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    • Morning, I purchased a car from Big Motoring World on 10th December 2023 for £14899.00. On the 15th December I had a problem with the auto start stop function of the car in which the car would stop in the middle of the road with a stop start error message. I called the big assist and the car was booked in for February. The BMW was with them for a week and it came back with the auto stop start feature all fine and all error codes cleared on the report from big motoring world. within 5 days I had the same issue. Warning light coming on and the car stopping. I called big assist again and the car was again booked in for an other repair in May. Car was taken back in may, they had the car for a week and returned with the report saying no issue with the auto stop start feature and blamed my driving. Within 5 days of having the car back it broke down again. This time undrivable. I had the rac pick my car up and take to Stephen James BMW for a full diagnostic. The diagnostic came back with the car needing a new fuel system as magnetic swarf was found.  I have sent big motoring world a letter stating all the issues and that under the consumer rights act 2015 I have asked for a replacement vehicle. all reports from Stephen James BMW have been sent over to big motoring world. Big motoring world have come back and said they will respond to my complaint within 14 days for the date of my complaint letter. I am not feeling confident on the response from them, what are my next steps?   Thanks in advance. 
    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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benefit fraud interview


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i have just recieved a letter from dwp informing me that they want me to come in for an under caution interview regarding my claim for income support. i have no idea what to do about this or what information they can gather about me? can they get access to my bank statements without my permission? am i entitled to know what this is about prior to the interview? as far as i know i have done nothing wrong and am confused as to what to do next.

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perhaps some more idea of your circumstances might help us give a decent answer. I do not know whether they can access your bank statements, but I wouldnt bet against it.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

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i am on income support and live on my own. my girlfriend lives not far from me and visits regularly. it says on the letter we need to interview you about your claim to income support and an appointment date and time. what can i expect to happen at this interview and can i find out what they want in advance.thank you

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Hey,

I had a similar thing with my local council a couple of years ago. Contact your local CAB - they should have a representative who will sit with you during the interview and make sure you don't say anything you don't need to.

Apparently they *can* get hold of your bank details etc, but they will likely only do that if you are obstructive and give them reason to suspect you of anything.

It is likely they have asked you to come in for an interview because they have found something out that warrants them checking you over.

If you have done nothing wrong then you shouldn't have anything to worry about.

Did you fill in the benefits forms accurately? Were you truthful and did you declare everything to the best of your knowledge?

Have your circumstances changed since you applied, and if so have you told them about these changes?

The interview is on the same level as a "police interview" - I.e. they will have a person (or two) asking questions, and the interview will be recorded. This is why I suggest you get someone from the CAB to go with you. I found the whole thing quite intimidating.

Basically, without knowing a bit more about your situation it is hard to know what else to suggest, but if you are sure you have done nothing wrong then just stick to your guns - answer their questions but no more - and good luck!

Obviously if you have any inkling what they might be chasing you for let us know and if I can help I will.

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Mcnobby

 

Forgot to say, when you go there you will be under caution as your letter states. You will be read you rights, and you do not have to answer any of there questions. There will be two people there one operating the tape machine and the other person interviewing you. After the interview there will be two tapes which you and everybody in the room will have to sign.

These are just in case they need to take the case further.

Its best if you take someone along with you at the interview for surport.

Depending what info they've got on you the interview can take upto 1-2 Hours. So at the interview be calm and answer what they want to know.

 

Gaz

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went to cab. they passed me off to a solicitor. the solicitor informs me that you cannot get legal aid in these cases which means i am on my own. have requested my file from them using the freedom of information act as i suspect this could stem from a neighbour dispute. basically i am going to let them caution me and then wait to see what (if any) evidence they have then play it from there. it's quite rare for them to get a conviction for fraud even if they have evidence against you as they have to prove that you were claiming benefits in the full knowledge that you were not entitled to them. better to say little or nothing at all until tangible evidence is produced(not heresay). for me, the only things i do are my girlfriends paper round on the odd occasion (which i am not paid for) and a couple of times a year i do some extra work which amounts to less than ten pounds a week. you are allowed to earn a maximum of ten pounds per week if you are on income support so that shouldnt affect.:eek:

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Hi mcnobby

 

yes, i know about people choping my sister reported me and made up a load of lies. They ended up making laughing stocks of themselfs in the end.

