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    • Embracing your unique selfView the full article
    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Telephone harassment - an action plan


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Hi Charley,

 

I picked up this thread somewhere towards the middle, so maybe I have missed something but I thought you required the DCA's bank details in order to proceed with the Garnishee Order?

 

If you have the details already, then forget my comment :-)

 

fletchy

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Hi Fletchy Yes Yr Right , Sorry , My Fault ,

I Have Just Telephoned Northampton And They Are Sending The File To Birmingham Courts So I Can Indeed Do A Garnishee , Northampton Siad Bec I Put Pay Imedi On My N225 I Can Do The Order As Soon As It Gets To Their Local Court , Not Sure Of The Cost Though As Yet , I Shall Call Them Tom , As Off To Work Shortly , But Result So Far ,

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the file has been transferred to their local court , birmingham .

i called them to find out the costs for a garnishee or third party order costs £100 as does a warrant . next move ?

 

either will hurt them!!

 

have you waited for a month so that the CCJ stays on their file for 6 years??

if you go too early they will pay up and the ccj will vanish

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Hello Dicky Asked Them That , And Their Reply Was Because I Put Pay Imediately On The N225 Requesting Judgement Form , I Could Do Straight Away , Or In The Future , Sent Them Another Letter Because They Sent Me One With An Apology And Saying That They Would Fight Any Court Case , (which Was A Bit Late Really , As I Knew By Then I Had Got Judgement , Shows You That These Companies Are So Big Or Stupid That They Dont Know Whats Going On, ) My Letter Which Said That They Owe A Further £90.00 As Well As The Original Court Amount , And That They Are To Late Judgement Had Gone Against Them Quoteing The Case Number And Simply Saying If They Do Not Wish Any Further Action To Pay , And To Not Write To Me At All Not Even A Reply To This Letter Only A Cheque , Or They Will Incure More Letters From Me And More Ccj S .

In Other Words Bug Off , Leave Me Alone Or I Will Bite Back !:)

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it's about time our good-for-nothing government stopped harrassing the ordinary citizen and gave these rogue debt collectors a taste of their own medicine. Looks like the good guys are just an easy target. Why don't this government do something useful at last. All this money spend on this agency and that commission - what does it achieve? - nothing, except jobs for their cronies. Seems to me the government is scared of these debt collectors and their legal sharp boys.

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Hello Dicky Asked Them That , And Their Reply Was Because I Put Pay Imediately On The N225 Requesting Judgement Form , I Could Do Straight Away , Or In The Future , Sent Them Another Letter Because They Sent Me One With An Apology And Saying That They Would Fight Any Court Case , (which Was A Bit Late Really , As I Knew By Then I Had Got Judgement , Shows You That These Companies Are So Big Or Stupid That They Dont Know Whats Going On, ) My Letter Which Said That They Owe A Further £90.00 As Well As The Original Court Amount , And That They Are To Late Judgement Had Gone Against Them Quoteing The Case Number And Simply Saying If They Do Not Wish Any Further Action To Pay , And To Not Write To Me At All Not Even A Reply To This Letter Only A Cheque , Or They Will Incure More Letters From Me And More Ccj S .

In Other Words Bug Off , Leave Me Alone Or I Will Bite Back !:)

 

yes, i understand you got a forthwith order

 

the court system makes allowances for people to dispute debts so that if they lose- and pay up within 28 days of the judgement- then no record of the judgement is placed on the register which people can see for 6 years

 

if you force them to pay before the 28 days are up then no one will ever see on their record that they have a ccj

 

it is not for you to remind them of that

 

if you wait for 28 days THEN take enforcement action as they have not coughed up then that ccj will remain of THEIR credit file for 6 years

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if you force them to pay before the 28 days are up then no one will ever see on their record that they have a ccj

 

Doubt this will make any difference to them. Quite a few banks have CCJs, but do you ever check this before entrusting them with your money? The system is biased... :-(

 

 

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Doubt this will make any difference to them. Quite a few banks have CCJs, but do you ever check this before entrusting them with your money? The system is biased... :-(

 

 

dead right the system is biased. wasted of space council officials and public servants don't do a thing to curb these debt collecting rogues

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I propose new legislation requiring all financial institutions to display a health warning on their advertising 'as of today we have n CCJs filed against us'... :-)

 

i agree - but you won't get it with this government, they are too busy looking after their banker and financial institute friends - its that craven cowardess that got the county into a mess. this lot don't care a s*d for the little folk

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yes, i understand you got a forthwith order

 

the court system makes allowances for people to dispute debts so that if they lose- and pay up within 28 days of the judgement- then no record of the judgement is placed on the register which people can see for 6 years

