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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Re: Council Tax and Jacobs

 

Hello,

 

We already asked the council to take back the debt, but they refused.

 

Jacobs asked for a monthly expenditure list so we could come to an agreed payment plan. We sent it recorded delivery and offered them £50 per month, as thats all we can afford, and even thats pushing it.

 

Despite seeing that we can't afford more than £50 pm, Jacobs have replied saying they want a minimum of £100 per month, and this amount is non-negotiable.

 

Are there any options left open to us, as we cannot afford £100 pm. Should I write back to Jacobs restating our £50 pm offer is the maximum and if they refuse to accept that offer we will have no option but to wait until the debt is recalled by the council, and make repayments to the council instead? I'm not bothered about visits and letters because I know the drill - don't let 'em in etc.

 

Thanks to anyone who can offer advice.

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.......I'm not bothered about visits and letters because I know the drill - don't let 'em in etc....

 

That's the funniest and most satisfying statement I've read in a while.

 

This is an indication that the word is getting around as to the effectiveness of these council appointed bailiffs.

 

You said the council refused to take the debt back, this is meaningless as far as I can see. All you need to do is pay them regardless. Use internet banking, pay online, any method that pays directly into their account.

 

The most important thing to watch out for – besides letting them in as you already know – is to keep them from levying on items outside your property, vehicle etc. They will most probably levy on a vehicle that doesn't belong to you, (and without your knowledge) but this is of no consequence to you as any charges can be ignored/disputed now you're aware of it.

 

Others will advise further.

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There's a few things I forgot to ask. Can they take a car that has finance still owing on it? Can they take a car that is registered to another person but parked at the debtors house? And finally, even though the council fobbed us off saying the debt is with Jacobs now, is there a way to just start making payments direct to the council online and bypass the bailff altogether? And if so how?

 

Again thanks for any help offered :)

 

 

EDIT: Thanks outlawla, I must have been writing my follow up as you replied as you covered some of the questions I asked :)

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no.

no.

use the details on the reverse of the correct ctax bill

 

tell us a bit more about this.

 

i bet you've been had for unlawful fees

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks dx100uk. Thats what I suspected re: cars and finance. I will have to dig out the original c/t bill to set up online payments, but in the meantime (and if online payment isn't an option) should we re-submit an offer in writing to Jacobs for £50 pm and state thats non-negotiable to them! Its just that they want a first payment of £100 by Monday (we can't afford that much), so that only leaves us tomorrow to get another recorded delivery letter sent off in time. As for their fees, I think they've only added on one fee for their first visit.

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There's a few things I forgot to ask. Can they take a car that has finance still owing on it? Depends what type of finance it is Can they take a car that is registered to another person but parked at the debtors house? As long as this is a separate 3rd party - No - although it will not stop them as they are allowed to assume it may be yours, but face that if & when it happens. And finally, even though the council fobbed us off saying the debt is with Jacobs now, is there a way to just start making payments direct to the council online and bypass the bailff altogether? And if so how? You may pay the Council direct via internet banking, the Council website, the Council automated phone line & you can even take it in cash to the Council office where refgardless they are obliged to accept it - if not you take the name of the person and report them for refusing to take payment. You may have to allow for some Bailiff fees if you do any of this - max fee payable £42-50 providing he does not make a levy of any description.

 

Again thanks for any help offered :)

 

 

EDIT: Thanks outlawla, I must have been writing my follow up as you replied as you covered some of the questions I asked :)

 

Do you have Jacobs refusal in writing? If so contact your local Councillor(s) and explain to them, any refusal or reluctance you go over their head to the Leader of the Council and his opposite number.

 

PT

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Yes, we just received the letter today stating their refusal to accept our offer. They said its non-negotiable and we have until monday to make the first payment.

 

 

That may well come in handy when you send a Formal Complaint to the council CEO, and leader, as they are supposed to take account of what a debtor can reasonably afford, as per an IOS

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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That may well come in handy when you send a Formal Complaint to the council CEO, and leader, as they are supposed to take account of what a debtor can reasonably afford, as per an IOS

 

Sorry for my ignorance, but what is IOS?

 

I will write a letter of complaint to the council CEO tomorrow and attach a copy of the bailiffs refusal letter. Should I ask the council to either recall the debt so I can pay them direct, or ask the council to instruct Jacobs to accept our offer?

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Sorry for my ignorance, but what is IOS?

 

I will write a letter of complaint to the council CEO tomorrow and attach a copy of the bailiffs refusal letter. Should I ask the council to either recall the debt so I can pay them direct, or ask the council to instruct Jacobs to accept our offer?

 

Sorry, I should have put Income and Expenditure Sheet, a list of your ougoings and income, ang the amount left after priorities are paid they are supposed to take it into account, but in their greed they will ignore it and ramp up the pressure sending many people into the arms of loan sharks to get money to pay the bailiffs outrageous demands.

 

As you know the pack drill so the bailiff will be out of luck with you.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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