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  1. Hi all, When I got my payslip for October, there was an Attachment Order on it which took a significant amount of money from my wage. I knew nothing about this attachment order prior to receiving my payslip. I spoke to our payroll provider who told me it was put on by the County Magistrates. The payroll eventually provided me with the paperwork sent to them by the court. This appertains to a person with the same name, D.O.B and had my N.I. number and payroll number on it - the only thing that didn't match was the address which is in a town some 20 miles away that I ha
  2. This may be of interest to those reading this forum. The Supreme Court handed down Judgment last week in the case of Barton v Wright Hassall LLP. Barton was a Litigant in Person bringing a professional negligence claim against Wright Hassall, who themselves were represented by BLM. Barton had been in contact with BLM pre-issue by email. As limitation was approaching he issued, and then just at the end of the 4 month time limit, served his proceedings by email on BLM (having opted to do this himself rather than letting the Court serve). BLM a couple of weeks later, advised that
  3. In September 2016, the government set up the HMCTS Historic Debt Team as a pilot scheme to recover outstanding court fines that had remained unpaid for a period of up to 10 years. In many cases, the reason for the fines not being recovered had been due to individuals moving address etc. In March 2017, the government announced that since its launch, the HMCTS National Compliance and Enforcement Service had recovered ‘significant sums’ and as a consequence; the Historic Debt Team expanded their tracing activities to recover outstanding court fines over 10 years old. Every day I recei
  4. Hi. I want to find my missing cousin. He left his house with limited money, clothing and ran of with his wife. Shes the devil. now issue is he does have history of some mental stability, so we can say depression and few other issues. HOWEVER not enough to convince the police to start a man hunt. Now most companies are saying £200 or around about to find him. HOWEVER they wont tell us where he is, however they are willing to speak with him and give him contact numbers, emails and request him to make contract. £200 is not an issue. what i want to know is there any tools
  5. The following is taken from the Law Gazette website: https://www.lawgazette.co.uk/news/supreme-court-ruling-on-litigants-in-person-could-redraw-cpr/5063855.article
  6. To quote from Thames Water on their Assessed Household Charge Now I was assessed in late 2008 and placed in band 1 and have been billed band 1 ever since. Only recently did I discover that the single rate also exists so have applied for it and been accepted. Now luckily I have a copy of my original meter assessment form (completed and signed on the day of my assessment) which states on it 1 bed 1 person.......... I can't remember a bill or leaflet that advertised that they had brought in a lower rate I was eligible for or I would have applied for it. So the q
  7. Hello Everyone! As referenced in the thread title , can anyone confirm what happens to a persons credit file after they die please? Is the file deleted or what? All comments welcome! Thanks tedney
  8. I had a guy who had worked for me for 5 years. He came to me begging in December for a house to stay in. I helped the guy out by giving him a house that I owned. Cut a long story short he kept the money from the benefit payments telling me lies after lies. I managed to get a court order to evict him. But he still owes me £4000 which I have no chance of seeing. This has sent me in financial difficulties trying to cover the mortgage shortfall. The court ordered him to pay the full amount which he has not. I would really like to get the money off him.
  9. good evening. I look after my mum and she had a medical this past week and my question is for if she fails her medical and am caring for even though she has PIP and she is on ESA I think it is also am I still Entitled to be her carer and still be my job and still get my Carer Allowance if they had sense when looking at her issues and problems that she will never be fit for work and she won't get any better simple as that. if anyone can respond to my question would be great thanks.
  10. Hi, I'm a single expat (this is starting like a lonely hearts advert! ) but, I still own a house in the UK which I rent out. Currently it's empty and I've been paying council tax. I applied for the single person discount but it was denied on the basis that I was a landlord. However, I assume this is normally done on the basis that you are getting single person discount on the property you live in elsewhere. In this case that does not apply to me because I live abroad and am not getting single person discount on any other UK property. The property in question will be nominated as my main h
  11. Today 07/01/2017 my partner and i had a visit from a marston holdings bailiff demanding payment from my partners daughter who no longer lives with us and is not on electoral register and proceeded to show him our tenancy agreement and that she has not lived here for over four years since going to university. None of us at the address is named on the so called court order which he would not confirm also we have not had any notice that any enforcement agent would be visiting. As the person on the enforcement notice was not in residence we informed him that he was allowed to demand
  12. Please can anyone advise me on Council Tax single person discount. I'm living with my 2 children. My eldest moved out Sept 2015. In Sept this year the council started taking 50% increase on the amount Ive been paying. They had an old letter that stated my eldest child was on a college course until Aug 16 (when in fact she had moved out a year prior to this). I notified the council that she wasn't living here and not to take another inflated payment from my account as I wasn't in a position to cover this. Initially I got a reply within 3 days to advise about the letter bein
  13. In January this year I received a letter from a company called Sigma Red informing me that they had passed my account with premier man to Lowells. Which was interesting because it was the first time I was aware of having an account with premier man! So I sent the standard letter to Lowells saying prove you have the right person or bog off. On 9th July I received a letter from Lowells with a photocopy of an unsigned credit agreement with this company, the name including the middle initial is the same as mine but the address is somewhere in South London that I have never lived
  14. Hi, We (the family) are undertaking a project to convert an attached brick building into a utility area and a wet room for use by a disabled member of the family. The contractor (who is non-vat registered) has requested that we purchase and supply the wet room fittings that we would like. We are happy to do this and in fact would prefer to do so. But we would like to claim the VAT Exemption on the eligible items. I know that in order to claim the exemption that we would need to provide a letter from the contractor confirming that the wet room is for use by a disabled person and also
  15. Today I received a claim letter from Northampton County Court against myself. It was for 11k. The claimant is Hoist Portfolio Holding and the solicitor if Howard Cohen, Leeds. I originally took out the loan as a cahoot flexi loan i believe, who were then took over by santander and now sold off to Hoist. I'm planning to CCA Hoist, and send a CPR31.14 request to Howard Cohen. Is there anything else I should do? Also, if they send me back the documents I requesed, what could my defence be if the documents look enforceable?
