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    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
    • I've had a quick (well, quick for a thread of this length),  read of this thread and to be honest I'm struggling to make heads nor tails of the actual crux of the issue here. You seem awfully convinced that whatever is going on is worth the fight and the odds are in your favour but with how the thread has gone it seems that one trail goes cold so you simply move on to another in an attempt to delay the inevitable. All it does is end up digging holes and confusing others and yourself which means any advice given to you is completely pointless. I note that for the life of this thread there has not been any documentation or correspondence uploaded for people to have a look. Have you got any that you'd be willing to redact and upload for members to assist you? Right now, it seems people are shooting out advice while being in the dark because it's starting to become very difficult for people who weren't here at the start of this (including myself) to follow along. Right now, this whole thread is just hypothetical "He said, she said" and is going nowhere fast. Nothing more than basic advice can be given which, as you've sought out some legal advice, is likely not sufficient to actually come to any sort of conclusion. I, personally, am starting to agree with others that it may be best to consider bankruptcy and put the matter behind you.  
    • Thanks for coming back to us. There are no guarantees - but remember that so far MET have not had the guts to put even a single case before a judge.  Not once. Yours is one of seven court cases. Three ongoing like yours. In two MET bottled it as Witness Statement stage approached. In one the allocating judge decided their Particulars of Claim were rubbish and threw the case in the bin. Just the one victory by MET by default when the motorist stupidly didn't file a defence. So there is every chance that MET will throw in the towel in your case too if you stand firm. Please keep us informed of what is happening. Regarding being abroad, that is no reason for things going wrong, you can request an on-line hearing and we've had several cases where the PPC gave up when the motorist moved abroad. But please keep us in the loop.
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Another Harlands/CRS thread, I need advice!


Gymppl
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because no one has posted on it for the last 1870 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

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Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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Hi,

 

i originally join the gym through lifestyle fitness in February 2017.

I then cancelled my direct debit through my mobile banking app in August 2018, just after the payment was made that month on the 15th.

 

It is now December 2018 and I have received a letter from the CRS stating I owe them £250.52, “following our initial letter” even though I haven’t received a letter previously, haven’t received any emails stating I owe them any money or anything.

 

i was under the impression the gym membership was cancelled when the direct debit was and I haven’t heard from them until now which is 4 months after the direct debit was cancelled.

 

I am just looking king for advice as I don’t understand how I should be liable for paying this money when I haven’t been to the gym and had no word from them in regards to “late payments” I literally just assumed it would have cancelled 😕

 

This is also my first time posting a thread so I have no idea how this works haha

 

thanks

Edited by dx100uk
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Have a read of other threads. Your situation is identical to theirs and so is the response

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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simply send one of the slick132 letters offering 1 months payment and no additional unlawful penalty fees.

 

if they don't accept it

IGNORE everyone

 

DO NOT USE EMAIL..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Gymp and welcome to CAG

 

Yes, offer to pay just one month's fee for the notice you failed to give.

 

You should find example letters on some older threads that you can use. Keep the letter super-short and add nothing more.

 

:-)

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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  • 3 weeks later...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Read the draft here - https://www.consumeractiongroup.co.uk/forum/showthread.php?489686-Credit-Resolution-Services-hassling-me&p=5144800&viewfull=1#post5144800

 

Adapt it to reflect your own case and, if you want, put your draft here so we can check it for you first.

 

Send the printed letter by post and get a free Cert of Posting at the PO counter.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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  • 3 weeks later...

You've left all of your details on that letter.#

 

However, they lose, you clearly outlined your position to them and that you would be willing to pay the final months fee, they have predictably been rapacious and arrogant, so now get a big fat ZERO!!

 

Ignore them, log all of their harassment, get onto the gyms social media sites, and embarrass them on there, let all of their current and prospective customers know just how they will be be treated dare they leave.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ive hidden your upload for you.

that's all

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Gym,

 

Always hide any personal detail before you post a letter or document.

 

I've seen their reply which is what we'd expect from Harlands.

 

Now you do what you suggested in your offer letter - they've demanded more so you ignore all comm'ns from them. Yopur offer to pay is withdrawn.

 

Keep a log of all contact from Harlands/CRS and Zinc, respond to nothing for now and stay OFF the phone.

 

Keep us posted ..........

 

:-)

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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  • 2 weeks later...

so am i just not responding at all? Im just curious to what the outcome will be, will they keep messaging me? i want this over and done with and ignoring them wont make them drop the debt.

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well it will

block and bounce everything

report the texts as spam.

nothing they can do to you.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Gymp,

 

Of course you want this over quickly but responding to Harlands/CRS in any way will just encourage them.

 

Ignore them for now, keep a log of all contact from them and don't contact them in any way at all.

 

Trust us - we've been dealing with them for many years now.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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  • 3 weeks later...

Hi, 

 

i have received another letter from them and im not sure what to do now. Im getting worried in case this affects my credit in the future.

 

i think i have kept my personal details out of this letter post.

 

 

 

 

CRS.jpg

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lyou should be self helping and reading other like topics

then you'd know gym debts don't ever show on credit ratings

and they dont do court.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i have been looking at other topics and have seen that it has been said that they can't. But its different when you have people saying they can't and then the actual threat of it.

 

I've been informed to post updates on here for help and thats what im doing. i have no idea what i am looking at or in that case what i am doing.

 

Yes, there are similar cases and i'm not denying that. I've posted this response to try and get an opinion off someone who knows what their talking about.

 

Thanks

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Ignore ignore and ignore some more.

Harlands do NOT do court.  They dont want their unenforceable and unlawful fee's and business practices to be shown up by anyone in  authority.  They prefer to just harass and intimidate by letter knowing that some people genuinely thing harlands have some kind of power.  When in fact they have absolutely none.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi Gymppl,

 

What more can I add - they make these threats all the time but never act !

 

Of the options 1 and 2 mentioned, they NEVER do Option 1............

 

............ and Option 2 means they'll get an outfit called Zinc Collections to write you a "scary" letter which you will ignore and they'll return the matter to Harlands/CRS.

 

There are hundreds of threads here that all tell the same story - ignore these fools and they'll get bored chasing you.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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