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    • Anyway, I've asked my Booking.com flat-rent-out-bloke what needs to be done on the Booking.com portal to cancel a reservation. I got a late message "I'll let you know tomorrow".
    • I see that at the start of your thread you said they hadn't sent a Letter of Claim.  And in fact in all the uploaded material there is no LoC.  This is great news.  Even were you to lose - you won't - the judge would chop off a chunk of the money for their non-respect of PAPLOC. However, I'm a bit confused as you've named the file name as a SAR.  Are you sure about this?  Did you send any other letters apart from the one dx advised which was a CPR request (not a SAR) to DCBL (not Group Nexus).  I'm not being pernickety, this will be important for your Witness Statement further down the line.
    • I didn’t say it wouldn’t. That is not the issue here. To continue driving after the licence has expired (under s88), the driver must have submitted a “qualifying application”.  An application disclosing a relevant medical condition (of which sleep apnoea is one) is not a “qualifying application”, This means the driver cannot take advantage of s88 and must wait for the DVLA to make its decision before resuming driving.   The driver’s belief is irrelevant. The fact that a licence was eventually granted may mitigate the offence, but does it does not provide a defence.   But this driver didn’t meet the conditions. I explained why in my earlier post. He only meets the conditions if his application does not declare a relevant medical condition. His did.   As I explained, after his birthday he did not hold a licence that could be revoked.   In my view it doesn’t matter what it says. The offence is committed because his application declared a medical condition. Meanwhile his licence expired and s88 is not available to him. The GP letter would form part of the material the DVLA would use to complete their investigations. But until those enquiries are completed he could not drive.   The offence does not carry points or a disqualification (because a licence could have been held by your father). It only carries a fine and the guideline is half a week’s net income. If he pleads guilty that fine will be reduced by a third. He will also pay a surcharge of 40% of that fine. But the big difference is prosecution costs: a guilty plea will see costs of about £90 ordered whilst being convicted following a trial will see costs in the region of £600.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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The MP's campaign-Responses


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Joan Humble MP.

got a reply in writing today, apparrently one of her aids wrote to the oft asking about the situation and all she advised me to do was to read the leaflett she recieved, and that was it. what are we paying them for?, i could have done that!!!!

TOTALLY debt free as of 2007, Fantastic,

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baconbuttyman

 

What a derisory response! I'd write straight back to her with that very point. I don't know who else saw it, but Peter Oborne's excellent documentary on C4 last night really brought home where our political representatives' priorities lie :roll:

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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D'OH!!!

 

Andrew Pelling.

 

Sorry!

 

Not to worry ohoh, & thank you.

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Joan Humble MP.

got a reply in writing today, apparrently one of her aids wrote to the oft asking about the situation and all she advised me to do was to read the leaflett she recieved, and that was it. what are we paying them for?, i could have done that!!!!

 

I think I should mark Joan Humble as a (green) Not Interested, & only sending you a leaflet; what good is that ?? I agree wholeheartedly, what are we paying them for ??

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It looks as though we are going to have to hope & pray that the majority of honest politicians outweigh the corrupt politicians, & that at the end of the day, they will be helping us challenge the banks.

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Hi olden, it would be great if there were. Unfortunately there seems to be an awful lot of MP's that are retiring just before the next election lol.

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Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hi Macboy & Ja-de,

On return from my Hols I have received reply from Joan Humble MP.

 

Dear Mr Croze,

Further to previous correspondence, I enclose for your attention a copy of a letter I have received from the Financial Services Authority in response to enquiries I have made on your behalf.

 

I hope you will find this information helpful and of interest.

 

Blah Blah Blah.

 

Joan Humble.

 

attached is a 2 page letter from Dr. Thomas Huertas that he says he was asked by Hector Sants to send. also attached is a copy of the press release of 27 July.

 

do you want me to scan and let you have a copy of the reply? I am sure that I have read it somewhere else.

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Hi Stone

 

Welcome back and hope you had a great break! There has been another response from Joan Humble further up the thread (less than impressive I might add :roll:).

 

However, if there's anything different to add then by all means post it - that's what we've had this new thread set up for ;)

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Share on other sites

Joan Humble MP.

got a reply in writing today, apparrently one of her aids wrote to the oft asking about the situation and all she advised me to do was to read the leaflett she recieved, and that was it. what are we paying them for?, i could have done that!!!!

 

 

Me too!!!!

It wasn't Clare Curtis Thomas was it??

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Hi Stone

 

Welcome back and hope you had a great break! There has been another response from Joan Humble further up the thread (less than impressive I might add :roll:).

 

However, if there's anything different to add then by all means post it - that's what we've had this new thread set up for ;)

 

 

I haven`t done this before so lets see if the old dog has learned a new trick.

 

joanhumble1.jpg

 

joanhumble2.jpg

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Well done you, Stone :D Nicely geek-ed ;)

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Share on other sites

Well done you, Stone :D Nicely geek-ed ;)

 

This response from Mrs. Humble comes after pestering her. Email her at Westminster, wrote to her at constituency office and all so Email to PA at Westminster. So maybe she just got pee`d off whith me!

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Sounds to me like our Joan is anything but humble, stone :roll:

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Share on other sites

All

 

Please can you use the correct thread to notify when you've written to an MP?

 

Thanks

Mac

  • Haha 1
  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Share on other sites

Welcome back stone, hope you had a nice holiday.

  • Haha 1

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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Welcome back stone, hope you had a nice holiday.

 

Thanks Ja-de, yeah we had a great time chillin out, Things are moving on for me now, chack my thread. rearin to go again.

 

stargate6.gif

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Share on other sites

Will do, & thank you for the click.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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stone, the letter is a standard template the FSA sent to all of us mine is exactly the same, they must think we are stupid!! They don't seem to have an inkling about this do they, what the hell is Joan Humble on about, any plans to clarify the legal position ? doesn't she know anything about whats being going on?? about the OFT case??

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