Jump to content


  • Tweets

  • Posts

    • Items for sale include five rare Ferraris and a pair of Air Jordan sneakers signed by Michael Jordan.View the full article
    • TECHZONE BUXTON LTD overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK TECHZONE BUXTON LTD - Free company information from Companies House including registered office address, filing history, accounts, annual... thread title updated. dx
    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Welcome Finance - This company needs to be banned.


tightbum
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4588 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 9.6k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

i see you have been doing your home work stewie

 

 

I like to be informed;)

 

I dont think I posted a single thread regards Welcome for the first month while I gathered my intel on these guys. I do have a court claim against them but its taking a bit longer than I hoped (nothing new for Welcome)

 

Stewie

I need to change my avatar..But cant find a good replacement.

Link to post
Share on other sites

Hey Guys,

 

13 guests now ... Lucky 13 :lol:

 

 

I just hit "new posts" on the main tab and Welcome finance popped up on 4 of the listings on the first page. I think this is gathering alot of interest and people are finally willing to speak up.

 

There is power in numbers!

 

As for the guests. Ummmm register and let yourself be known!

I need to change my avatar..But cant find a good replacement.

Link to post
Share on other sites

:D first time I've been rooting for the taxman

 

Postggj, I have some info to pm you tonight, something else HMRC may also want to have a look into, based on a recent case HMRC won against another company and the evidence provided in Welcomes own paperwork and T&C wording ;)

Dipply75

 

I am in no way a legal advisor and only speak from my own experiences and the helpful advice of those in the same boat! :p

Link to post
Share on other sites

Was just on the MSE forum there, and see that Welcome are still up to their usual tricks.

 

A woman wrote to them asking for her account number/documents; Welcome wrote back saying they'd lost that information, but the best part has to be at the bottom of the letter where they kindly advise her they were going to charge her account £25 for their reply! Utter madness lol

Link to post
Share on other sites

before our friends in nottingham get ready to go home, think on this

 

all policies have supposed insurance premium tax added, this is to go to the tax man

ok then the cost of the tax is added to the repayments in the agreement,

who should get the interest on the insurance premium tax

welcome or HMRC

 

INTERESTING

Link to post
Share on other sites

Ok People

 

This Is Important, Just Thought Of Some Thing

 

All Of You Who Know How Much You Paid For The Insurance On The Agreement,

I Need To Know, Has The Insurance Premium Tax been Added Later or Is It Inclusive, Ie, The Same As On The Agreement

 

LOOK IN THE DOCS IN YOUR SAR UNDER IPT

Edited by postggj
Link to post
Share on other sites

Maybe someone can adise me on my WF car loan.

I have a nice car, financed by WF in Oct 06, thru Ucan and from Car Craft.

Paying £300 month no probs, on a lower income now so wf said no probs,come in next week as they have agreed to reduce monthly payments to £100 until I get back into permanent work.

They said that it will be a new finance agreement with lower apr. No PPi was taken out.

 

Wondering if I should wait and not sign another agreement with them but after paying £300 omnthly since oct 06 with no probs do not want to lose car or default

 

Oh also I still have not been given the car log book

Direct Auto Finance & DLC dispute ongoing.

Offer with confidentually agreement from DLC / DAF DECLINED :D

Please PM me if you have any cheap rate or 0800 number for DCA's to add to my list and also to my website

Link to post
Share on other sites

Well LMAO - got home today to a letter from our buddies (hey you 7 still at work? It's jobs day in the Nottingham Evening Post thought you'd have better things to do!)

 

Anyway......I thinkg it's a standard 'we are in receipt of your letter yadda yadda yadda' but it's not quite...............

despite me sending them my letter about the shi*e agreement that because of their behaviour is unenforcable - my letter does not say we are in receipt of your letter...it reads "regarding your complaint made to FOS we write to inform you yadda yadda yadda"

 

So apparently acknowledging a complaint from the person thats been paying them £190 for 2 years without fail doesn't deserve a reply - but hell a kick up the ass letter from the FOS does require a response!

 

LMAO Welcome (and guests) you've got more to worry about than the FOS on your collective asses - and with the extra bit of info and more importantly evidence I'm about to hand over for the file to HMRC & Serious Fraud Squad you really will wish you'd just paid me my PPI back - VERY expensive lesson!

 

Happy job hunting :p

Link to post
Share on other sites

Just to let you guys know I have managed to get a firm of solicitors who will take on my case against Welcome Finance on a no win no fee basis.

 

There are lots of breaches on the Welcome Finance Agreement and the PPI appears to missold. Looking at the Script does not detail any information which claims to be asked or noted.

 

Total Charge for Credit

Cancellation Rights

PPI added to the Loan

Figures appears to have been mis calculated

etc etc

 

If anyone wants to know the solicitors are send me a PM.

Link to post
Share on other sites

well done Markiemark - just be careful how much a no win no fee solicitor takes - though i'm sure they'll do a good job.

 

I'm a complete layman and have started this all on my own and managed to dig up a hell of a lot of info - same goes for Dipply75 and Postggj - just make sure you get your fees worth :)

Link to post
Share on other sites

Oh roll on friday when i "personally" hand over my SAR im going to ask them some very awkward questions when i pop into the local Welcome Lie Centre...sorry i meant office. I cannot wait to begin my own personal battle with these scumbags....just hope i get all my info back before Welcome (hopefully) goes bust !!!

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4588 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...