Tilly V mortgage express repo

[kia]

well as im in southport travelling could be tricky but ill go if u need me tills xkia

[MilkTrayMan]

well as im in southport travelling could be tricky but ill go if u need me tills xkia

Here U go kia...

Southport - Liverpool via Merseyrail

Liverpool -Birmingham via London Midland

Birmingham - Banbury via Chiltern Railways

 

 

...

[MilkTrayMan]

Hello **Tilly**!

 

Here is a link to a Thread that may contain some further useful links (...courtesy of CAGisforME) concerning your Hubby's situation...

http://www.consumeractiongroup.co.uk/forum/general-consumer-issues/90975-incapacity-benefit.html

 

 

...

[**Tilly**]

Thanks Mtm

 

He already gets incap benefit, he has the forms to appy for disabilty allowance,

apparantly i am entitled to incap benefit or income support, i have to ring back

later this morning.

 

Tried to get through to the baliff, but was away from the office left my number

if he dosn't get back to me today, i will try again tomorrow morning,

Next on to do list

going to see estate agents later today.see what is happening.

The council have a walk in surgery on a thursday so thats a to do for tomorrow.

 

 

 

 

Edited May 7, 2008 by **Tilly**

[Bona]

Thats great you have to keep pluging away at these bayliffs lets hope he rings you and no news will be good news on that front

[**Tilly**]

Hiya Bona

 

yes will keep on to them,feeling really focused and on a roll today,:o

[**Tilly**]

Spoke to the estate agents, said the market is very slow due to credit crunch

but said if i wanted to move to another agent im not tied in,but have to give 2 weeks

notice,

Spoke to my empoyler and apparantly i get paid,if im in within amount of working hours,that i have worked in the last 2 months:confused:

[caro]

Might be worth getting at least 3 agents in during that 2 weeks. Did the agent have any suggestions of things they could do to help?

 

See if there are any sold signs in your area and which agents have most of them. Sometimes the smaller agents can be hungrier and work harder for their money. Try at least one independent agent and one of the multiples, and make sure they are members of a professional organisation like NAEA or RICS.

 

Agent - NAEA Member - The National Association of Estate Agents

 

Ask them if there is anything that you can do yourself to make it more marketable. Ask them what they will do for their money, and how long they are taking to sell at the moment.

[**Tilly**]

Might be worth getting at least 3 agents in during that 2 weeks.

if i get 3 agents in won't that mean more fee's

 

 

Did the agent have any suggestions of things they could do to help?

 

no just kept mentioning the credit crunch and things were slow, with all the agents, there are 2 that seem to have more go in them, will go in tomorrow

 

See if there are any sold signs in your area and which agents have most of them. Sometimes the smaller agents can be hungrier and work harder for their money. Try at least one independent agent and one of the multiples, and make sure they are members of a professional organisation like NAEA or RICS.

 

Agent - NAEA Member - The National Association of Estate Agents

 

Ask them if there is anything that you can do yourself to make it more marketable

 

ive cleaned the windows

 

 

Ask them what they will do for their money,

 

:o :o

 

soz think my sense of humour returning, but i will ask them, will write myself a list

 

 

 

and how long they are taking to sell at the moment.

 

 

Thankyou caro

[OLIVE.FAMILY]

Hi Tilly

Have watching this closely.

 

When we sold our house we had two agents. We only had to pay the agent that sold the House.

 

Good Luck

 

Regards

Olives

[**Tilly**]

Thanks Olive

 

Thats a relief, had visions there for a minute.

 

 

 

 

Tilly

[stonedecroze]

Sorry I have missed all this as I have been out of circulation recently. Keep your chin up, and things will work out for you, Stone

[**Tilly**]

mwahhhhhxxxx stone thanks im getting there i think

[saintly_1]

You're doing brilliant Tilly

[caro]

if i get 3 agents in won't that mean more fee's

OOps sorry hun, didn't make myself very clear. lol. I meant get them in to value the house, see how much they'll charge, and which you think will actually sell your house for you. See which you think best, which won't necessarily be cheapest. Only the one(s) you use should charge you, and it's generally a percentage. Try and negotiate a lower percentage because they may just try for more to begin with, but they will want your business, so haggle.

Also think about which is the most realistically priced. Just because they suggest a higher price to market it, does not mean they will get that price. You need a quick sale, so do your sums and see what you can afford.

[**Tilly**]

These fellas are hard to get hold of:rolleyes: rang again this morning, sorry not in the office right now, rang his mobile and left a message,while on the phone i asked

if you could see if there was an eviction order,as far as she could see there

wasn't.

[caro]

Keep a record of when you try and contact them and the results you get Tilly. If you need to go to court later you'll be able to show the judge that you have been trying to sort things out. He might be more inclined then to let you keep control of the sale of your house if he knows that.

[**Tilly**]

Keep a record of when you try and contact them and the results you get Tilly. If you need to go to court later you'll be able to show the judge that you have been trying to sort things out. He might be more inclined then to let you keep control of the sale of your house if he knows that.

 

All the calls where made from my mobile phone

[Bona]

I doubt very much that they are going to even apply untill after the 27th Can I suggest you write a letter deatailing every thing that you are doing to try to sell the house and sort out you problems (dont put in your looking for accomadation) say you will update them each week and each week also pay something if you can off the account it will look good to the judge when the time comes

Edited May 8, 2008 by Bona
spelling

[**Tilly**]

Hi Bona

 

Got blonde head on today who do i send the letter to:confused:

[Bona]

People who want to repossess your house :D:rolleyes:

[**Tilly**]

People who want to repossess your house :D:rolleyes:

 

 

oops oh yea silly me

 

 

Been a busy bunny today, went round all the estate agents,gave the current one the heave ho, had a look round the town at sale boards and picked 2 estate agents with the most sold signs up

[Ell-enn]

Great stuff Tills - you're on a roll

 

L x

[**Tilly**]

I think tills is back on track, come of the rails a bit back there :o i am so not going down without a fight someone unleashed the devil in me

 

[Ell-enn]

someone unleashed the devil in me

 

did you get his phone number