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    • thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
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jingles2020 v Barclays


jingles2020
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Hi,

I thought it was about time i contributed. My wife and I were recently notified of the defence submitted by Barclays at MCOL and we were told via their site that we would be informed which court it had been allocated to etc etc - This was a week and 3 days ago and we're still waiting to recieve the allocation questionairre and other paperwork and also to be told where our claim had been allocated to.

question:

- should we be starting to get worried that we haven't recieved the allocation paperwork yet (i have emailed the MCOL help line with no response yet - should i phone instead).

 

- What is the average length of time from the first issue of claim at MCOL to settlement (just to give us an idea at what to expect).

 

Everything seemed straight forward when we started, but our nerves are starting to show - we're reclaiming just under £4,000 ( with the interest it may even exceed this) by getting this back we can clear our credit card bill saving us nearly £150 a month in interest etc, this may not seem a lot but its a fortune to us. Any info or encouragement would be welcome

 

Jon & Jackie

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Welcome to the site.

After 3 weeks you should be hearing something soon.

Many local Courts are beginning to dispense with the AQ in favour of bulk hearings in the small claims if it is seen that yours is likely to be going there which it more than likely will.

Remember to observe any court directions and make sure you respond in the allocated time.

Start a thread in your bank group and keep us updated.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Done for you.;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

HI everyone,

 

just another update with us Vs Them

heard from MCOL on 25th June saying that our claim had been transferred to Hx CC and today we recieved the court papers from HXCC.

The allocation Questionairre has been dispensed with (no fee) and allocated by Judge Slim to the small claims trac (hearing) due on the 31st Aug - so 6 weeks wait., this leaves 4 weeks to prepare '2 copies of all the documents'

QUESTION;

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opps pressed something i shouldn't have, to resume

 

QUESTION: do i now have to prepare a 'court pack' that everyone mentions or just the statements appertaining to the charges and are these the same one as in the templates (with the minor adjustments)

 

Do i need a copy of the original contract? and if i do where do i get a copy from.

 

a couple of other threads have 'suggested' that the banks won't want to go to the hearing or even to court, so should i wait for a further offer from them or use the escuse of "where do you want your copy of the papers posted to" to contact the litigation dept to discuss over the phone

 

many thanks

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Morning Jingles

 

Have you been asked to submit all documents / evidence that you will rely on? If yes then you need to prepare a court pack x 3. 1 for you 1 for court and 1 for B's. See below link

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

A copt of your T&C's would be very handy. Which year are you looking for?

 

Also contact the B's litigation Team and let them know you have a court date. I am sure they will want to settle, but you will need to join the queue. They are settling about three weeks before court. See below link for all contact details

 

http://www.consumeractiongroup.co.uk/forum/barclays-bank/94602-barclays-litigation-team-good.html

  • Haha 1
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Good Morning Trucker,

i've been with Barclays since Sept 1990 and i can not actually rememeber ever having a copy - i rememeber signing as this was one of the first things my wife and i made 'joint' - we even have some of the original paperwork but no T+C / Contract so if it's needed i would be grateful for a copy -

I have to admit at this point i'm doing something with bricks and its not building with them - do you think they will go to court, as the only other time i've been to court was for a speeding fine

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Hi Trucker,

just going through the 'basic court bundle' from the link you gave,

i think it may be chearper to buy a photocopier than pay p a sheet at the library - at a rough guess with the statements to copy there's over 150 pages - i think Judge Slim at HX court is going to love me.

 

i've also seen in the templates library the claim for additional costs if they 'pull out' befor the hearing - have you heard of any news about this - ie how do you work out your costs is it:

your time

telephone costs

postage

- if so is 'your time' based on your hourly wage/salary or do you use the govt's average wage as a guide (i know which i'd prefer :) )

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  • 3 weeks later...

Hi trucker - there is a claim form in the library / templates for claiming wasted costs if the bank 'pulls out' before the court date or fails to turn up however i need peoples help again with 2 other things

1 - my case was allocated by the courts not by a questionairre, the date its due on (31st August) i will be on holidays which were booked + paid for back in January.

The question is as long as i notify the courts 7 days before the date is due can the case still be heard without me being there OR should i request the date be vacated and pay the fee to have a new date.

 

2) what is the best number to contact the litigation dept - i have the tele number from the defence they submitted, but can only get voice mail and no other response - i have sent the required 1 copy of my court bundle to them (thanks for that info trucker) - -Should i continue to try to call them to see if they wish to settle (not sure if this seems to be desperate or not) or wait and see if there is a response from them getting the court bundle - i did enclose a cover letter saying if they wish to discuss please call me . . . blah blah

 

if no response then its court on 31st August at 2.00pm

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my case was allocated by the courts not by a questionairre, the date its due on (31st August) i will be on holidays which were booked + paid for back in January.

The question is as long as i notify the courts 7 days before the date is due can the case still be heard without me being there OR should i request the date be vacated and pay the fee to have a new date.

