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    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
    • That doesn't look like clacton ... Former Brexit Party leader Nigel Farage buys coastal home in Lydd-on-Sea WWW.KENTONLINE.CO.UK Former Brexit Party leader Nigel Farage bought a coastal home in the county, it has been reported.  
    • It's not a private road.  It's a small public street (with Resi houses) that leads into and from public road/ highway. The garages have land in front of the doors.  Then there's a yellow line. So there's a clear marker on what is private and what is public.  These people keep parking on the private land side
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Blair, Oliver & Scott on my case now!!


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Mrs Z

 

Totally ignore and wait they will prob pass it on to EOS next

 

 

 

Regards

 

Andy;)

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EOS

 

Birchwood Warrrington DCA it will be absolute assignment and then we will show you some tricks on how to deal with these numpties

 

 

Regards

 

Andy;)

We could do with some help from you.

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Marjie be carefull EOS buy absolute

 

 

Regards

Andy;)

We could do with some help from you.

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Nothing will come back but they are very litigant but dont understand credit consumer law:D

 

 

Regards

 

Andy:)

We could do with some help from you.

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Morning all,

 

Mr Z has recieved a threatogram from B, O & S this morning:

 

THIS LETTER REQUIRES YOUR ACTION

 

Threatening that one of their debt collectors calling at your address, Court action maybe taken against you and so on. They have a cheek to have an 0870 number as a helpline!! Bl***y cheek.

 

As I said, their 12 + 2 days dealine for the CCA request is up next Wednesday the 13th August.

 

Should we just ignore and file again and wait for them to default and then report them?

 

Any advice gratefully recieved, thanks :)

 

A Panicky Mrs Z :(

 

Exactly the outcome their letters are intended for Mrs Z, to panic you into either phoning or paying. The magic words in BOS letters are (May, Maybe, might,).

 

File it and have a good weekend. :grin:

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Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thanks citizenB :)

 

Well your comment made me laugh!! B, O & S can go swivel and whats more, hell would have to freeze over before they get a phonecall from us :grin:

 

You have a good weekend too :)

 

 

I always have a good laugh when the name B.O.S (thats Blair Oliver Scott) is mentioned on this site :D

 

You then realise that the debt is at the end of its journy so somthing to be happy about

 

Regards

 

Andy:)

We could do with some help from you.

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Hello all, Mrs Z here.

 

Update:

 

I am shocked after reading on this forum re B,O & S and not responding to CCA requests.

 

This morning, Mr Z has recieved a reply, I am unable to scan it at present because I still haven't learnt how to!!

 

Anyhoo, surprise surprise - it's headed "Credit Card Aplication"!!! Also accompanying this is an "Application Trace Request Form" which is filled in by them.

 

I will get Mr Z to scan said documents as soon as possible, so anyone can give their opinion as to whether or not it is enforcable.

 

Thanks for reading :)

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Hello all, Mrs Z here.

 

Update:

 

I am shocked after reading on this forum re B,O & S and not responding to CCA requests.

 

This morning, Mr Z has recieved a reply, I am unable to scan it at present because I still haven't learnt how to!!

 

Anyhoo, surprise surprise - it's headed "Credit Card Aplication"!!! Also accompanying this is an "Application Trace Request Form" which is filled in by them.

 

I will get Mr Z to scan said documents as soon as possible, so anyone can give their opinion as to whether or not it is enforcable.

 

Thanks for reading :)

 

 

Have they ever:D

 

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hiya Mrs Z, will wait for Mr Z to scan the docs before commenting. :D

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Good afternoon,

 

Andy - hope so :D

 

Red - I'll get Mr Z to scan the docs later, I can "hide" any personal details in Serif and upload to photobucket and the forum myself, aren't I clever!!! One of these days I will learn how to scan!! :p

 

citizenB - why - you no trust me!!! :D

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Mrs Z, I too am unable to scan.....so full empathy there! However you are certainly more technically minded than me, your comments from hide personal info to forum were like me understanding Japenese instructions for the dishwasher, so gold star for you!

I am just quite amazed that BOS have sent you something, they appear to have lots of filing cabinets full of........nothing, other than standard letters.

Red

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Aw thanks babybear, so do we :D, *hugs* to you from Mr Z and I :)

 

Hey Red, thanks, but you made me blush! By hiding the info, I only mean putting coloured rectangles over sensitive info!! Nothing that complicated about it really :)

 

Anyway, Mr Z has scanned the docs and I prepared them, so here they are:

 

http://i305.photobucket.com/albums/nn216/Misterzeus/APPHALFINAL-1.jpg

 

http://i305.photobucket.com/albums/nn216/Misterzeus/BOSTRACE.jpg

 

Any advice from you great peeps on what to do next would be much appreciated

 

Kind Regards Mrs Z :)

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:D:D:D:D:D enough said and to repeat myself did they ever?

 

 

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hi Mr/Mrs Z

 

IMHO

 

Nothing and stop payment also until they do comply.Which they wont otherwise they would have sent it.But prepare yourself for a long journey if requesting a CCA is bad enough wait until you are involved in litigation it will drive you mad.

 

Regards

 

Andy;)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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