Credit Solutions Ltd

[cashins]

Some of my long term, (Mickey Mouse Agreement), cases seem to be gravitating to the above.

 

For one of them, this is the fourth DCA, another the third. Is this a trend or is it just me?

 

David

[dpick]

Some of my long term, (Mickey Mouse Agreement), cases seem to be gravitating to the above.

 

For one of them, this is the fourth DCA, another the third. Is this a trend or is it just me?

 

David

 

These gutter scrapers are known to buy unenforceable and statute barred debts for pennies and try to get some unsuspecting person to pay them, I know where I would like to send a muck spreader.

 

dpick

[cashins]

These gutter scrapers are known to buy unenforceable and statute barred debts for pennies and try to get some unsuspecting person to pay them, I know where I would like to send a muck spreader.

 

 

Still saying our client, but that don't mean a thing.

 

Either way, looks like these 'no chance' accounts are getting down to the bottom feeders.

 

David

 

PS Told a DCA clown a while back that they were just 'bottom feeders'...... and he didn't understand the reference! Just said "bottom feeders?" in a puzzled tone.

[Fred Bassett]

I know where I would like to send a muck spreader.

 

dpick

 

And I know what I'd like to put in a muck spreader.

 

Regards.

 

Fred

[cashins]

What plonkers they are.

 

Had a call from a machine of theirs today which said: "This is a call from CSL. If you are **** ******* please press 1, if you are not please press 2."

 

About the dumbest call I've ever had.

 

Then opened the mail and suprise, they are offering me a 50% discount on an Amex balance. This is a couple of weeks after the 'boil your head in oil letter'. As the CCA is garbage, I'll pass.

 

Credibility doesn't come to mind.

 

David

[mr.ton]

I had 1st hand experience of this lot earlier this year.

They are truely uselss in every sense of the word

[Fred Bassett]

I had 1st hand experience of this lot earlier this year.

They are truely uselss in every sense of the word

 

I'll second that. I bloody hate them. Still, I saw them off on 1 Egg debt (the big one) and I'm paying them very small amounts on the other one which is only for a few hundred quid. I reckon it's about 8-1 to me.

 

Regards.

 

Fred

[cashins]

Anyone had their automated phone call.

 

" This is Credit Solutions Ltd - if you are (name), please press 1, if you are not, please press 2"

 

I cannot imagine anyone, anywhere, under any circumstances, starting to press buttons on their phone, because a recorded message tells them to!!

 

I can only think CSL must have a contract that pays out on the volume of calls made. Otherwise you have to think, what's the point?

 

David

[mr.ton]

Oh yes..had experience of these clowns earlier this year.

I found it far more fun to press 1 & speak to them

[suz7]

Have found this through doing a search. I've just had this today also on my answering machine! They didn't say their name though, just my name then 'if this is you press 1, if this is not you press 2'.

 

I wonder what debt they're chasing now....

[cashins]

In fact they could actually automate the whole process

 

Press 3 for a CCA request

 

Press 4 to tell us to **** off 'cause we haven't got one

[Fred Bassett]

Credit Solutions are ar*eholes. Anything that winds them up gets my vote. The people that work for them are a bunch of spineless t*ssers in my opinion and I wouldn't p on them if they were on fire.

 

Fred

[cashins]

Press 5 if you are dead

[mak71]

Got one of those calls exactly the same from ge capital last night,

the payment was only 2 days late, they dont mess about do they,

never missed a payment in 5 years, and 2 days late and they are on my back,

ive added their number to my bt choose to refuse now

Edited October 22, 2008 by mak71

[cashins]

Hmmmmmm, so they have been dumb enough to buy the worst tele software package in the world s well!

[Fred Bassett]

Got one of those calls exactly the same from ge capital last night,

the payment was only 2 days late, they dont mess about do they,

never missed a payment in 5 years, and 2 days late and they are on my back,

ive added their number to my bt shoose to refuse now

 

Apex Credit Management System is pure class. They try to do it, but all you get is "This is a message for Fred Bassett ....." That's it. It doesn't say who it is, what the message is, who to ring (if that's what the message is) or what number to ring (if that's what the message is).

 

Credit Solutions are pathetic though. I deliberately underpaid them for a few months running and heard nothing. On another account with them, they couldn't cope so they had it taken away from them so it could be passed on to one of the big boys.

 

Fred

[cashins]

After having seen NCO (RMA), off a year ago, they have now popped up again as the above.

 

Will drop them an official complaint, along with a copy of their letter returning the file to AMEX.

 

David

[cashins]

Just had this lot come over the horizon.

 

Never heard of them, anyone had any dealings with them?

 

David

[dx100uk]

yep use the advanced search

 

dx

[Helios]

I've had them before, wrote to me in BOLD letters chasing alleged disputed old egg cc, sent "bemused" letter not heard a thing since

[rockwell304]

Hello David,

 

I've had a few letters from them, they claim to be acting for Westcot (how low can you go!) who in turn are acting on behalf of Barclaycard. Why Westcot would sub it out to these idiots is beyond me. There letters are full of statements such as "we demand you pay/contact us immediately etc" otherwise.... usual threats!

 

My response - I set up an email account CSLIDIOTS@#####.co.uk and sent them a one liner telling them to get lost. I also added the following; "take note of my email address, it accurately reflects my opinion of your company" Nothing from them for about 6 weeks, cslcretins@ is still available if you require it!

 

I realise this type of response is probably not encouraged on CAG, just my particular way of dealing with threats.

[impecunious]

I communicate regularly with CSL - they're numpties. They insist on churning out computer-generated letters without actually reading your responses - all second class mail - so don't waste a first class stamp on them.

 

Just keep a paper-trail and give them as little information as little. Remember, credit/consumer debt is NOT a priority debt. Tell them what you can reasonably afford and sustain, don't allow them to bully you.

 

Good luck!

 

 

Impecunious!

[chattanooga]

CSL are my most hated DCA to date.

 

I agree wholeheartedly with the "don't waste a stamp" view. They are really not worth it. I emailed them to tell them I was dealing with the original creditor (which is true, I've been paying an amount I can afford for the past year and a half) and I wasn't going to enter into any dialogue with them.

 

A good tip if you communicate via email is to sign up for whoreadme.com or similar (search for email notification services). On the only occasion where I spoke to them (a momentarly lapse of concentration) I told them I had sent them an email saying not to phone and I was dealing with Barclaycard.

 

She insisted they didn't receive it..."Oh yes you did" I replied, not only did you receive it but it was opened on three seperate occasions from two different computers and read for a total of 17 minutes!

 

"Oh" she said...and hung up.

 

 

Hopefully the above link is ok to post, it's a useful service (one of may similar) and I have no affliation with them at all.

[cashins]

Thanks for the replies.

 

I rather thought their letter 'acting for Westcot' rather gave the game away regarding their position in the scheme of things, you have confirmed it.

 

david

[tindwcel]

Yes, I too received my first letter from this bunch yesterday. They are superbly optimistic; they have given me 7 days to pay an alleged account which has been outstanding, with no payment or written acknowledgement on my part, for at least nine and a half years Ho Ho!

 

I love the use of ALL CAPS, the illegible signature with no human name, the confusion over the exact name of the department which sent the letter, and the fact they have somehow managed to get the words "Old Court House" into their address. Scary (not)!