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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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walton v rbos


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Oh dear indeed!!

 

Come on guys, bang some comments on the website

 

David

 

PS I think you just hit that one into the stands!! Shot sir.

 

Methinks there will be lots of comments.

 

Make sure there's links everywhere guys.

 

Paul

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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ops lets see them try and explain them selves now.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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.....but didn't RBSs Lawters claim in a witness statement submitted into court that all my accounts were accurate and upto date, but confirmed earlier to my MP - "Mr Walton's accounts had been set up incorrectly".

 

I'm not a lawyer but that reeks of intentialy misleading the court.

 

Oh Dear Oh Dear!

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Excellent. What are they going to do now? :D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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ummmmmmmmmmmmm.......

 

 

Media Centre

 

Contact Media Relations

 

 

 

Media Relations can only deal with calls from journalists. If you have any concerns about an aspect of our service please first contact your local branch. If you still have concerns please contact our Customer Relations Unit on xxxxxxxxxxxxx if you are a customer of The Royal Bank of Scotland or xxxxxxxxxxxxx if you are a NatWest customer. For general enquiries, please call the main switchboard on xxxxxxxxxxxxxx.

The Royal Bank of Scotland and NatWest media centre is open from 08:30 to 18:00 Monday to Friday. For out-of-hours media enquiries please call xxxxxxxxxxxxxx for the duty press officer.

:cool: sunbathing in juan les pins de temps en temps

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Are any of the TV news channels going to pick this up?

 

HAK

 

It's been covered in most of the Sunday paper reviews.

 

I saw it being mentioned early on in The Andrew Marr Show this morning, if anyone would like to iPlayer that program.

 

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Be nice if Inland Revenue & Customs picked it up.

 

10 phoney accounts like this @ 100k unrecoverable balance = £1,000,000 write off for taxation purposes. Put money down it's the tip of the iceberg.

 

Wonder how many other institutions copied the RBS [problem], (If indeed it was RBS who dreamt it up to start with).

 

As RBS can't seem to explain to the press for what 'internal accounting' purposes these accounts actually serve, mabey the above should be asking the questions.

 

David

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Could you remind us all Paul how yourself and others got hold of this info in the first place?

 

Was it in response to a standard SAR, or was it pursued through the courts or ICO ?

 

Apart from how dumb they were to carry out such practices, I can't believe how dumb they were to actually reveal it all !!

 

.... Some heads are really going to roll over this !!

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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Be nice if Inland Revenue & Customs picked it up.

 

10 phoney accounts like this @ 100k unrecoverable balance = £1,000,000 write off for taxation purposes. Put money down it's the tip of the iceberg.

 

Wonder how many other institutions copied the RBS [problem], (If indeed it was RBS who dreamt it up to start with).

 

As RBS can't seem to explain to the press for what 'internal accounting' purposes these accounts actually serve, mabey the above should be asking the questions.

 

David

 

Maybe HMR&C as well as shareholders.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Could you remind us all Paul how yourself and others got hold of this info in the first place?

 

Was it in response to a standard Subject Access Request, or was it pursued through the courts or Information Commissioners Office ?

 

Apart from how dumb they were to carry out such practices, I can't believe how dumb they were to actually reveal it all !!

 

.... Some heads are really going to roll over this !!

 

RBSs deceit was exposed after they responded to a standard Subject Access Request and CCA request. It is my understanding that this creative activity was widespread in the nineties.

 

 

I will be forwarding a letter to RBSs lawyers this week to seek clarification that the witness statement they submitted into court confirming that all my accounts are accurate and up to date was correct.

 

Paul

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Be nice if Inland Revenue & Customs picked it up.

 

10 phoney accounts like this @ 100k unrecoverable balance = £1,000,000 write off for taxation purposes. Put money down it's the tip of the iceberg.

 

Wonder how many other institutions copied the RBS [problem], (If indeed it was RBS who dreamt it up to start with).

 

As RBS can't seem to explain to the press for what 'internal accounting' purposes these accounts actually serve, mabey the above should be asking the questions.

 

David

 

Yes, this is what was discussed on The AM Show - they were talking about how this type of behaviour has resulted in the credit crunch, because the likes of RBS are clearly using accounting techniques to "create" debts that the company relies on, then using those debts to chase debtors, resulting in negative equities all over the place.

 

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I will be forwarding a letter to RBSs lawyers this week to seek clarification that the witness statement they submitted into court confirming that all my accounts are accurate and up to date was correct.

 

Paul

 

It may be useful to print off the articles from the ST and include those in your letter, Paul.

 

I'd love to be a fly on the wall when that particular time bomb is opened...

 

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I had asked the Inland Revenue questions about these router accounts some 9 months or so ago.......they had never heard of them.......I also asked as to how an account (mine in particular could have TWO book debts),,they were not aware of either and couldn't answer the questions ...but also said they could only act if the treasury asked them to..............I had made the Prime minister aware of the facts 12 months ago and the Treasury..............Action taken ......none.

 

 

sparkie

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Yes, this is what was discussed on The AM Show - they were talking about how this type of behaviour has resulted in the credit crunch, because the likes of RBS are clearly using accounting techniques to "create" debts that the company relies on, then using those debts to chase debtors, resulting in negative equities all over the place.

 

A debt being an asset when it comes onto the balance sheet.

 

David

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The way that I understand it is that an unsecured OVERDRAFT on a CURRENT account is shown as a LIABILITY on the banks balance sheet, but an unsecured LOAN account is shown as an ASSET.

 

We believe this is why our accounts were changed from 'Current' to 'Loan' accounts without our knowledge.

 

D

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