; don't want to give them any excuse to come back at us do we;):)

 

I know exactly how you feel; been cagboted once or twice myself for venting my fury:D

Edited by underdog13
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...