Cap1/Debitas/Frederickson-V-Creditcardmug

[creditcardmug]

Update

Had reply from them today, re my letter of post 22, Acc on hold for 15 days to enable YOU to contact OUR CLIENT to obtain the info you require (i.e.) a notice of assignment to freds.

I think not.

If they think they have any right to collect, they should contact THEIR CLIENT, to provide ME with it.

 

Meanwhile the T..Pot phone calls continue Yawn.................

[creditcardmug]

Hi again

I didn't bother to contact THEIR CLIENT for the info that freds are reqd to supply, and iv'e heard nothing since??

Wonder whats going on, could be the calm before the storm??

[creditcardmug]

bumping for comments

[creditcardmug]

Update, Bryan Carter solicitors have now appeared on the scene, letter from them yesterday, you have 7 days to pay in full or legal action will follow without further notice (letter took 5 days to arrive).

But it also says:

If you dispute liability please state your reasons in writing and supply us with documents in support of your defence to any claim. If you fail to notify us of any potential dispute prior to issue of proceedings and you subsequently file a defence to any claim, WE RESERVE THE RIGHT TO SHOW THIS LETTER TO THE JUDGE.

 

So they want to see my defence before issuing a claim, otherwise they will say i didn't follow pre-action protocol?

 

Any advice as to where i go from here?

[ODC]

Dear Bryan

 

Your clients have failed to comply with my LEGAL request under S77/78 of the CCA 1974. I should therefore be pleased to see what documents they or you will be relying on in support of this vexatious claim. I have numerous copies of letters and requests to your client which I will be relying on in Court to prove their failure to comply with my LAWFUL request.

 

Im sure I do not need to remind a solicitor that its up to you and your client to prove a debt exists not up to me to prove the contrary

[creditcardmug]

Thanks ODC, i will write along those lines, i just think it's a bit much trying to almost blackmail me into disclosing what my defence might be , before they have even filed a claim, and knowing their client has not fully complied with my legal request.

anyone have anymore thoughts on this?

[creditcardmug]

Update, sent carters ODCs letter in post 30#, await reply

[Sparkles100]

Any update?

 

I am going through similar problem with Cap 1

 

Sparkles

[creditcardmug]

Any update?

 

I am going through similar problem with Cap 1

 

Sparkles

 

Hi nothing more yet, will update as soon as.

[Sparkles100]

Hi nothing more yet, will update as soon as.

 

Still nothing? ********!

 

Sparkles

[creditcardmug]

Still nothing? ********!

 

Sparkles

 

HI sparkles, still nothing more yet, would you believe, will update as soon as

Regards CCM

[creditcardmug]

Update letter from freds, offering final opportunity before instructing Carters to issue a claim, also offering F&F as good will gesture

[ODC]

That would be a claim for an alleged debt that they havent supplied the CCA for

 

Dear Fred

 

As you have failed to comply with my LEGAL request under S77/79 of the CCA1974 I would welcome the chance to ask a judge to ask you to explain why you have not complied.

 

I do not fear you or the ubiqutous Mr Carter as I know that without a valid CCA you claim is doomed to failure and indeed making such a claim could be seen as vexatious and possibly unlawful.

 

So go ahead and make a fool of yourselves even more

 

yours etc

[havinastella]

That would be a claim for an alleged debt that they havent supplied the CCA for

 

Dear Fred

 

As you have failed to comply with my LEGAL request under S77/79 of the CCA1974 I would welcome the chance to ask a judge to ask you to explain why you have not complied.

 

I do not fear you or the ubiqutous Mr Carter as I know that without a valid CCA you claim is doomed to failure and indeed making such a claim could be seen as vexatious and possibly unlawful.

 

So go ahead and make a fool of yourselves even more

 

yours etc

 

 

I like, I like a lot

[creditcardmug]

Update, letter from Cap1,

 

Freds are no longer managing the acc, which has now been returned to us....you must pay immediately etc...blah

 

They didn't bother to tell me they had passed it to freds in the first place:confused:

[Dorabell]

Hi they have done the same with mine:? i wonder whats next:)

[creditcardmug]

Well i've still not had a valid enforceable CCA from either freds or Cap1, so as far as im concerned its still in dispute until i get something compliant.

 

Interestingly if their intention was to sue they would have left it with Freds, who presumably would have had Carters issue a claim..... just my thoughts.

[creditcardmug]

They have sold it to lowell now ARrrrrgh....

 

What can i expect now folks?

[ODC]

Oh dear passing on a debt whilst in dispute of your CCA request. Naughty. Once the Leeds Losers contact you send them the 'bemused ' letter or if you have a spare quid CCA them for some sport. You know that no enforceable CCA exists so you can enjoy the increasingly threatening letters from Leeds along with the silly postcard and the threat of a visit from their imaginary Licencsed Field Agents

[creditcardmug]

Thanks ODC, i was hoping for some encouragement from you...i think i might do the CCA thing....just to make it all the more interesting, you understand:D

[ODC]

Yes and if you are really lucky you might get a letter from the delightful Samantha Swallows

[creditcardmug]

LOl, very good:D

[mrmarmite]

does she spit aswell??

 

am dealing with these at present, sheesh i get a better respose from a brick wall.

[ODC]

Thats because the average brick has more intelligence:D

[creditcardmug]

Ok, game on again, have today CCAd lowell, standby for the inevitable updates.......yawn