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    • Thank you for the letter, that makes things a lot clearer. So it's a statutory demand rather than self-certifying. See what @Man in the middle thinks but to me, it seems as if the lawyer has a good strategy and seems to have covered all the bases. HB  
    • Could you post up the letter, with your personal info and their reference covered up, please? It should say Letter of Claim, but let's have a look just in case. HB
    • I know dx, a lot of it was my partner and how she felt about it. I also appear to be addicted to my credit file being clean. I still worry for my partner she has too much on as it is, but I am ensuring I manage both of ours so She can forget about. i guess in terms of time I bet masses are defaulting with this economy as it is right now and high interest rates might be the only thing going for me right now. I guess  I’ll find out
    • Please see below for an extract from the letter more about my case. You have been convicted of two matters of failing to give driver details linked to two speeding offences and been disqualified in your absence. You confirmed that you did not receive the court documentation and the first you knew about the cases was on 3/6/24. As you can make a statutory declaration it is possible that we will be able to persuade the police to accept pleas to either or both of the speeding offences as they were committed within a very short space of time and withdraw the two fail to give driver details offences as normally if you plead to one or other of the speeding or fail to give driver details the prosecution will withdraw the other related offence. If successful you would not face a totting ban. In respect of the speeding offences, it could be argued they were committed on one occasion due to the proximity of the time and location and we may be able to persuade the prosecution to drop one of the speeding offences. You are technically guilty of all the offences because you accept it was you driving when the speeding offences were committed and that you did not update your change of address with the leasing company when it was your responsibility. If the prosecution will not withdraw the two failures to give driver details offences, you will face a totting ban but will be able to put forward an exceptional hardship argument. This  may or may not go ahead at the court hearing date, so we need to prepare for all eventualities. As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge. The court have dealt with the matter very quickly and have actually listed your matter for an application to suspend the disqualification pending appeal on the above-mentioned date. We could actually use this date to make the statutory declaration in court having explained the situation to the magistrates and then see if the prosecution will agree to accept pleas to one or both of the speeding offences as a way of resolving the matter without the need for you to put forward an exceptional hardship argument. It is possible the case would need to be adjourned so that we can make those representations, or the court may want to go ahead and hear the exceptional hardship argument. The outcome of your case is always at the discretion of the Court.  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Funny joke


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BLONDE EVER JOKE BEST

 

A blonde calls her boyfriend and says, "Please come over here and help

me. I have a killer jigsaw puzzle, and I can't figure out how to get

started."

 

Her boyfriend asks, "What is it supposed to be when it's finished?"

 

The blonde says, "According to the picture on the box, it's a rooster."

 

Her boyfriend decides to go over and help with the puzzle.

 

She lets him in and shows him where she has the puzzle spread all over

the table.

 

He studies the pieces for a moment, then looks at the box, then turns to

her and says,

 

"First of all, no matter what we do, we're not going to be able to

assemble these pieces into anything resembling a rooster."

 

He takes her hand and says, "Second, I want you to relax. Let's have a

nice cup of tea, and then .." he said with a deep sigh, . .. . . . .. .

 

 

(scroll down)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

"Let's put all the Corn Flakes back in the box."

 

 

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Brilliant !!!!! :D

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One day a Blonde walked into the doctors office with 2 red ears.

 

The doctor asked what happened.

 

She said "I was ironing and the phone rang and I picked up the iron by mistake.

 

"What happened to the other ear?" the doctor asked.

 

"They called back."

 

 

Did you hear about the Blonde who

 

Got excited because she finished a jigsaw puzzle in 6 months and the box said "2 to 4 years"

 

When asked what the capital of California was; answered "C".

 

After losing in a breast stroke swimming competition, complained that the other swimmers were using their arms.

 

Why did the blonde try and steal a police car?

On the back she saw "911" and thought it was a Porsche.

 

 

What do you call a swimming pool full of blondes?

Frosted Flakes.

 

How do you know when a blonde has been making chocolate chip cookies?

You find M&M shells all over the kitchen floor.

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A wee 7 year old Aberdonian loon and his 5 year old brother are

> upstairs in their

> bedroom.

>

> "De ye ken fit?", says the 7 year old, "I think it's aboot time

we

> started

> sweering." The 5 year old nods his head in approval.

>

> "Fin we ging doonstairs for breakfast I'm going to swear first,

then

> ye kin

> sweer after me, ok?"

>

> "Aye!" the 5 year old agrees with enthusiasm.

>

> The mother walks into the kitchen and asks the 7 year old what

he

> wants

> for breakfast.

> "A'll hae some of that Weetabix sh ! t !"

>

> *SMACK*!!

> He flew out of his chair, tumbled across the kitchen floor, got

> up, and ran upstairs crying his eyes out.

>

> She looked at the 5 year old and asked with a stern voice, "And

what

> do

> YOU want for breakfast, young man????"

>

> "I dinna ken," he blubbers, "but it winna be f * cking

Weetabix!"

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At the end of a tiny deserted bar is a huge scouse bloke - 6ft 5in

tall and 350lbs. He's having a few beers when a short, well dressed and

obviously gay man walks in and sits beside him.

 

After 3 or 4 drinks, the queer fella finally plucks up the courage to

say something to the big Liverpudlian. Leaning over, he cups his huge ear:

"Do you want a b*** job?" he whispers.

 

At this, the massive Merseysider leaps up with fire in his eyes and

smacks the man in the face knocking him off the stool. He proceeds to

beat him all the way out of the bar. Finally he leaves him, badly bruised,

in the car park and returns to his seat as if nothing had happened.

 

Amazed the bartender quickly brings over another beer.