  16. Someone has emailed the following complaint to CAG admin - the following message is exactly as received. No contact details for a response were included. E Credit Plus Ltd 2 Minton Place Victoria Road Bicester Oxfordshire OX26 6QB This Company are HARRASING me with numerous SPAM TEXTS for Yes Card yescardaccept.co.uk~ |THEY ARE A BUNCH A FRADIUSTERS AND NEED TO BE STOPPED!!! I have reported the number from which the text's are sent from to the ICO but no action has been taken. I am sick of it!
  17. We received an email yesterday in respect of this company. The person provided his name, but no return email address in order for us to respond. If you see this message, please do register on CAG - it is Free and update this thread.
  18. Hi there everyone on CAG. I've read lots of threats on here, which have been full of very useful and invaluable advice, but I couldn't find anything very specific to my query. I'm hoping my thread will help people in the future with the same question. I'll quickly describe my situation. It goes like this: Basically, it's exactly what I've been charged with. I was on the London Underground, I didn't have a valid ticket, I got caught by a ticket inspector as I tried to exit the station who then asked for my details. I am not going to cry and whinge about my financial circumstances and any p
  19. Good Housekeeping’s seventh annual Christmas dinner survey, which sets the festive benchmark for where to buy the cheapest Christmas meal, reveals that a basket of festive food to feed eight people costs a total of £20.26 or just £2.53 per person, based on buying 11 Christmas dinner essentials*. If you can't be bothered with faffing around different supermarkets, you can get it all in one place if you don't mind paying the extra http://www.goodhousekeeping.co.uk/consumer-advice/save-money/christmas-dinner
  20. I too have stupidly done the same thing Scotia39. I had my partner move in April of this year and been claiming as a single parent. He earns less than me 14,000pa and has been paying the rent on the house. Had a letter today from HMRC and they want bank statements, bills etc....everything in my name still but just so wish id told them. Feel ashamed of myself .
  21. After realising there are many craftspeople about.I thought it would be nice to open a thread for many that work this way. Whether full time or part time if there is such a thing. I realise many put many hours in perhaps for little return,but are happy to create. If you do such a thing whether for profit or fun tell us what you do and maybe send a photo or two that shows your craft. I do not know what many do but would like to know. You could make cakes,you could bake,you could embroider,knit,carve.I have not a clue what you may do but would like to know. Are you a craf
  22. I'm currently repaying (on a payment plan) an old council tax bill on a property which I vacated in 2013. For the period the bill covers, I was living alone, but never claimed a single person discount at the time. Have made initial contact with Council, who say they can only retrospectively apply a single person discount from 1st April 2014. I understand that each council will set its own policy on how far they will backdate single person discount, and that there is no legislation as such which governs this? So my question, has anyone successfully badgered their council into app
  23. I've just read a letter addressed to my partner. unknown to me, she has had a single person claim ongoing despite us moving in together in May 2012. she has been overpaid by over £8000 and we are more than worried by this. I have asked why this hadn't been sorted, she couldn't really say, besides arguing wont solve this. according to calculators the amount of tax credits we WOULD have had is very close to what she has received. She is naive with money I believe and has buried her head somewhat to this , now we're up the creek so to speak. I don't believe her in
  24. I have been done over by this company which sells off dryers which don't work for a hefty sum (considering that it is a second hand, possibly third hand dryer which doesn't work). The seller attempted to replace the first dryer which she has sold me with another in what said was an effort to 'repair the dryer' (I requested for her to perform her part when she promised a 2 months guarantee, well that went to didn't it). The second dryer didn't work either and when I sent her a message she never replied. She sells on Gumtree and goes by this number: ...............
  25. Hi, 3 days ago I were detained for "an offence of theft". I left the store (a Debenhams) with a small perfume bottle + watch in my pocket. I'know that i have done a big mistake in my life I can't deny. 2 men along with a security officer was outside and brought me inside a small room .They took the products back and they threatened me of calling police and finally they asked my ID (I'm not english, I'm from another country in EU), asked me for proof of identification ,I gave my DL and they took my EU address and asked me to sign the papers.I said them a correct addr
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