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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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Mbna 'agreement' - now threat of legal action


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Good Evening to everyone,

 

Just a quick note, has everyone subbed to this thread seen Optima's Latest witness statement Re: Para 8 in my thread.

 

Underdog,

 

Would your solicitor be interested in reading my thread ? as it is up for trial on the 3rd march 09.

 

I am still working on my witness statement in response to theres soon as i get it done ill post it up.

 

There response to my witness statement was to submit to the court a 3 page set of T&C's which are the latest ones and not the ones relating to my card account i will be asking why these where not submitted at the summary judgment which they have now dropped.

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/151709-help-19.html

 

Regards

 

Pompeyfaith

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Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Yes please add me to the list

 

Here is the agreement for anyone who missed it the first time.

 

http://i375.photobucket.com/albums/oo198/hammond39/ResponsefromMBNA1.jpg

 

http://i375.photobucket.com/albums/oo198/hammond39/ResponsefromMBNA.jpg

 

HH

 

Great stuff, thanks HH:)

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Underdog you can get me onboard with that solicitor and tell him mine is up for court on the 3 rd march will be very interesting to see how this pans out

 

Also tell him that the summary judgment they tried to force though they dropped ( treading on thin ice i think so)

 

Also tell him about the abuse of process that am now seeing a lot of as in my case CPR 18 sent July 18th 08 got response December 30th just before summary judgment.

 

Regards

 

Pompeyfaith

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Same as me, Cosalt, no DNs, no termination notices, just lot's of threats. Have you had the 'we know you're a home owner we may get a charging order' letter, yet? The last paragraph of that little missive did make me laugh, 'we prefer not to go to litigation' - neither would I if I were you, MBNA, and I had issued people with (alledgedly) fake agreements:lol:

 

Same as me the usual we know you own your own property so we will get a charging order - no dn no nothing, dont even get statements anymore bliss - if they had an enforceable agreement I am sure I would have received court papers by now - last heard of in August 2008 I am glad they refused by reduced payments - greedy b.........ds and joined CAG as I probably wouldn't know anything about the obvious fraud - serves them right

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Just had a look at your alleged agreement and I am speechless – this proves what we have been saying all along – I guess they think fraud is a justified way of trying to enforce these flawed contracts.

 

I knew there was a problem with mine because when they pasted it together they forgot to put some text back in at the bottom – I only realised when I saw someone else’s which was supposed to be the same - it’s not as obvious a forgery as yours though.

 

HH's agreement is simply staggering, isn't it? Think the solicitor will be grinning from ear to ear when/if he sees that one:)

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Good Evening to everyone,

 

Just a quick note, has everyone subbed to this thread seen Optima's Latest witness statement Re: Para 8 in my thread.

 

Underdog,

 

Would your solicitor be interested in reading my thread ? as it is up for trial on the 3rd march 09.

 

I am still working on my witness statement in response to theres soon as i get it done ill post it up.

 

There response to my witness statement was to submit to the court a 3 page set of T&C's which are the latest ones and not the ones relating to my card account i will be asking why these where not submitted at the summary judgment which they have now dropped.

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/151709-help-19.html

 

Regards

 

Pompeyfaith

 

Hiya Pompeyfaith, thanks for posting:)

 

I've not seen your thread before; will have a good read through, now.

 

Will def mention your plight to my solicitor if you wish me to.

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Underdog you can get me onboard with that solicitor and tell him mine is up for court on the 3 rd march will be very interesting to see how this pans out

 

Also tell him that the summary judgment they tried to force though they dropped ( treading on thin ice i think so)

 

Also tell him about the abuse of process that am now seeing a lot of as in my case CPR 18 sent July 18th 08 got response December 30th just before summary judgment.

 

Regards

 

Pompeyfaith

 

Wilco:)

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My DN actually states ‘paragraph 8’ and this is not a term or a condition of any agreement I allegedly entered into - I don’t think it’s even a recognised legal term – There definitely isn’t a paragraph 8 on the application form which they claim is an agreement – so they are pretty much stuffed.

