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    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.    Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.   The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved.  Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
    • You can use a family's address.   The only caveat is for the final hearing you'd need to be there in person   HOWEVER i'd expect them to pay if its only £200 because costs of attending will be higher than that
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Ripped off by Locksmith


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Well not actually ripped off, I have not paid them.

 

I hold my hand up to being a bit slack here.

A tenant complained of a broken lock on a patio door.

I googled and called a locksmith in Reading without doing my usual due diligence as I am busy refurbishing two flats.

 

Locksmith arrives, does the job, and phones me.

He wants £281, ask him for a v.a.t. invoice and he gets nasty, threatens to "break my door" or sit in.

I threaten police action and he calms down, will ask office to phone me.

 

That afternoon he phones me, office has reduced the cost to £181 including v.a.t.

Ask for an invoice. Invoice arrives next day for £254.00

 

Query this with head office, (a one man micro company), and next day they send a revised bill for £181.

 

I am now negotiating a further discount on the basis that, if I make a complaint to the Police about Reading locksmith's threats it could hurt their business.

I have told him I shall be contacting Trading Standards. FWIIW,

I found a similar complaint of this company over-charging on MSE.

 

I have been away from this board for some time and have forgotten the rules,

can I name and shame?

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So you asked someone to do a jb without asking how much will it be, and you get nasty about the bill.

 

Look at it from the locksmiths point.

Customer phones with a job

You do the job

You tell customer how much

Customer refuses to pay.

You would get angry too.

Your taking food out of his children's mouths.

 

How about you come work for me for a month and ill pay you for two weeks.

 

Pay the £181 and move on.

 

You can name and shame if you want to but remember.....

 

You had a choice, you employed the company's services.

 

Also you might feel what you wrote as a bargaining tool or leverage....

.. A lawyer may see it as blackmail if he took you to court for non payment.

 

Think carefully before you act please

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Yes, I know all that, but his remedy is to take me to court, not threaten to "break my door" or stage a sit in. Some trades are known for overcharging, that is why TDA, SOGA, DSR, CPUTR el al were all enacted.

 

 

I regret that I find your contribution unhelpful.

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You are both wrong (you & the locksmith).

You should have got an estimate / agreed a maximum price before he started work.

 

He shouldn't have threatened to break anything or sit in.

Going to court was not his only viable and lawful option.

He should have removed the new lock, which was still his property as you hadn't paid for it ......... and then decided if he wanted to go to court for his labour / call-out charge.

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Bazza, no doubt the original poster will Say your unhelpful as well.

People do not like it when its pointed out they are as much to blame.

Pay the bill or he may take you to court. From what I've read he is not charging you a lot compared to others

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You should have got an estimate / agreed a maximum price before he started work.

 

 

I agree, but I own several properties and am always prepared to pay a reasonable price. If people treat me fairly I reciprocate.

 

I would suggest, from the horrendous reviews on TrustPilot, that he does not treat people fairly. Have you ever watched "Rogue Traders"?

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Bazza, no doubt the original poster will Say
your
unhelpful as well.

 

The chances of committing such a gross grammatical error are indeed slim Mr Bush.

 

Pay the bill or he may take you to court

 

That is precisely what I am hoping for. I am no stranger to the SCC, with five wins from five appearances, I do not fancy his chances.
It is time rogue traders such as he were taught a lesson.

 

 

 

 

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The chances of committing such a gross grammatical error are indeed slim Mr Bush.

 

I'm oft minded of the adage that "if they have to resort to criticising grammar or syntax, they've run out of substantive argument"......

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I can assure you that there is much more where that came from Bazza, (substantive argument that is). I do not usually resort to grammar/spelling flames, but the Sergeant set himself for it. I rather think that he is trying to box above his weight.

 

He seems totally unaware of the nature of this company. Facebook, Trust Pilot and Money Saving Expert all contain damning reviews, and allegations of overcharging, surely they cannot all be wrong.

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Hi

 

What we really need clarification on is when the Locksmith called you back and informed you of the cost £281 was it mentioned as either a Quote or an Estimate as there are differences between them.

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I asked for a job to be done and it was done, The plumber phoned me two hours later and demanded payment of £231 plus v.a.t.. I asked him to send me an invoice and the threats started.

 

I then started investigating the company and found a series of appalling reviews on Trust Pilot , Yell, Facebook, and Money Saving Expert, no doubt there are more elsewhere.

