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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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some good news to share


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bravo .... I assume you won a court case.

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Hi Joshuaf, your case is very similar to mine, I have sent you a PM if the is OK.

Starting with NatWest - 3 personal, 5 business accounts

Next 11 credit cards

Next personal loans, morgages, sercured loans

Then anything else I can think of.

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thank you all for the messages, I appreciate them

 

I will be sticking around....

 

 

The issue as I saw it (and I was gently warned off that I could not do this by not just this forum) was that getting a CCJ without actually legally proving your debt is wrong..they just send these claim forms in and certain bulk processing courts seem to just nod each one off without so much as a question.

 

So my challenge was, OK you have a CCJ but you cannot prove to me or the court that the debt is legal and in this case there was no deed either. Therefore, the CCA states clearly that they cannot pursue the debt with or without a court order..so the dilemna I put to the Judge was that they could hold this over me for the rest of my days..they cannot collect (which he accepted) and the CCJ whilst disappearing after 6 years is meaningless and effectively unenforceable because (and this has been a bit of a hot point) the CCA 1974 holds the contractual superiority and provided the foundations for the CCJ being obtained, if the basis of obtaining the CCJ was significantly flawed then the CCJ cannot hold its own..

 

So that it why I went for it....I do hope I make sense..

 

:lol:

 

Now, rumour has it that if a Judgment is set aside this is what happens:

 

"If the judgment is set aside by the court, this means that the proceedings go back to the claim stage and you have a new opportunity to fill in the reply to the claim form, make an offer of payment or put in any defence or counterclaim. Having a judgment set aside does not wipe out the proceedings altogether but the details will be removed from the County Court Register until a new judgment is made.

If a new judgment is made it will be recorded for six years on your credit file from the date of the new judgment". according to this:

 

http://www.bdl.org.uk/images/12_how_to_set_aside_a_judgment_in_the_county_court.pdf

 

I have a thread on this type of issue too, haven't followed it through to have it removed, but should do I guess: http://www.consumeractiongroup.co.uk/forum/general-debt/45656-ccj-geoffrey-parker-bourne.html

 

 

Sarah

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Well done Josh I've just sent you a PM.

 

I'm in the same boat as you were with HBOS sent off for CCA before Christmas and they reply with an application form. They to obtained a CCJ and a Final Charging Order on my house last April.

 

Can you give me more detail as to how you kicked off your appeal to the court and what you put in the N244?

 

Cheers

 

Sl1210

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I have a CCJ approx 3 years old for an old MBNA credit card which i

did not defend, which i am now paying monthly as per CCJ.

 

Still owe approx £5K which will take me almost 21 years still to pay off at current rate.

 

Wondering if the above would be worth trying as i am pretty sure Wescot/MBNA would not have a correct agreement.

 

VOLVO

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I think it is worth a try VOLVO.

 

 

 

Also, they have confirmed in writing that they are no longer pursuing the alleged debts. The only way they could restart would be to find the CCA however the OC has also confirmed they do not have the documents.

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Great news Josh and thanks for informing the forums about it. Inspirational stuff without a doubt. I had a CCJ 18 months ago without me knowing (I'd left the address they worte too and mail was not forwarded). As a result I never defended it and they got a CO on my house last March (07).

 

I'm thinking now of asking the agency that obtained the inititial CCJ (Eversheds) about the CCA. Did they have one for me and the loan I took out?

 

My main thrust is not to try and get away from the loan to be honest but just the CCJ and CO associated with it. I've been paying the loan back on a monthly basis since the CO was issued (10 months ago).

 

Listening to your great news, guess I'll give it a try. Even if Eversheds have the CCA I still think I might have a small chance given that I was not given the chance to defend it?

 

Thanks again

 

GTW

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  • 5 months later...

Hi, i have just seen these posts while searching desperately for case law re setting aside judgments on grounds of no CCA, I am fighting same thing, if u are still around can u post the details of the case so I can use it in court - just had hearing and it's been adjourned for two weeks, I need as much evidence as i can get to prove my grounds are valid!

 

Yours in hope!

 

Sirensinger

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subscribing.

I have a 5 y/o CCJ with First National for which I have a letter stating original CCA was destroyed (dated before CCJ!)

I'm planning to make a start on having it removed next month.

Carpe Jugulum

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Does a CCA apply to loans and credit only, or does it apply to good also? i.e. being given goods / services on credit?

 

Anything which has a credit agreement other than mortgages although they are covered now I believe too..Hire purchase, anything. You also have the Sales of Goods Act which protects you on other aspects of 'Goods' but the CCA covers the Agreement.

 

 

Sarah

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  • 3 years later...
I have been involved in a protracted battle with our friends :-|

 

They got a CCJ on me and a Final Charging Order.

 

 

So they could not produce CCA and we went off to a court in the south east and the judge adjourned the hearing..he liked what we said about the CCA and that they couldn't prove the debt. He was miffed with Caboot because they had not responded.

 

So we were asked to come back again to Court in the early part of 2008..

 

No need they have written and informed me that they will make no further collection attempts and they are offering no contest to have the CCJ set aside and the Final Charging Order removed.

 

This is a victory in excess of £15,000 made up 75% ish of CHARGES so I do not feel too bad :rolleyes:

 

I am obviously very pleased especially to get rid of the FCO/CCJ .

 

 

 

Hi I have just read your post I am in a similar situation where caboot have applied for a ccj and I have defended it writing to the courts and could not attend the hearing so submitted my defnence and the court has refused it and have asked for me to pay the full balance what do i do ? Caboot did not provide cca? Any help will be appreciated thanks

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