 

They also state that the agreement will be terminated – so I take it that is the case. No letter of assignment from MBNA either – next it will be a stat demand from 1st Credit or a court claim – happy days. I’m guessing I won’t be alone though.

 

And me too with 3 accounts with them - deadlock - silence - not over yet, but I have got actively involved with the media and the press now - I've had enough of their law-breaking tactics :mad:

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AA which press did you go to because ill beef it up and complain to them too

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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And me too with 3 accounts with them - deadlock - silence - not over yet, but I have got actively involved with the media and the press now - I've had enough of their law-breaking tactics :mad:

 

:D:D:D Great stuff! Good for you; it will be great to get their (alledged) fraud into the public arena:)

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AA which press did you go to because ill beef it up and complain to them too

 

Better and better:D

 

Had a good read through your thread, PF. very interesting; the (alledged:roll:) fraud with your agreement would seem to be that they may have copied your signature from your mailer form and (alledgedly) pasted it onto the doc they sent you - is that correct?

 

This differs slightly from most of ours whereby a column of terms has (alledgedly) been pasted onto the original application forms. They do like to diversify, don't they?;-)

 

Beautiful dog in your avatar, btw. I used to have a border collie cross - wonderful breed!

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my falls flat because in the default notice they sent to me it is based on clause 8 but when you look at the agreement there is no clause 8.

 

Also the agreement if you call it that there is no tick or signature for the ppi and i know i did request the ppi i can even produce statements to prove ppi was paid each month.

 

so yes you could be right.

 

Regards

 

Pompeyfaith

 

P.S you need another 5 posts to overtake me lol

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Ok, what I'm proposing to do is to have a good chat with the solicitor on Monday regarding my (alledgedly) dodgy agreement, tell him there are x amount of other people with the same complaint who may be interested in taking matters further.

 

I'll post an update on this thread to let everyone know how I got on and (if it's not breaking any site rules or anything) anyone who is interested can PM me for the solicitor's details. Does that sound ok to everyone? I'm not touting for trade, I'm not on commission or anything dodgy. I just think a group action will carry more weight.

 

So far there are 5 other cases - Atwozee, Angel, Hammyhound, Itc and Pompeyfaith. Is that correct? Have I left anyone out?

 

Have a good weekend everyone:)

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my falls flat because in the default notice they sent to me it is based on clause 8 but when you look at the agreement there is no clause 8.

 

Also the agreement if you call it that there is no tick or signature for the ppi and i know i did request the ppi i can even produce statements to prove ppi was paid each month.

 

so yes you could be right.

 

Regards

 

Pompeyfaith

 

P.S you need another 5 posts to overtake me lol

 

Oh yes, I hadn't noticed that:-) Four to go now, lol;)

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Yes underdog that sounds fine to me

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Ok, what I'm proposing to do is to have a good chat with the solicitor on Monday regarding my (alledgedly) dodgy agreement, tell him there are x amount of other people with the same complaint who may be interested in taking matters further.

 

I'll post an update on this thread to let everyone know how I got on and (if it's not breaking any site rules or anything) anyone who is interested can PM me for the solicitor's details. Does that sound ok to everyone? I'm not touting for trade, I'm not on commission or anything dodgy. I just think a group action will carry more weight.

 

So far there are 5 other cases - Atwozee, Angel, Hammyhound, Itc and Pompeyfaith. Is that correct? Have I left anyone out?

 

Have a good weekend everyone:)

 

Deffo count me in UD

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hiya underdog

 

ill let lexis200 and sunflower know too, and anyone else i come across with any mbna accounts,

 

i cant wait until monday, have a fun weekend all

 

laters angel x:smile:

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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hey no worries,

 

im actually tackling the mbna threads and just referring them to this thread to the thread starter and everyone else who is having probs with mbna

 

so i do hope you get lots of people posting here for you over the weekend told them that you are speaking with a solicitor on monday and this thread maybe useful to them too

 

let me know if it works out over the weekend

 

ive got an hour i cant sleep so i will do this for you

 

laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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