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    • If that was the reason then that is good news. The whole reason that being able to charge £100 for breaching private car park rules is because the law Lords decided in a celebrated case that the rogues had a legitimate interest in keeping their car park spaces available for all motorists . {parking Eye v Beavis]. However when the business is closed then there is no legitimate interest in keeping spaces free so to charge £100 is a penalty. As such any Court would automatically throw out the case when the penalty charge is accepted.
    • gives them a feeling of grandeur. dx  
    • yep they can be a bit like the TV licencing lot. for 4yrs ive been getting a series of about 8-10 diff letters that just go round a loop. currently upto 61
    • thread tidied. new thread for the court claim is here  
    • new thread created for this claimform please post here now for anything to do with it now . pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Blair Oliver and Scott/Bank of Scotland ** Compensation awarded by FOS **


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I asked the FOS for a copy of the file for my complaint and they have replied saying they do not believe correspondence between themselves and BOS is personal data under the DPA and so I'm not entitled to it.

 

Any opinions anyone?

 

I think they're probably right, and even if they're not I don't particularly want to upset them especially as anything I did manage to get is very unlikely to be of any use - just more of the same old excuses. I do plan to ask them to hold on to the file in case it's needed though - maybe Trading Standards will want to see it.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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An alternative would be to just give in and offer them the compensation back in full and final - as if!!!

 

I'm actually hoping EOS will live up to their reputation and issue proceedings for me, which I can then defend and counter claim. Is that sad or what?

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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Thanks Steven - I'm pretty sure I'm going to need them. The only reason I wasn't at my local court on Tuesday was the upcoming trip - I wouldn't dare use the word holiday even if it was being entirely paid for by someone else, I couldn't possibly afford a holiday. I'm waiting until I'm back and can deal with all the subsequent paperwork, but if they get in first in the meantime, then I'll just have to deal with it.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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No they are not that stupid, they are absolute imbeciles.

 

 

I think BOS's behaviour in this case demonstrates two things: firstly, the contempt they have for people who have been loyal customers in the past, and secondly, that their management and administrative systems fall far short of the standard people should expect of a major financial institution.

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Thanks Steven - I'm pretty sure I'm going to need them. The only reason I wasn't at my local court on Tuesday was the upcoming trip
When are you going and how long will you be away?

 

 

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When are you going and how long will you be away?

Call me paranoid, but the closest I'll come is soon and for three weeks. I wouldn't want anyone to take advantage of the fact that I won't be opening my mail for that long.

 

EOS are quick off the mark. Their latest missive is threatening, amongst other things, that my assets will be possessed. I suddenly have visions of the TV talking back to me, which would amuse my very Goth daughter no end. Perhaps I should send her round to possess them! Now there's a thought. I wonder what I could charge for hiring her out - she scares small children and old ladies, so DCAs would be a doddle.

 

They're also threatening bankruptcy - I'd be happy if they will pay for it - attachment of earnings - did BOS forget to mention that I can't work? - and a charging order - they can join the queue, but there ain't gonna be anything left and one look at the Land Registry would put an end to that threat.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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Ooh, I have a daughter like that :D Maybe we should set them on the numpties...All of them :p

 

I was often tempted to let her talk to some of them as she can wind up and confuse even a Harvard professor, I know, she's done it with one of my freinds :)

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oh plenty of those around here as well.

 

oh and i use to be one so i no how to be nice to them via the goth seen.

I still have the music and i am very very tempted to us it when ppl call me.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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The first new complaint to Blair et al was made exactly 8 weeks ago and on that one I haven't even had an acknowledgement, so the next FOS claim is in preparation already. I don't think applying for an injunction will affect the complaint, if I decided to do it, because the FOS complaint includes an awful lot more than harassment.

 

Full details of the complaint are here:-

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/136654-complaining-financial-ombudsman-service.html#post1453492

 

I have an appointment tomorrow with a solicitor, recommended by a family member who is a family law solicitor, for some initial advice re prospects of success and wording for an injunction application. This is no reflection on the help I've had on the forum, especially from Steven, but just a bit of insurance because I'm still worried about the implications for costs. On the face of it I can't lose, but if the judge has had a bad day, who knows?

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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keep it up reallymadwoman, we are all behind you :)

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Better than being in front of you :D

 

Keep us up to date with all the developments in this case as i am interested in what BOS have to say when the paper land on there mat.

 

God how nice it would be to be a fly.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I honestly don't think they care.

 

Scene 1 - post room in an office building, work experience lad is opening lots of post, under instruction from older lad (at least 16 1/2!)

 

Older lad - what is it then?

Younger lad - it says complaint

Older lad - bin it! Next?

Younger lad - it says complaint

Older lad - bin it! Next?

Younger lad - it doesn't say complaint

Older lad - bin it! Next?

Younger lad - this one looks official. It says Financial Ombudsman Service.

Older lad - is it about a complaint?

Younger lad - Yeah.

Older lad - bin it! Next?

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RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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RMW.

 

Ty for makin me laugh must remember not to be drinking coffee tho

 

Lets just hope they Bin the court papers as you will get a deafult judgement.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I recently bought a new lever arch file as the old one was literally bursting. OH took one look at it and burst out laughing cos he said how could anyone take anything in that seriously! Now every time I look at the file I have a little chuckle in memory, and I really can't take it Blair et al seriously at all.

 

The file is Barbie Pink with nice yellow spots. It was reduced - can't imagine why! I love it.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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I thought it was too good to be true - guess what the postman brought this morning?

 

The account with the one complaint that BOS have acknowledged has been passed to EOS solutions a week later. It's becoming clear that the only way this is going to stop is through court action. If anyone from EOS is reading, expect a no holds barred get stuffed letter in the next day or two. I'm not pulling any punches any more - I do not want to hear from them again.

 

And if anyone from Bank of Scotland is reading I'm tempted to take out a full page ad in one of the nationals to let your shareholders know just how much of their money you are squandering chasing after people who cannot pay.

 

And if Bankfodder is reading, is that reporter still interested?

 

Just in case it's not obvious I am absolutely furious. I have better things to do than waste half of another day trotting up to the post office with yet another 'recorded signed for' letter. The staff at my local PO must be beginning to think I'm harassing people they see me so often!

 

can i suggest calling your local friendly stockbroker, and buying a single share of the OC's bank, and then writing to their cheif executive informing him you intend to ask some questions in the AGM.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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can i suggest calling your local friendly stockbroker, and buying a single share of the OC's bank, and then writing to their cheif executive informing him you intend to ask some questions in the AGM.

 

What a glorious idea! Shame I didn't get one when the price fell so much! And what a wonderful use for the money they gave me! I can't think of anything more appropriate. Now how exactly does one go about buying shares? I don't think we have any stockbrokers around here.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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London Stock Exchange - Locate A Broker Results most banks will also trade small amounts. Can't recommend any particular stock broker.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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can u do that with any company?

 

That would be a wonderful idea if everyone who had a problem with companys could buy a share and demand answers at the AGM. They would soon do something for there share holders.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I believe we ought to start a share buying scheme. Just imagine if everyone in the Blair fan club bought a share and turned up at the AGM with a list of questions ....

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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lol

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Anyone who didn't want to buy shares - and I would certainly want to keep any investment of mine away from these unsavoury creatures - could always hand out a few factsheets at the shareholders' meeting. Just to keep them abreast of what's being done in their name, of course.

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