 

Normal behaviour in such circumstances is to attempt to resolve the situation by negotiation, failing that go to ADR, and finally, if all else fails, go to court and let a judge decide. This case is somewhat different, threats were used and there appears to be serial over-charging and breaches of the Trade Descriptions Act by the company.

 

The MD of the company has failed to negotiate, (I have offered him£140.00 in full and final settlement, and his reply was to threaten me with court. I have no fear of County Court, I have won five cases out of five, and have some good stuff to show the judge.

 

Some of you are correct in telling me what I should have done, but I did not. Wrongly I gave the company the benefit of the doubt. Mine is an honest business, and I expect the same from those companies with whom I deal. If I am cheated I use my knowledge of consumer law to obtain satisfaction.

 

I own several rental properties and engage plumbers, electricians, etc., several times a year. I have never encountered this sort of thing before in 40 years of trading.

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Did you pluck your figure of £140 out of the air? You were prepared to pay £181 + VAT before so why not now? Is it a hurt feelings discount you're looking for?

 

The way this reads now - after removing what is essentially handbags (or manbags for the sake of equality) - is that you agreed a price with them after works were carried out, they eventually invoiced you for that price and you're now refusing to pay.

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I asked for a job to be done and it was done, The plumber phoned me two hours later and demanded payment of £231 plus v.a.t.. I asked him to send me an invoice and the threats started.

 

Hang on! It started off being a locksmith, and now it's a plumber?

 

I googled and called a locksmith in Reading

 

.......

 

Locksmith arrives, does the job, and phones me.

 

I own several rental properties and engage plumbers, electricians, etc., several times a year. I have never encountered this sort of thing before in 40 years of trading.

 

I've never encountered (in my 40+ years) a locksmith morphing into a plumber 2+ days later either....

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You were prepared to pay £181 + VAT before so why not now?

 

 

Where did I say that? In any case that figure included vat.

 

 

Bear in mind that locksmiths undergo training of between a few days and less than a year. It is hardly rocket science.

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I see that there are three issues here, admittedly connected, but need to be treated separately.

 

First potentially criminal behaviour , the OP claims that he/she was threatened by this locksmith. This an issue surrounding Criminal Law, as such is not a Civil issue. Report the alleged instance to the police and let them sort it out.

 

Secondly the issue of “I am now negotiating a further discount on the basis that, if I make a complaint to the Police about Reading locksmith's threats it could hurt their business.” My view is that this is unethical and potentially criminal behaviour on the part of the OP, and he/she should cease this course of action immediately. Irrespective of the alleged action of the locksmith, to try and extort money or services through the use of threats is in breach of Section 21 of the Theft Act 1968.

 

 

Finally the OP refusal to pay for worked carried out by this locksmith. As the OP, by his/her own admission did not have a quote prior to commencement of work I see that there he/she has little choice but to the pay the invoiced amount in full. If payment is not made a can see that the OP would be taken to court, which would likely increase the overall liability as costs would most likely be incurred.

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You are being naughty, I mentioned plumbers as an analogy.

 

Ohh, after I posted I wondered if autocorrect had changed a mis-spelling of "owner" to "plumber", but you have confirmed that wasn't the cause.

 

You've "used plumber as an analogy"?

 

Funny that, it looked like you were describing the events again, but slipped and made up "plumber" instead of saying "locksmith".

 

Why would you even need to use an analogy when you say you were describing actual events............. that doesn't make sense, and as Judge Judy says ............

 

Are you sure it is me being naughty?. People can make up their own mind.

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Thank you GSi416, (Rover?) I agree with para 2 it was unethical and I have decided to report the matter to the police and inform Trading Standards.

 

My position is, if chummy rejects my offer of £140.00 IFAFS I shall pay a lesser amount (s ay £125) into his bank account and he can sue me for the balance if it wants to. I am no stranger to the CC and my hobby is helping people battle the private parking cowboys. I very much doubt that HH will view his behaviour with approval.

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worse than that, if it is viewed as a B2B matter the court may well decide the OP's behaviour is enough to grant a full coats recovery order and will certainly take the contract at face value as agreed at the outset. If the locksmith is reading this thread then your record in court is about to change

If the OP was a little old lady with a problem I would be amongst the crowd baying for the blood of the locksmith but if you are in business then you cant afford to be "too busy" to miss the vital details that save you or cost you dear. The behaviour of the locksmith after the event is though, irrelevant.

I see it like this. You asked some one to do a Job, they do the job, you don't like the price. A court might take the view that you, by accepting the work to be done, you have agreed the final invoice irrespective if you knew what the amount would be.
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