Don't worry about it, try taking a friend or contact your local CAB they should be able to put you intouch someone to go with you.

 

Gaz

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The best thing you can do is be honest. But listen to the questions very very carefully. If you feel a question is irrelevant, dont answer it, but try and not be obstructive.

20 Creditors including 1 CCJ with - you guessed it - Bryan Carter! £13467.43 owing. £2000 paid off in the past 12 months!!!

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Hey,

I had a similar thing with my local council a couple of years ago. Contact your local CAB - they should have a representative who will sit with you during the interview and make sure you don't say anything you don't need to.

Apparently they *can* get hold of your bank details etc, but they will likely only do that if you are obstructive and give them reason to suspect you of anything.

It is likely they have asked you to come in for an interview because they have found something out that warrants them checking you over.

If you have done nothing wrong then you shouldn't have anything to worry about.

Did you fill in the benefits forms accurately? Were you truthful and did you declare everything to the best of your knowledge?

Have your circumstances changed since you applied, and if so have you told them about these changes?

The interview is on the same level as a "police interview" - I.e. they will have a person (or two) asking questions, and the interview will be recorded. This is why I suggest you get someone from the CAB to go with you. I found the whole thing quite intimidating.

Basically, without knowing a bit more about your situation it is hard to know what else to suggest, but if you are sure you have done nothing wrong then just stick to your guns - answer their questions but no more - and good luck!

Obviously if you have any inkling what they might be chasing you for let us know and if I can help I will.

 

They dont all have 2 interviewee some have one. I have accompianied many ppl to the interviews and there has only been one person also depending on your health they sometimes have to disclose a list of questions b4 hand i know some mental health patients are entitled to this.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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If your prepared to have your benefit application declined or benefit stopped you can refuse to attend the interview.

 

They are not the police & strongly advise you decline their offer.

 

If they stop or refuse your benefit you can appeal

 

Also be very careful what you state here as they DO read this forum

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How often does your girlfriend stay over night at your place?

 

I know that they used to have a rule whereby if you and your partner stayed under the same room for x amount (can't remember if it was 3 or 4 nights) of nights out of 7 you were classed as living together.

 

Is there a reason you are worried about your bank accounts?

 

It is probably best to be as honest as you can with them. If you don't think you have broken any rules you should be ok.

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I'm not suggesting that you be dishonest but anyone you assumes that just being honest with the DWP will hold them in good stead is mistaken.

 

They will repeatedly threaten & what you do say will be misconstrued to suit their scenario & this is why I recommend refusal to attend as the best option

 

If they do charge it will be a sec 11 rather than sec 12 which means you won't be able to elect to be tried by jury (when you would be entitled to legal aid) but will appear before the magistrates who are notorious for rubber stamping such allegations

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the reason i don't like the idea of them going into my bank account is not that there is anything in there i just feel like i am being invaded for no reason other than a malicious rumor and that really irks me. i have no criminal record(not even a speeding fine) and yet here i am at the age of fifty three being accused of fraud? it's hard enough to make ends meet as it is without having to put up with this and to top it all i have now been sent another form from the income support people asking for the same info i have given them for the last three years and telling me i may have to have another medical to determine if i am unfit for work> it's a pity george orwell is dead he would have gotten a kick out of seeing this so called free society we live in where you are presumed guilty until such time as you can prove otherwise. it seems that if you fight back that is enough reason for you too be assumed guilty.

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I can completely understand your feelings re your bank accounts. They should be private and personal !

 

If you have not done any work you should be ok.

 

You might have to explain how you were able to help with a paper round while you are claiming due to an illness.

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mcnobby

 

I know what you mean about the bank accounts its unfare and they shouldn't go into them but they do!!!!!!!!!!. What i don't like is after the interview, they keep all the copies of any Bank or Credit Card Statement which they might of pulled which any of there staff can access. My advice is after the interview is to set up new bank account details.

On the one and two people being prescent, One is for a minor offence and when they have two it under caution. So someones given them info on you.

