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    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
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How to Deal with Car Insurance Write Off


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How to Deal with Car Insurance Write Off

 

Hi

 

My Problem

I had my car stolen and damaged by the burglar maybe during the chase or before the chase to recover the car.

The Car is drivable, as i drove it from the police impound to home.

It took the insurance company maybe 4 or 5 days to conclude that the car is a total loss.

 

My Car

Mercedes-Benz C180 Elegance (W202)

Year 1998

Reg: R

Mileage: 120,000 Miles (approx)

Only 1 Owner (Me)

IMAGES OF MY DAMAGED CAR

 

My Insurance Company

More Than (Feb 2010 to Feb 2011) Fully Paid

Fully Comprehensive Cover

Max No Claim Bonus Protection

Legal Assistance Plan

Travel Accident Pan

 

 

I need advice on how to deal with the insurance company with this.

This car is precious to me as any car would be to their owner.

It is more than a matter of monetary value but more of convenience.

The car drove perfectly like a dream, even though it is old.

The problem is, the money I will get from the insurance company, i don't believe it will be enough to buy an other car.

I want to ask what is the best way to deal with the insurance company to make sure i get the best deal.

And MORE importantly is it possible to get the money from the write off AND get my car back to repair it privately, AND Continue my insurance with them till end of the policy?

 

I don't mind buying a new car, but i doubt they will offer enough money for a replacement car.

Edited by xiaokai
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in regards to can you keep the vehicle and repair etc, will all be down to the motor engineer and what catagory write off it will be, A,B is scrap & spares, C & D is repairable. I know some companys will have a different process on re-insuring total losses,your existing insurer may carry on the cover if its a C or D and you retain it,but will possibly drop the cover to TPO until the car is repaired and they have evidence that the car has been repaired and has been to VIC centre and obtained a certificate.

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The car may have been declaired a total loss because the cost of repair exceeded the value of the car. Their costings will be based on replacing body panels with brand new parts+ the cost of fitting and spraying by a proper garage. However many MBs have bolt on wings and you could be lucky to find some at a breaker in the colour you need. As vusys1 says it depends what catagory of write off it is.

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  • 4 weeks later...

Thank you for your advice guys.

They give me more then their first offer.

Cat D write off, i let them have the car because i do not wish the hassle of getting it repaired etc.

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