Moorcroft & Citicard credit card debt

[supasnooper]

Good morning All,

 

I've received a notice of Intended litigation from Moorcroft for a debt of £7700.

 

If I have read the threads on the forum correctly, I should be sending off for a CCA to Moorcroft.

 

What should I do after this and if anyone can explain what will possibly happen?

[mr.ton]

They key word here is "intended".....

Expect lots of threatograms & phone calls - but any actual action, not a chance

[42man]

If the debt is for a credit card or a loan then yes send off for your agreement....

[supasnooper]

Thanks for the replies.

 

It's for a Citicard credit card debt.

[palomino]

You can use letter N in the Templates Library here. Should fulfil your purpose.

 

Note that Moorcroft are not in default unless and until they either fail to produce your agreement within the 12 days as specified in law (plus a day at each end for posting) or the agreement is not compliant. When (if) you get your agreement then we can look at to see if it is compliant.

[supasnooper]

Thanks for all the advice.

 

Will post my CCA if/when I get it.

[gymfreak1978]

these idiots would have wished they had never messed me, mrs dyde and aj martin and all there rude fone workers

 

chased me for months with begging letters, phone calls, even some very old geezer at the door telling me ill go to prison, telling me he was only doing a job to top up his pension and there was no need to be so rude to him.

 

One simple CCA and they closed file and sent back to the Halifax, why moorcroft, you were really were such a pushover.

 

Mess around with them to start with then send a CCA, do what I did send a big brown envelope and write payment enclosed stuffed full old newspapers.

[Allwood]

sorry wrong thread

Edited September 5, 2008 by Allwood
Sorry wrong thread

[creditcardmug]

All their silly letters contain the word "litigation", i bet it was headed "pre-court division", as they all appear to. I wonder if they even know the meaning of the word litigation, as they never answer your letters, prefering to merely fire off another of their template letters containing the usual nonsense:D

[supasnooper]

Hi All,

 

Just to update this thread.

 

As you've probably guessed they're looking to get a copy of the CCA ( this was 3 weeks ago).

 

 

The letter goes on blah, blah, blah and then says

 

"In the meantime however we believe that it may be of assistance to all parties if we also take this opprtunity to ensure that any potential areas of dispute are addressed prior to any possible court action or further investigation. Please could you give an indication of the information you will be providing, when giving evidence to the court or providing information to the relevant statutory authorities in relation to the alledged subject matter of the account."

 

 

WTF - They want me to do their job for them..........not likely !

Edited October 11, 2008 by supasnooper
damn lappy touchpad.

[manc1976]

I enjoy getting letters form Moorcroft as they just dont have a clue

 

They are chasing me for a debt that does not have a CCA, but there is no need for me to tell them that, lol

 

They will soon go away

[supasnooper]

I'm just waiting for them to phone me................but hey, they haven't !

 

Been really inspired by Fuzzybobble to give them a hard time.

[manc1976]

I'm just waiting for them to phone me................but hey, they haven't !

 

Been really inspired by Fuzzybobble to give them a hard time.

 

They tried to phone me at work once and all I kept repeating was "I can not answer anything over the phone, everything must be done in writing"

 

After about the 20th time of saying it, they decided it was better to write to me :grin:

[The GodMother]

only 20 time manc

[manc1976]

only 20 time manc

 

I was lucky I guess

 

I had it written down so that I didnt get confused

 

The funniest part was when they said that they HAD written to me but i hadn't responded, so i just said the line again!!

[The GodMother]

they dont like it when u dont provide a phone number either

[TheChancellor]

Please could you give an indication of the information you will be providing, when giving evidence to the court or providing information to the relevant statutory authorities in relation to the alledged subject matter of the account."

 

 

 

Tell them you dont have time for such trivialities as attending County Court as you are too busy but the QC you have instructed will be enquiring why they have your personal data without prior written authority and why they have ignored your Rights under the CCA.

[NailPost]

I think the spotty youth who is the Moorcr*p pre-litigation department has been watching too many police dramas. Cops have to give people warnings about not mentioning-what-they-later-rely-on-in-court etc but in this case it is abolute and utter ballcocks. I wonder what a judge would say if they actually carried out their threat and issued a claim.

[The GodMother]

Your fired

[supasnooper]

Hi again,

 

Had to go for my dinner otherwise wouldn't be allowed out to play again

 

 

Love the replies and might just follow The Chancellors advice when I get a few minutes at work.

 

I can't believe how quiet the phone has been since I CCA'd the DCA's........ even the neighbours commented how popular I was between 8 a.m. and 10.00 p.m.

 

Never mind; I'll just have to make do with a day in court with Restons

[TheChancellor]

 

I can't believe how quiet the phone has been since I CCA'd the DCA's........ even the neighbours commented how popular I was between 8 a.m. and 10.00 p.m.

 

 

Same here.

 

Have started to set the alarm again for morning.

 

Keep picking up the phone to check we haven't been disconnected again:rolleyes: