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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance - This company needs to be banned.


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Ta...

 

I'm just wondering if the eight Welcome Finance/Cattles Muppets would like one...

 

Well do you!!!:mad:

 

Must do as there are 18 guests !! But save the champers for us - give them the nasty asti :lol:

Forsure

 

** One woman crusade against the rip off lenders ! **

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Must do as there are 18 guests !! But save the champers for us - give them the nasty asti :lol:

 

were 18 guests......anyone got any good tunes to play along with the champagne then ?? How good would it be to have a CAG party !! :lol:

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** One woman crusade against the rip off lenders ! **

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it's like wating for the millenium bug......will it......wont it

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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calm down mate, calm down:eek:

 

:lol: Nice One

 

Would be even funnier if I were actually a scouser - but Im not :lol:

 

Im just soooooo excited to see these bunch of muppets on their knees :lol:

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** One woman crusade against the rip off lenders ! **

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have just been on cattles site and i got to talk to some lovely person called bindi they dont seem to have to much to do at the moment although she said they were not in any financial difficulty but welcome is lol wonder if they have told the co workers they are going down the drain...

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i really hope they go under but i cant see it happening.....hope im wrong....

 

i think rbs and the rest will allow them to keep trading to pay back there debts..

 

or at least try to pay as much back in an time frame say 6 mths..

 

i really hope im wrong but lets wait and see

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"STRUGGLING consumer lender Cattles yesterday said it was in “constructive” talks with its creditors in a bid to gain more breathing space over debts.

 

The firm, whose shares were suspended in April, faces looming deadlines on payments to bondholders and must refinance £500m in wholesale funding with a bank consortium led by Royal Bank of Scotland by July 14.

 

Batley-based Cattles is pushing for a “standstill agreement” which will see these payments suspended while it resolves its future."

 

 

Isn't it really funny how they want their creditors to do something that they weren't willing to do for their customers who had lost their jobs recently. ******S

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I thought it was the nice polite thing to do, afterall they hounded me something cronic when I lost my job, they didn't wish me luck then in finding new employment, just the decent human thing to do to wish them well.

 

A valid point, you should now add £10 to their bill for making the phone call

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Dodgy Agreements = Waste Paper......they can always sell that :lol:

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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well this is the latest i can find

 

Published Date: 14 July 2009

By John Collingridge, City Reporter

 

 

STRICKEN sub-prime lender Cattles was last night locked in eleventh-hour talks with its banks and bondholders, as a key refinancing deadline looms.

The Batley company is desperately trying to secure the backing of a syndicate of 22 banks to refinance a £500m credit line, which expires today. If the company fails to win the backing of its creditors, it faces going into administration.

 

Last wee ADVERTISEMENT

[/url]

 

 

 

k the company defaulted on an interest payment on a £400m bond, leading ratings agency Fitch to downgrade its debt rating.

 

Analysts believe its talks with the syndicate of 22 banks, led by Royal Bank of Scotland, hinge on foreign banks being persuaded to roll over some of the debt.

 

One analyst said while UK banks are more likely to agree to roll over the debt, as they are under political pressure to maintain lending, foreign banks will be less sympathetic as they focus on domestic markets. "When businesses are in trouble, they hunker down on core markets," he said. "Why are they (foreign banks) going to commit to UK small-cap lending?"

 

Banks and bondholders are also understood to be locked in a debate over who ranks first should the company fall into administration. Banks argue they rank highest in payment priority, bondholders dispute this.

 

It has sacked six directors and parted company with chief executive David Postings after an independent investigation found serious flaws in the way it accounted for bad debts, blowing a potential £850m hole in its accounts.

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