 

Gaz

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I repeat that despite what they might say you don't have to attend & if they stop your money you can, as well as asking for loan, (robbing Peter to pay Paul you might say) appeal against the decision & if you win any accusations have to be dropped & your benefit restored

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I repeat that despite what they might say you don't have to attend & if they stop your money you can, as well as asking for loan, (robbing Peter to pay Paul you might say) appeal against the decision & if you win any accusations have to be dropped & your benefit restored

 

 

That is all well and good if he has savings or another income to support himself with, and if his claim to benefit is stopped he propably won't be entitled to any sort of DWP loan.

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Guest dvdriley

joncris... whislt they are not the police they have more powers. Any interview under caution you can have legal represenation. The fact it is under cautuion means they will tell you this at the start of the interview. You are entitlted to free legal advice. I think the legal aid board may refuse to pay a solicitor for interviews under caution unless they are held in a police station. Contact a crminal solicitor for confirmation. If i am correct ask for the interview to be held at a police station. If not attend the interview and refuse to answer questions. The courts could interept that as guilt however but that would be chucked out as your defence would be you did not have legal advice. Believe me , I know this.

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That is all well and good if he has savings or another income to support himself with, and if his claim to benefit is stopped he propably won't be entitled to any sort of DWP loan.

 

 

It will almost certainly be stopped anyway & he WILL be entitled to a loan. They can't let him or any family he may have starve

 

The DWP Fraud Dept are on a mission (+ bonus) & they will attempt by fair means of foul to convict anyone suspected not just of fraud but also of claiming the wrong benefit which may even be less than their true entitlement

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joncris... whislt they are not the police they have more powers. Any interview under caution you can have legal represenation. The fact it is under cautuion means they will tell you this at the start of the interview. You are entitlted to free legal advice. I think the legal aid board may refuse to pay a solicitor for interviews under caution unless they are held in a police station. Contact a crminal solicitor for confirmation. If i am correct ask for the interview to be held at a police station. If not attend the interview and refuse to answer questions. The courts could interept that as guilt however but that would be chucked out as your defence would be you did not have legal advice. Believe me , I know this.

 

 

There is NO free legal help whatsoever & in fact the accused will be told repeatedly they don't need it. Also they do not have more powers than the police. Like any ordinary citizen they can either caution when questioned or arrest someone whom they believe has already committed an offense.

 

They cannot, unlike the police, arrest on suspicion nor can they like the police demand you to attend anywhere to be interviewed under caution. This can only be done by consent

Edited by JonCris
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JC.

 

I hate to say you are wrong about this but you are.

They DONT stop your money whilest under investigastion i know his as i go to interviews with ppl and they still get there money.

 

Also my EX tried to make fault allergations about me working whilest i was pregnant and My partner and i were called in for interview we still got our money 2 weeks later and still are claiming our money. The DWP have told us that nothing more will happen due to the allergations being faulse. We had evidence we were else where when my ex claimed we were working.

 

The DWP have even said they have wrote to him asking for him to prove the allergation and as a result of him saying he cant they have dropped it. He made the allergation as i was shopping in Norwich with my partner and our son for clothes for my daughter and as revenge for me being behind a counter counter which was un manned and looking at tights.

 

In relation to the amount of interviewees it depends on your location. I know i was only interviewed by one person and so was my partner also everyone i have ever gone to a interview with has only been interviewed by one person.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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hi gd good advice from you will give you a tickle in a minute.

 

i had the interveiw letter along time ago rung them up they could not discus on the phone but could come to my home if it was more convient for me. yes it was i said and they came and they had the cheek to say i was having my girlfriend liveing with me . i said who told you that ?they said they were not allowed to say and did i have anything to say in my defence i said no but i bet my bl--dy wife does and in she popped and out they went

Edited by huggy41
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PHOTOBUCKET TUTORIAL IS NOW DONE HERE IT IS

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So have I godmother & I can assure you they will stop payments if there's the slightest hint, whether true or not, that the claimant has allegedly broken the rules & it's very difficult if not impossible to prove a negative such as "Mr Smith when did you stop beating your wife"

 

Also it's right after interview that payments will probably stop

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