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    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
    • Yes, send a message to the purchaser but keep it very friendly and simply that you noticed that the package has now been delivered.  I suggest that you ask them if they want to keep the package still or if they would rather return it and that if they want to keep it then please will they return your payment to you to your PayPal address. Keep it as polite and friendly as possible and then we will decide what to do if he doesn't reply or refuses.  Meanwhile I will have a look at Google earth and see if you are able to spot the gas meter outside the house to get an idea if the delivery is real. Get a screenshot
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Blair, Oliver & Scott on my case now!!


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Mrs Z

 

Totally ignore and wait they will prob pass it on to EOS next

 

 

 

Regards

 

Andy;)

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EOS

 

Birchwood Warrrington DCA it will be absolute assignment and then we will show you some tricks on how to deal with these numpties

 

 

Regards

 

Andy;)

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Marjie be carefull EOS buy absolute

 

 

Regards

Andy;)

We could do with some help from you.

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Nothing will come back but they are very litigant but dont understand credit consumer law:D

 

 

Regards

 

Andy:)

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Morning all,

 

Mr Z has recieved a threatogram from B, O & S this morning:

 

THIS LETTER REQUIRES YOUR ACTION

 

Threatening that one of their debt collectors calling at your address, Court action maybe taken against you and so on. They have a cheek to have an 0870 number as a helpline!! Bl***y cheek.

 

As I said, their 12 + 2 days dealine for the CCA request is up next Wednesday the 13th August.

 

Should we just ignore and file again and wait for them to default and then report them?

 

Any advice gratefully recieved, thanks :)

 

A Panicky Mrs Z :(

 

Exactly the outcome their letters are intended for Mrs Z, to panic you into either phoning or paying. The magic words in BOS letters are (May, Maybe, might,).

 

File it and have a good weekend. :grin:

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1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thanks citizenB :)

 

Well your comment made me laugh!! B, O & S can go swivel and whats more, hell would have to freeze over before they get a phonecall from us :grin:

 

You have a good weekend too :)

 

 

I always have a good laugh when the name B.O.S (thats Blair Oliver Scott) is mentioned on this site :D

 

You then realise that the debt is at the end of its journy so somthing to be happy about

 

Regards

 

Andy:)

We could do with some help from you.

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Hello all, Mrs Z here.

 

Update:

 

I am shocked after reading on this forum re B,O & S and not responding to CCA requests.

 

This morning, Mr Z has recieved a reply, I am unable to scan it at present because I still haven't learnt how to!!

 

Anyhoo, surprise surprise - it's headed "Credit Card Aplication"!!! Also accompanying this is an "Application Trace Request Form" which is filled in by them.

 

I will get Mr Z to scan said documents as soon as possible, so anyone can give their opinion as to whether or not it is enforcable.

 

Thanks for reading :)

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Hello all, Mrs Z here.

 

Update:

 

I am shocked after reading on this forum re B,O & S and not responding to CCA requests.

 

This morning, Mr Z has recieved a reply, I am unable to scan it at present because I still haven't learnt how to!!

 

Anyhoo, surprise surprise - it's headed "Credit Card Aplication"!!! Also accompanying this is an "Application Trace Request Form" which is filled in by them.

 

I will get Mr Z to scan said documents as soon as possible, so anyone can give their opinion as to whether or not it is enforcable.

 

Thanks for reading :)

 

 

Have they ever:D

 

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hiya Mrs Z, will wait for Mr Z to scan the docs before commenting. :D

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Good afternoon,

 

Andy - hope so :D

 

Red - I'll get Mr Z to scan the docs later, I can "hide" any personal details in Serif and upload to photobucket and the forum myself, aren't I clever!!! One of these days I will learn how to scan!! :p

 

citizenB - why - you no trust me!!! :D

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Mrs Z, I too am unable to scan.....so full empathy there! However you are certainly more technically minded than me, your comments from hide personal info to forum were like me understanding Japenese instructions for the dishwasher, so gold star for you!

I am just quite amazed that BOS have sent you something, they appear to have lots of filing cabinets full of........nothing, other than standard letters.

Red

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Aw thanks babybear, so do we :D, *hugs* to you from Mr Z and I :)

 

Hey Red, thanks, but you made me blush! By hiding the info, I only mean putting coloured rectangles over sensitive info!! Nothing that complicated about it really :)

 

Anyway, Mr Z has scanned the docs and I prepared them, so here they are:

 

http://i305.photobucket.com/albums/nn216/Misterzeus/APPHALFINAL-1.jpg

 

http://i305.photobucket.com/albums/nn216/Misterzeus/BOSTRACE.jpg

 

Any advice from you great peeps on what to do next would be much appreciated

 

Kind Regards Mrs Z :)

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:D:D:D:D:D enough said and to repeat myself did they ever?

 

 

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hi Mr/Mrs Z

 

IMHO

 

Nothing and stop payment also until they do comply.Which they wont otherwise they would have sent it.But prepare yourself for a long journey if requesting a CCA is bad enough wait until you are involved in litigation it will drive you mad.

 

Regards

 

Andy;)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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