hi im new :)

[moneyhelp]

Here! here!

[deadlykiss]

agrees well said or wrote

[stonedecroze]

OOOHHH ! GET YOU GIRL.

You`ve gone classic.

 

[stonedecroze]

agrees well said or wrote

 

good grief ! what the hell you doing up at this time of the morning?

Don`t you ever sleep

[sea-sidelady]

Some of us dont do that anymore!!

[moneyhelp]

Some of us dont do that anymore!!

 

[deadlykiss]

yeyyyy im classic now yeyyy does a dance lmaooo,, lol ty to everyone

ok on more serious note i got court papers through yeyyyy today about 20 mins ago halifax served on 28/07/2007 they got til13of july to reply so ,, wait and see now... oops mean 13 August lol see so excited now lmaoo

[deadlykiss]

any advice welcomed regarding this

[deadlykiss]

ty M/H for bling

do i just sit back and wait now til 13 August ???

[sea-sidelady]

You just wait, they have 14 days to acknowledge, if they do then they have 28 days from deemed served to file a defence.

[**Tilly**]

classic suits you deadly:)

[deadlykiss]

aww ty Tilly ,, ok SSL ,, many thanx , i thought that but wasn,t sure

[deadlykiss]

be back soon huggles xoxox

[overflow]

Hi

 

Just in case they do not acknowledge your claim after 14 dys then you could always write to them and give them another 7 days to do so .

This is always best as the Judge would rather see a case settled out of the Court.

Plus this action would go in your favour as well shows your willing to settle. Anything that looks good on you will show the bank in a bad light.

 

Or you could always File for Judgement by Default if you didnt want to give them another 7 days. This means that you would need to fill out the form on the front of your Notice of Issue ,

This does not automatically mean you win, you could file for this and then the bank could still acknowledge the claim.

Its entirely up to you ,

Take a look around the "Guide To Reclaining Bank Charges" on here there is loads you might pick up on.

 

Whatever you decide to do we are all right behind you .

 

Good Luck with your claim

 

Regards

[sea-sidelady]

There is a letter in this link which gives them the 7 days overflow was telling you about.

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=13)

[deadlykiss]

good afternoon all

many thanx for advice overflow , was reading your print at botom whata aknowlegement of service lol sorry but im not to clever on this ?

 

ty SSL will take a look do you think its worth trying seeing as the OFT things come up ,, i may just let it carry on if they dont send nothing before 13 August as they may ask for stay lol ,, is confusing now ,, i know i may have to wait but giving them extra 7 days may give them time to file stay ,, is that up to judges also to accept it or not ?? please help

[overflow]

Hi Deadly.

 

Your not by yourself then , Im not too clever either but dont worry we'll get there.

 

When the bank has had your claim served on them then they have 14 dys to Acknowledge.

 

All it means is that they have so long to say if they have recieved it and they are going to defend your claim

 

Its ok cause even though they say they will Defend they hardly ever do, its very rare.

 

Some leave it to the very last day of the deadline to Acknowledge and some dont but they still have 28 days from first served upon them.

 

As I said before if they dont Acknowledge then itsin your best interest to write to them and give them another 7 days, This lets the Judge see that it is you who is being reasonable and doesnt look too good for them in the long run.

 

It is ultimately your decision though, Go with what feels right for you.

No one can deal with this for you but we can all be here to offer advice and loads of encouragement when you need it .

 

Your doin ok everythin seems to be going smoothly so just stay with your timescale and you should be ok.

 

As for this OFT thing the general feeling (if Im right) is to just carry on as normal . Nobody knows for sure what the outcome will be or what the consequences will mean to all of us on here.

There is a very good common sense thread on here by Bookworm but off hand I cant remember the link but its really good advice and all about peoples veiws regarding the test case.

 

Perhaps someone will come up with the link for you before I do , have a read of it and you should feel more relaxed about it all.

 

Good Luck and chin up you'll get whats yours in the end.

 

Regards

[deadlykiss]

aww thanx overflow , i had look at letter earlier ,, think i will write it if i hear nothing by13 , as you say will look good to the judge lol ,, yea have been reading lots about the case ,, but i think im reading to much and getting myself confused lol ,, and No im not blonde !! jokin to any blondes out there i think you and i are about level on where our cases are right now lol so think we may both be celebrating on crying on each others shoulder at the end ,, thanx again much appreciated

[overflow]

Your Very Welcome

 

No talk of CRYIN though. The only cryin we want to do are TEARS of JOY when we both WIN . lol;)

[deadlykiss]

hi Tilly hows it going ,, is all good here but im off to bed ,, hi overflow also will wake up and see what the morning brings take care all night night

 

xoxoxoo

[deadlykiss]

lol yep for sure overflow take care night xoxo

[stonedecroze]

HI HELEN, just back back from work, got some updates on my claim that I`m gonna post later so prob be very quiet tonite

 

catch you later.

[deadlykiss]

 

hope everyone had good sleep

[**Tilly**]

morning deadly:D

[deadlykiss]

 

hope everyone is well