 

"I've never seen you react like that" he says. "Just what did he say to

you?" "I'm not sure" the big scouser replies. "Something about a job."

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&

 

 

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Ukaviator

Brilliant jokes needed a laugh thanks

 

Lexandergundogs

very funny thanks

I am sure that will have put a few smiles on faces.Everyone needs cheering up now and again.

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If it makes ONE person laugh, it was worth it. Glad you liked them.

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Sherlock Holmes and Dr. Watson went on a camping trip. After a good meal and a bottle of wine, they lay down for the night, and went to sleep.

Some hours later, Holmes awoke and nudged his faithful friend.

"Watson, look up at the sky and tell me what you see."

Watson replied, "I see millions and millions of stars."

"What does that tell you?" Holmes asked.

Watson pondered for a minute. "Astronomically, it tells me that there are millions of galaxies and potentially billions of planets.

Astrologically, I observe that Saturn is in Leo. Horologically, I deduce that the time is approximately a quarter past three. Theologically, I can see that God is all-powerful and that we are small and insignificant.

Meteorologically, I suspect that we will have a beautiful day tomorrow.

What does it tell you?"

Holmes was silent for a minute, then spoke.

 

\/\/\/\/\/\/\/

 

"Watson, you idiot. Somebody has stolen our tent!"

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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A friend of mine thought Sherlock Holmes was a builder.

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Guest louis wu
At the end of a tiny deserted bar is a huge scouse bloke - 6ft 5in

tall and 350lbs. He's having a few beers when a short, well dressed and

obviously gay man walks in and sits beside him.

 

After 3 or 4 drinks, the queer fella finally plucks up the courage to

say something to the big Liverpudlian. Leaning over, he cups his huge ear:

"Do you want a b*** job?" he whispers.

 

At this, the massive Merseysider leaps up with fire in his eyes and

smacks the man in the face knocking him off the stool. He proceeds to

beat him all the way out of the bar. Finally he leaves him, badly bruised,

in the car park and returns to his seat as if nothing had happened.

 

Amazed the bartender quickly brings over another beer.

 

"I've never seen you react like that" he says. "Just what did he say to

you?" "I'm not sure" the big scouser replies. "Something about a job."

 

 

 

I like that.....trouble is, it's based on fact:D

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Mine was built by 'Bodgeit and Scarper' :D

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HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Man: "Doctor, I keep getting the urge to sing The Green Green Grass Of Home"

 

Doc: "That sounds like Tom Jones Syndrome"

 

Man: "Is it common ?"

 

Doc: "It's not unusual !"

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"One day, while a woodcutter was cutting a branch of a tree above a river,

his axe fell into the water. When he cried out, the Lord appeared and asked,

"Why are you crying?"

 

The woodcutter replied that his axe has fallen into water, and he needed the

axe to make his living.

 

The Lord went down into the water and reappeared with a golden axe. "Is this

your axe?" the Lord asked.

 

The woodcutter replied, "No."

 

The Lord again went down and came up with a silver Axe. "Is this your axe?"

the Lord asked.

 

Again, the woodcutter replied, "No."

 

The Lord went down again and came up with an iron Axe. "Is this your axe?"

the Lord asked.

 

The woodcutter replied, "Yes."

The Lord was pleased with the man's honesty and gave him all three axes to

keep, and the woodcutter went home happy.

 

Some time later the woodcutter was walking with his wife along the

riverbank, and his wife fell into the river. When he cried out, the Lord

again appeared and asked him, "Why are you crying?"

 

"Oh Lord, my wife has fallen into the water!"

 

The Lord went down into the water and came up with ANGELINA JOLIE "Is this

your wife?" the Lord asked.

 

"Yes," cried the woodcutter.

 

The Lord was furious. "You lied! That is an untruth!"

 

The woodcutter replied, "Oh, forgive me, Lord. It is a misunderstanding.

You see, if I had said 'no' to ANGELINA JOLIE , You would have come up with

CAMERON DIAZ . Then if I said 'no' to her, you would have come up with my

wife. Had I then said 'yes,' you would have given me all three. Lord, I am

a poor man, and am not able to take care of all three wives, so THAT'S why I

said yes to ANGELINA JOLIE ."

 

The moral of this story is: Whenever a man lies, it is for a good and

honourable reason, and for the benefit of others.

 

That's our story, and we're sticking to it! - "WE ARE HONOURABLE MEN!!!!!!"

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HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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lol yeah right! :p

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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How about this then !!! :D

 

What Women Should Know About Men

 

1. If you think the way to a man's heart is through his stomach you're aiming to high.

 

2. Women don't make fools of men - most of them are the do-it-yourself types.

 

3. The best reason to divorce a man is a health reason: you've got sick of him.

 

4. Never trust a man who says he's the boss at home. He probaly lies about other things too.

 

5. A woman's work that is never done, is the stuff she asked her husband to do.

 

6. If you want a nice man go for a bald one - they try harder.

 

7. Go for younger men. You might as well - they never mature anyway.

 

8. There are only two four letter words that are offensive to men - "don't" and "stop" (but not used together).

 

9. Men are all the same - they just have different faces so you can tell them apart.

 

10. Definition of a man with manners - he gets out of the bath to pee.

 

11. Whenever you meet a man who would make a good husband, you will usually find that he is.

 

12. Scientists have just discovered something that can do the work of five men - a women.

 

13. There are a lot of words you can use to describe men - strong, caring, loving -- they'd be wrong but you could still use them!

 

14. Men are like animals - messy, insensitive and potentially violent - but they make great pets!

 

15. Mens brains are like the prison system - too many men per cell.

 

16. Husbands are like children - they're fine if they're someone else's.

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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