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    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Chat room...


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Some of you may know that I've been working on a new site - not Bank Charges related, for some time - 10 mins here, 5 mins there - it's taken me bloody ages to get it up and running, and it's nowhere near finished.

 

....but it has a chatroom that I think I have finished getting right.

 

You are welcome to help me test it if you like...;-)

 

CIDB.NET - Consumer Information Database

 

It's the weekend after all ;-)

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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

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it has a chatroom

 

Don't you mean a chatoom? ;-)

 

(link on your left hand navigation)

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Bugger, I thought I'd fixed that.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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By the way, there's no registration required or anything like that - just type a nickname in when it asks you.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

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Yes it works :D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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By the way, there's no registration required or anything like that - just type a nickname in when it asks you.

 

Errrr - so I could login as you and people would think it was your opinions that were being bandied about:o

Consumer Health Forums - where you can discuss any health or relationship matters.

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shhhhh don't tell anyone I'm logged in as gizmo111

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Fantastic idea Dave. :D

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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So what do you all think of it so far? Did anyone have any 'funny' crashes, bugs etc...?

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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I loved it, the main problem seemed to be once you were in, you couldn't get out!!!! but that kept us amused for ages. :D

 

Edit: Thai, it beeped when some one new came in the room, maybe that was your beep. ;)

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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I was thinking more of the "A" guy. :lol::lol:

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Not sure, I think it just assigns a random colour every time you enter.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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The 'A' guy got out, but he's scared to go back in :p

 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Knew it !!! Stuck again.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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chat room jargon :o

 

^5 High 5

20 Location

73 Best Regards

88 Love and Kisses

100 Nature Calls/Pit Stop

12345 Talk About School

A/S/L? Age/Sex/Location?

ADN Any Day Now

AFAIK As Far As I Know

AFK Away From Keyboard

ASAP As Soon As Possible

B4N Bye For Now

BAS Big A** Smile

BBL Be Back Later

BBN Bye Bye Now

BBS Be Back Soon

BEG Big Evil Grin

BF Boyfriend

BIBO Beer In, Beer Out

BL Belly Laugh

BMGWL Busting My Gut With Laughter

BRB Be Right Back

BTDT Been There, Done That

BTW By The Way

BWL Bursting With Laughter

C&G Chuckle and Grin

CICO Coffee In, Coffee Out

CID Crying In Disgrace

CNP... Continued (in my) Next Post

CP Chat Post(a chat message)

CRBT Crying Real Big Tears

CSG Chuckle Snicker Grin

CU See You

CYA See You (Seeya)

CYAL8R See You Later (Seeyalata)

DLTBBB Don't Let The Bed Bugs Bite

DOM Dirty Old Man

DOS Dozing Off Soon

DTRT Do The Right Thing

DWB Don't Write Back

DWPKOTL Deep Wet Passionate Kissed On The Lips

EG Evil Grin

EMSG Email Message

ES Enough Said

F2F Face To Face

FC Fingers Crossed

FTBOMH From The Bottom Of My Heart

FOZ From Autralia (aka OZ)

FOCL Falls Off Chair Laughing

FUBAR Fouled Up Beyond All Recognition

FYI For Your Information

FWIW For What It's Worth

G Grin

GAL Get A Life

GF Girlfriend

GFN Gone For Now

GGP Gotta Go Pee

GL Good Luck

GM Good Morning

GMAB Give Me A Break

GMBO Giggling My Butt Off

GMTA Great Minds Think Alike

GN Good Night

GNSTDLTBBB Good Night, Sleep Tight, Don't Let The Bed Bugs Bite

GTG Got To Go

GTSY Glad To See You

H&K Hug and Kiss

HABU Have A Better 'Un

HAGN Have A Good Night

HAGU Have A Good 'Un

HAND Have A Nice Day

HHIS Hanging Head in Shame

HI Laughter

HIG How's It Going

HT Hi There

HUB Head Up Butt

IAE In Any Event

IC I See

IGP I Gotta Pee

ILY I Love You

IMNSHO In My Not So Humble Opinion

IMO In My Opinion

IMCO In My Considered Opinion

IMHO In My Humble Opinion

IMS I'm Sorry

IOW In Other Words

IRL In Real Life

ITIGBS I Think I'm Gonna Be Sick

IWALU I Will Always Love You

J4G Just For Grins

JAM Just A Minute

JK Just Kidding

JMO Just My Opinion

JTLYK Just To Let You Know

KISS Keep It Simple, Stupid

KIT Keep In Touch

KOC Kiss On Cheek

KOL Kiss On Lips

KOTC Kiss On The Cheek

KWIM Know What I Mean

L Laugh

L8R Later

L8R G8R Later 'Gator

LHM Lord Help Me

LHO Laughing Head Off

LHU Lord Help Us

LMAO Laughing My A$$ Off

LMSO Laughing My Socks Off

LOL Laugh Out Loud

LSHMBB Laughing So Hard My Belly is Bouncing

LSHMBH Laughing So Hard My Belly Hurts

LSHTTARDML Laughing So The Tears Are Running Down My Leg

LTNS Long Time No See

LTS Laughing To Self

LUWAMH Love You With All My Heart

LY Love Ya

LY4E Love You Forever

MTF More To Follow

NRN No Reply Necessary

NADT Not A Darn Thing

NVNG Nothing Ventured, Nothing Gained

OIC Oh, I See

OL Old Lady (significant other)

OM Old Man (significant other)

OMG Oh My God

OTOH On The Other Hand

OTTOMH Off The Top of My Head

PAW Parents Are Watching

PDS Please Don't Shoot

PITA Pain In The A$$

PM Private Message

PMFJI Pardon Me For Jumping In

PML ****ing Myself Laughing

PMP Peed My Pants

PPL People

POAHF Put On A Happy Face

S Smile

QSL Reply

QSO Conversation

QT Cutie

RL Real Life

ROFL Rolling On Floor Laughing

ROFLAPMP ROFL And Peeing My Pants

ROFLMAO ROFL My A** Off

ROFLMAOAY ROFLMAO At You

ROFLMAOPMP ROFLMAO Peeing My Pants

ROFLMAOWTIME ROFLMAO With Tears In My Eyes

ROFLUTS ROFL Unable to Speak

RME Rolling My Eyes

ROTFL Rolls On The Floor Laughing

RT Real Time

RTFM Read The F****** Manual!

SETE Smiling Ear To Ear

SHID Slaps Head In Disgust

SNERT Snot-Nosed Egotistical Rude Teenager

S^ S'UP - What's Up?

SNAFU Situation Normal; All Fouled UP

SO Significant Other

SOT Short Of Time

SOTMG Short Of Time Must Go

STO Sticking Out Tongue

SUAKM Shut Up and Kiss Me

SWAK Sealed With A Kiss

SWAG Scientific Wild A** Guess

SWL Screaming with Laughter

SYS See You Soon

SYT Sweet Young Thing

TA Thanks Again

TCOY Take Care Of Yourself

TIA Thanks In Advance

TILII Tell It Like It Is

TNT Till Next Time

TNX Thanks

TOY Thinking Of You

TTFN Ta Ta For Now

TTYL Talk To You Later

TY Thank You

WAG Wild A** Guess

WAYD What Are You Doing

WB Welcome Back

WBS Write Back Soon

WEG Wicked Evil Grin

WKF Well Known Fact

WTG Way To Go

WTH What/Who The Heck (or H**, or sub an 'F' for the 'H')

YBS You'll Be Sorry

YG Young Gentleman

YL Young Lady

YM Young Man

YW You're Welcome

 

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

 

 

no honest we dont all speak in morse code :o

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