Also what should i put in a letter if i wantr the case to be heard in my absence?

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Dear Sir/Madam,

 

xxxxxx v BARCLAYS BANK PLC

In the xxxxxxxxxxxx COUNTY COURT

CLAIM No:*******

I, the Claimant, refer to the claim as detailed above and specifically the Preliminary/Directions hearing scheduled for **/**/**.

 

I wish offer my apologies to the honourable court for my non-attendance at this hearing, which is due to [GIVE YOUR REASON HERE]. As such, pursuant to the order made by district judge ****** on **/**/**, I wish to make my written representations as to how this claim should proceed.

 

If the court is in agreement, the Claimant respectfully suggests that directions could be made as per the attached draft order.

 

If ordered, the Claimant believes these directions will allow the overriding objective's to be furthered in that they will fully identify the most fundamental issues in dispute (as detailed below), and allow them to be assessed so that this claim may proceed justly and expeditiously.

 

- The crux upon which this claim rests is the true cost incurred by the Defendant as a result of the contractual breach from which its charges arise. If the Defendant cannot substantiate the cost of each charge as proportionate to its loss incurred, it has charged contractual penalties contrary to the UTCCR 1999 and common law principles established since the early 1900's.

 

- In the event that the Defendants charges were accepted as being a fee for a service (which is denied), examination of its true costs is required to determine whether the price is reasonable as required by the Supply of Goods and Services Act 1982.

 

As the law relating to contractual penalties is long established, the Claimant believes the outstanding issues to be of fact. Accordingly, the Claimant respectfully requests that the claim be allocated to the small claims track, and estimates that the hearing of the claim should last no longer than one hour.

 

A copy of this letter and draft directions has also been sent to the Defendant.

 

 

Yours faithfully,

  • Haha 1

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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Hi thanks welshcakes,

just a question about the letter - what is the "attached draft order" your letter referes to -

"If the court is in agreement, the Claimant respectfully suggests that directions could be made as per the attached draft order."

also your template letter appears to be aimed at allocating the case to the small claims track

" Accordingly, the Claimant respectfully requests that the claim be allocated to the small claims track, and estimates that the hearing of the claim should last no longer than one hour."

the case has already been allocated by the courts to small claims, it is this hearing i cannot attend - what do i need to send the court becasue i cannot attend thie small claims hearing

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3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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court bundle sent to Barclays 26 July (rec delivery)- court copy will be handed tomorrow - 1st Aug - court date set for 31st August

 

Are still Barclays still offering to settle out of court and anyone any idea's as to timings? - have tried to contact litigation team - can only get voice mail.

I'm trying to hold off sending in a letter of date vacation to the court as i'm on hols from 25th Aug (also in light of OFT case as i don't know how this will affect my claim)

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Just to keep up with timings

 

Barclays copy of court bundle sent via recorded delivery- royal mail's tracker says it was recieved at barclays & signed for on July 30th - the Courts copy was hand delivered July 31sr - so all directions for the claim have been fulfilled up to date.

 

I've tried to make contact with the litigation team with no luck - only voice mail, no reply to emails, so i assume with the OFT's test case now going through Barclays are keeping quiet

UNLESS anyone knows different?

 

31st August is the next known step - court date

Any last minute advise anyone?

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"Any last minute advise anyone?"

 

Stop running up your phone bill listening to Barclay's answerphone :D

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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Barclays Litigation have been ordered not to negotiate settlements until the outcome of the hearing....

 

You can still contact them regarding your claim but not to settle....so i guess theres no point cos theres only ONE reason we would want to contact them right?

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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"Any last minute advise anyone?"

 

Stop running up your phone bill listening to Barclay's answerphone :D

 

i would rather have a reply from someone with a little bit more common sense, attempted 'humour' such as your is badly placed welshcakes - little smiley faces are rather ignorant when asking for advise on such a sensitive issue. If this is an example of your advice, please place it elsewhere like the website for VIZ

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i would rather have a reply from someone with a little bit more common sense, attempted 'humour' such as your is badly placed welshcakes - little smiley faces are rather ignorant when asking for advise on such a sensitive issue. If this is an example of your advice, please place it elsewhere like the website for VIZ

hi,look understand how your feeling mate theres a hell of alot of us in the same boat as you ,feeling well and truely shafted by whats happening,including site helpers who still give time to help others while thinking about their own cases.were just going to have to wait for outcome.its not going to help venting anger on site at others.tez.

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Dear Jingles

 

I'm sorry of you felt the advice was without common sense and insensitive.

 

It was sincerely meant as a legitimate piece of advice, not toungue in cheek; I put smiles at the end of lots of my posts as an expression of my support, bit like a virtual hug.

 

Many people spend what accumulates into hours ringing BLT and are ultimately left with a noticeable hike to their phone bill just to add to the frustration of either no answer or as many find, being given false reassurances and empty promises by the staff manning the phones.

 

I shall of course respect your wishes and make this my last response.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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