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Found 12 results

  1. Hi, My wife and I got a mortgage on a property in Ireland back in 2006 just before the property market collapsed over there. To make things worse the property ended up being in a dreadful area where we were regularly the victim of anti-social behaviour and crime. Due to massive negative equity caused by the financial crash we could not sell and so put up with this nightmare situation until 2012 where we finally decided to admit defeat and move back home to the UK. Yes, we were naughty and did not tell the bank but by that time we were desperate. We heard nothing from the
  2. Ryanair has told lawyers acting for a woman claiming compensation that it will no longer accept the jurisdiction of the English courts, in a case that has raised concerns over air passenger delay rights. The claims management company acting for a woman known only as Ms Menditta, who claimed against the Dublin-based Ryanair after a delay in 2015, have been told by the airline that a clause in the airline’s terms and conditions requires disputes to be decided by the Irish courts. https://www.theguardian.com/business/2016/dec/09/ryanair-says-womans-delay-claim-must-go-through-i
  3. I am receiving letters and phonecalls from a debt collection relating to an old debt from ROI. I left the country some years ago, and no judgment was obtained in the Irish Courts. Can they now enforce it over here without a judgment? I am due to go on Maternity (statutory) so I definitely cannot afford to pay anything, even though I don't recognise the full value of the debt now being claimed. What do you advise?
  4. I've had a letter over the weekend from CDI- we left ireland during the financial crisis due to no work, . ..I had a small unsecured loan with boi -haven't paid anything off the loan since June 2011, it's about €2500 - they've sent me a letter via an international DCA, who are based in Kent... Any advice??
  5. For all diabetics!!! Irish Sugar Test One day an Irishman goes into a pharmacy - reaches into his pocket and takes out a small Irish whiskey bottle and a teaspoon. He pours from the bottle onto the teaspoon and offers it to the chemist. "Could you taste this for me, please? “The chemist takes the teaspoon, puts it in his mouth, swills the liquid around and swallows it. "Does that taste sweet to you?" says Paddy. "No, not at all," says the chemist. "Oh that's a relief," says Paddy. "The doctor told me to come here and get my urine tested for sugar Apolog
  6. Hi everyone needing some help with this one. I had a loan with an Irish bank with an outstanding amount of around €7,000. I left Ireland just over 4 years ago and made them an offer to pay €5,000 before I left which they refused, so I left Ireland without paying the loan in full. Fast forward 4 years and i now live in Northern Ireland which is part of the UK and I have received an email from Certus stating that I still owe the bank money and if I do not wish to engage with the bank then he will advise of same and the bank will then make a decision. I have already asked for a cop
  7. Hi everyone needing some help with this one. I had a loan with an Irish bank with an outstanding amount of around €7,000. I left Ireland just over 4 years ago and made them an offer to pay €5,000 before I left which they refused, so I left Ireland without paying the loan in full. Fast forward 4 years and i now live in Northern Ireland which is part of the UK and I have received an email from Certus stating that I still owe the bank money and if I do not wish to engage with the bank then he will advise of same and the bank will then make a decision. The questions I have are:
  8. Hi all, I need some advice. I am an Irish citizen but have lived and worked in the UK since 2009. Due to the economic situation in Ireland there are no jobs in my field in Ireland and not likely to be any in the foreseeable future. I have an outstanding credit card debt since I was a student in Ireland. I have been trying to pay it off since 2000!! Unfortunately I still owe 1000 Euro's on it. I chopped up the card years ago but cannot seem to get it paid off!! The latest letter states that if I continue to pay the minimum amount on the debt I won't have it paid off till 2031!! I am j
  9. Murphy applied for a fork lift operator post at a famous Irish brewing firm based in Dublin. A Pole applied for the same job and since both applicants had similar qualifications, they had to take a test and were led to a quiet room with no interruptions by the Manager. When the results were in, both men had scored 19 out of 20. The manager went to Murphy and said, "Thank you for coming to the interview, but we’ve decided to give the Pole the job." Murphy, "And why would you be doing that? We both got 19 questions correct. This being Ireland and me being Irish
  10. Hi - I came across this website and there is some great advice being given, so I was wondering if someone could assist me. I worked for 10+ years as a sales agent/fitter for/with a large UK provider in Ireland. My contract made it clear that I am a contractor, rather than employee. I have always lived in Ireland and all work I did for this company was in Ireland. They recently terminated my contract, as they indicated that I owed them €3,000 in amounts collected which i had not paid up. Five others also had their contracts terminated for the same reason. I was happy to stop working with
  11. Lloyds Banking Group has agreed the sale of a portfolio of Irish commercial real estate loans to Risali Limited, an entity affiliated with Apollo Global Management, for £149 million. The transaction is not expected to have a material impact on Lloyds due to significant impairment provisions held by the bank against the portfolio, which are higher than the average across its Irish wholesale book. The gross assets offloaded by Lloyds amount to £1.466 billion. Link: http://www.bankingtimes.co.uk/2012/11/20/lloyds-offloads-toxic-irish-real-estate-loans/
  12. Hi I would appreciate some info on changing my current valid N.Ire driving licence to a uk/scottish licence.(Got a job in scotland) Does anyone know anything about how to go about doing this? How much does it cost? I have 6 points, will they get transferred over to scottish licence? Thanks, can't find anything on net about this issue but maybe i'm just dumb
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