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About Me


Found 13 results

  1. https://www.ispreview.co.uk/index.php/2019/02/6-years-on-uk-isp-supanet-chase-former-customers-for-unpaid-bills.html A number of former Supanet (Supatel / TimeTalk) customers have been in contact (with ISPreview) to complain that the ISP has recently started chasing them for alleged unpaid bills, some of which include vague demands for up to nearly £800. In most cases those being targeted left the broadband provider 4-6 years ago. From Linked Comments "This all relates to former Time Computers and the subsequent string of offshoots, where money (quits a lot actually)
  2. Hello you good people! Please advise, as I've read all the relevant threads but none end with a definitive answer or resolution. I deferred my Student Loans from 93,93,95 each May until 2013 when due to a move, I forgot. I phoned SLC around late 2014 to be told the loans were now with Erudio and to phone them. Having read all the hoo-haa surrounding Erudio, I didn't phone. Nothing further happened. Fast forward to March 2017 and I noticed a hard search on my credit file from Erudio. Nothing further happened. Since last month I have started getting multiple phone calls from
  3. Got finance last September for my car, I lost my job in December and it was a struggle but all up to date, but in June my partner started a new job, we had no money for 5 weeks and got to arrears by 2 months. I got a default notice and I called have explained why and made a payment towards it and set up a plan towards arrears. This was all ok, just had a call to say a manager has cancelled the plan and wants a payment of £558 by Tuesday 18 or they come take car away, I told them I can't afford that and to carry on paying £180 a week towards account and clearing the
  4. I need to find my joint tenant that owes me money. I need to know the best way to get this money assuming he does get a CCJ. Background I moved in with a "mate" on fixed term joint tenancy and we agreed on 50/50 split for rent & bills. My "mate" lost his job a couple months in so could not afford his share of the rent. He said (I have email with this too) that he would pay me back once he got a new job. He borrowed some money from family and made some contribution but not the full rent. I had to make up the difference to LL. I had to borrow some money from my bank to cover
  5. Here is the background: I have an interest only mortgage of £208K with Chase now JPMorgan. The mortgage term ends in Nov 2016. I have never missed a mortgage payment in 15 years or been late. Our house is worth £280K according to recent sales in our road. Two years ago I had to take out an IVA for the £30K, so have 3 years to go. The problem: I have approached Chase and asked if I can extend the term of the mortgage by 5 years. They said I had to be treated like a new application and because of the IVA they could not help me. In fact no mortgage company will help me
  6. I am probably one of many people on this forum who has experienced a cowboy builder but any views on how to pursue costs would be much appreciated A JCT small works contract (value £50k+) was signed personally with the builder with his home address in February 2014. In addition to this we had an offer of acceptance letter for his building company (Ltd). The company was registered in the wife's name. Unknown to us he had already registered a new phoenix company in January 2014. His company went into liquidation in April/May 2014. The new phoenix company carried on the work until
  7. I changed my name in 2006 whilst living in England and from then on-wards I did not make any payments towards my debts in my old name. I did not inform my banks or creditors of my change of name and have not applied for any credit accounts since then. I have been living in Scotland for 1 year and all of a sudden I have had Sheriffs Officers visit my address on a few occasions looking to speak to my "old alias. I have not acknowledged the debts at all, I have simply told them that there is no such person living at my address. My questions are: A. Can Sheriffs officers purs
  8. This is quite amusing, and also annoying. After the media just shafted the people of Scotland and god knows what kind of malpractice went on to stop Scotland leaving the UK, now locals councils are saying they are going to chase people for unpaid Poll Tax, based on people who only just signed the electoral register for the first time! Having a bit of a debate with people over whether they have 6 years or 20 years to take you to court over this. Can anyone confirm this? In any case it was abolished >20 years ago and I personally didn't pay a penny of it, which I am assuming m
  9. Hi everyone needing some help with this one. I had a loan with an Irish bank with an outstanding amount of around €7,000. I left Ireland just over 4 years ago and made them an offer to pay €5,000 before I left which they refused, so I left Ireland without paying the loan in full. Fast forward 4 years and i now live in Northern Ireland which is part of the UK and I have received an email from Certus stating that I still owe the bank money and if I do not wish to engage with the bank then he will advise of same and the bank will then make a decision. The questions I have are:
  10. This did make me chuckle http://www.bbc.co.uk/news/uk-politics-25879310
  11. Hi I got a letter from Mr Lender payday loans asking for £250 or they will make a personal visit to collect to my work place ( Can they approach my workplace? What do I do if they do?
  12. evening all, right i've been a very stupid girl as i have buried my head in the sand regarding paying my water bill. I have tried setting up payment plans in the past with united utilities and they have always demanded payments that i could not afford and i have been bullied into agreeing to them, and i have made a few payments then struggled to pay so i eventually gave up and thought if i stopped paying then it would just go away. (stupid i know). So a few days ago i recieved a letter from chase solutions demanding payment for £1245.86 then 2 days later i recieved a letter from
  13. Hi, completely new to anything with debt collectors so really could do with some help and advice. 4 years ago my boyfriend and his then girlfriend wanted a new car, their credit wasnt great so the girlfriends dad took out the finance. My boyfriend took over the payments as he was using the car. Then they broke up. He continued to make payments as he still had the car but a few months later lost his job. He told the dad what happened and said he would miss 1 month then start paying again, which he did. Then the dad decides that he wants the car as the finance
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