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    • Hello dx100uk, After months of waiting for a response I finally got a reply and I must say it was the worst 4 months of my life the - fear of the unknown. So, they wrote back and said I was in the wrong BUT on this occasion they  would not take action but keep me on file for the next 12 months. It. was the biggest relief of my life a massive weight lifted -  I would like to thank you and the team for all your support
    • I have contacted the sofa shop who are sending someone out tomorrow to inspect the furniture. I suspect if anything a replacement will be offered although I would prefer a refund. Few photos of the wear in the material, this is how it was delivered.  
    • Yup, for goodness sake she needs to stop paying right now, DCA's are powerless, as .  Is it showing on their credit file? Best to use Check my file. All of the above advice is excellent, definitely SAR the loan company as soon as possible.
    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
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Redstne evicted us for being 4500 pounds in credit


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  • 3 weeks later...

I am afraid that part of the "settlement" was that the poster was not allowed to post on this thread again.

 

As far as I understand they did not get the house back but were very adequately compensated and have enough funds to completely start afresh and have all the incorrect info removed from their credit file.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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  • 3 months later...

Hello Guys

 

Nrtguy is back and firing on both barrels believe me!!! so far EVERYONE has renaged on their settlements and we are still basically in the same position as we were before. Hence I am posting on my own thread again....... mite start a new one yet!!!:rolleyes:

 

OK.... The Solicitor for the redstone (wragge and co) have been ordered to repay the court fees and interest that they have charged us since they undertook any work for redstone on our file.........She was ordered to pay within 7 days, we were ecstatic to say the least, and we thought we'd celebrate and get a new car, unfortunately she is another one that didnt honor the payments and we are STILL WAITING, and have now cancelled the car ( shame really, I loved the car).... apparently it is against the individual solicitors human rights to pay the money.... She no longer works for wragge and co and as of yesturday has been remanded for 6 months and has been given a concurrent community order. Not sure exactly what the charge is, but she is apparently bankrupt now!!! Dont have specifics on that one yet.

 

The removal guys..... There boss is on remand as he was arrested for non payment of fines originally, namely our £34k, but he was a bit of a naughty boy and is now on remand for violent misconduct....... we are waiting to find out if he is personally liable for the money or if his firm is.....

 

Redstone's insurers never actually honored their agreement to pay us our out of court settlement. They made an attempt to pay it, but never honored the transfer........ hence no money and still lodging with family.... However the girls are back with me.....:D.

 

Our solicitor has now decided he cannot deal with the case anymore :-?and has handed it to a barrister in London. Just waiting for him to contact us so we know exactly where we stand. A member of their staff 'misplaced' our £8740 from a seperate court hearing. To this day we have suspicions of where it is, but cant do anything as the police are investigating and the solicitors are claiming against their public liabilty for the money...(leave you to draw your own conclusions!!)

 

Does anybody know if the solicitors can pay that £8740 out of their client holding account or do we have to go down the channels of the insurers?

 

Phew!!!! In the meantime we are stressed depressed and everything in between, so i thought, seeing as you were so helpful before, I would moan at you guys...:rolleyes:

 

Bona, I know you are going to ask. We are awaiting the nearest and available date to get before Master Judge David Hodge at Manchester Registry,( previous hearing was adjourned) although I dont know how its going to work with having a London based barrister on board.

 

 

So for all of the above I am back and blazing...

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Nrtguy , sorry to hear that your troubles are not over, I have followed your case from the start and like many others on here was so happy for you when it seemed like you had finally won the battle . I am glad though that you have a lot of fight in you and hope that you win the war.

sleepingdog

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Oh the war will be won!!! They have already attempted payments which apparently roves liability ( solicitors!!! for what use they are!!!) as the main bulk of it was out of court, we now just have to get a court order forcing the issue!!! I have the bit between my teeth and will not let go....

 

I have been poorly because of all of this and i am now back and stronger than ever.

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I am really sorry to hear things were not settled as promised - and I agree you need the barrister to get the compensation you were entitled to.

 

But glad your family is back with you:)

 

I dont think I have ever seen a case like yours it is really a disgrace to the Financial Industry and also the Solicitors - who I believe act for A&L as well as I recall complaining about them.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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How did you know that Redstone tried to transfer the money but did not honour the transfer - what was the evidence?

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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A definite evidence of intention to pay then - so legally I can not see they have a leg to stand on . So what was their reply when asked why the transfer did not complete.

 

Are they in financial trouble generally do you think? I bet you really want to get this sorted extremely urgently .

 

Have court papers been issued against them ? Or a letter confirming that you intend to take legal action?

 

I dont know how you have managed with all of this - It must make you so angry which is stressfull in itself.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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aaah well.. thats where the fun starts....... we cannot get a straight response from any of them......... redstone refer us to their solicitor, who refer us to redstone, who send me to the home repo team, who send me to my own solicitor and the game starts again.........

 

Hence we refiled in court..... Just an update on that one.... they have started offering us "out of court settlements" again... solicitor advises against it, due to past performance, but they are suddenly being nicey nice again....

 

Thanks Wales for ever....... all support appreciated!!!

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I agree court action continues until the money is in your account - as long as they know that perhaps they will stop playing games.

 

They dont have to be nice - just pay up what they promised - plus your costs or else it looks like you will have your day in court

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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  • 4 weeks later...

Hi Found this website while looking for Redstone Mortgages website. I'm really worried after reading about all these cases concerning them. I re-mortgaged with Beacon Homeloans in June 2007 and then found out my mortgage was with Redstone. No problem. I am now in arrears by 3 months and a letter of intended action has been sent. I have been trying to work out how to pay back arrears whilst also having enough money to pay everything else. It is a real headache ! I am now really worried that they will not help as having checked through all my paperwork I don't really know who my mortgage is really with. Am I with Beacon, Redstone or Skipton ? And why on my house insurance do they need it to say Beacon Homeloans & Redstone Mortgages if I'm not with Beacon ? Have I been shafted yet again ! Over the last 20 yrs have been with RFC, GMAC, First NationaL, GE Money, GMAC, Beacon and now Redstone. Everytime it looks like I'm getting my head above water and can get a high street mortgage I get pulled under again. I must have paid about 30 thousand in redemption fees, lost out when rates went down and suffered when they went up. I went on to the FSA to check out Redstone and they don't come up. Also they have about 3 to 4 different adresses! Any advice.

Edited by Katikins
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