 

if you force them to pay before the 28 days are up then no one will ever see on their record that they have a ccj

 

it is not for you to remind them of that

 

if you wait for 28 days THEN take enforcement action as they have not coughed up then that ccj will remain of THEIR credit file for 6 years

HI D D AND FRED YES SEE WHAT YOUR SAYING , WILL LEAVE ANY WAY BECAUSE THEY SAID AT THE COURT THAT THEY WOULD POST OF SOME ENFORCEMENT LEAFLETS FOR ME , SO MAY AS WELL WAIT THE 28 DAYS THEN GO AHEAD , GIVE THEM WHAT THEY GIVE , MEDICINE IN THE FORM OF A CCJ :)

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HI D D AND FRED YES SEE WHAT YOUR SAYING , WILL LEAVE ANY WAY BECAUSE THEY SAID AT THE COURT THAT THEY WOULD POST OF SOME ENFORCEMENT LEAFLETS FOR ME , SO MAY AS WELL WAIT THE 28 DAYS THEN GO AHEAD , GIVE THEM WHAT THEY GIVE , MEDICINE IN THE FORM OF A CCJ :)

 

good luck and keep fighting, admire your spirit and determination

 

i worry because there might be many old and infirm folk out there who are being harrassed by these rogues - but what do the authorities care? as long as they get their tax paid pensions

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good luck and keep fighting, admire your spirit and determination

 

i worry because there might be many old and infirm folk out there who are being harrassed by these rogues - but what do the authorities care? as long as they get their tax paid pensions

THANKYOU ,

I KNOW 2 WRONGS DONT MAKE A RIGHT, BUT DOING UNTO A DCA AS THEY DO TO YOU IS :)

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  • 3 weeks later...

Latest Update

Just Received Yest A Application From Birm Court For Metro Collection To Have The Case Set Aside On The Grounds That They Can Defend And They Did Not Have Enough Time Etc Dg Solicitors

Excuse Me But This Lot Are Surpossed To Be Professionals

I M The Novice

Any Way Sent My Two Penneth Via E Mail After Tel The Court

Hearing At 2 Pm Today So We Shall See

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The law, as has been said, is 'an ass' and is there to protect the wealthy and big business. Somewhere along the line the law stopped consulting the common sense of that mythical man on top of the Clapham Omnibus.

 

Good luck. It's about time our spiv MPs started to look after the ordinary people

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Latest Update

Just Received Yest A Application From Birm Court For Metro Collection To Have The Case Set Aside On The Grounds That They Can Defend And They Did Not Have Enough Time Etc Dg Solicitors

 

That somehow seems a bit crooked to me. Would a debtor realistically be able to do the same thing?

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That somehow seems a bit crooked to me. Would a debtor realistically be able to do the same thing?

HI SHINOBI

YES IT ALL SEEMS SUS

IT BEING MCS LOCAL COURT , DG SOLICITORS NOT SURE OF THAT ONE IF BASED THERE OR NOT

THE CLAIM ONCE I RECEIVED THE APPLICATION NOTES FROM THE COURT , CLAIM S DATED 21ST OF JAN BY DG SOL THE COURT CLAIMED THEY POSTED AT THE BEGINING OF FEB

RECEIVING IT YES WITH A CLEARLY MARKED BIRMINGHAM POST MARK WITH THE DATE OF 8 - 2 - 10

WORK THAT ONE OUT WITHOUT BEING SUSPICIOUS

ANY WAY I DID SCAN IT AND E MAILED THIS TOO AS WELL AS ALL THE OTHER INFO AS WELL AS STATEING I AM BUT A NOVICE AND I MANAGED TO CALL NORTHAMPTON SEVERAL TIMES ABOUT VARIOUS THINGS EACH TIME MAKING IT MY BUSINESS ASKING IF THEY HAD HERD FROM MCS OR THEIR SOLI , ONLY ONCE DID THEY CALL THEM.

AND NOW IT SEEMS THEY CLAIM THEY COULD OF DEFENDED AND HAD NO TIME TO I GUESS WE SHOULD ALL ALLOW SOLICITORS MORE TIME AS IF :cool:

I CALLED TO SEE WHAT HAPPENED , BUT THEY DID NOT HAVE THE PAPERWORK BACK FROM THE JUDGES ROOM AND EXPECT THEM BACK TOM SO I WILL CALL AND SEE FRIDAY FOR THE RESULT.AS IF I DONT KNOW ALREADY BUT HEY YOU NEVER KNOW

Edited by charley2212
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Charley can u stop posting in capitals. It is very rude.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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  • 1 month later...

I'm actually on the reverse of this kind of action. 1st post so please bare with me).

My new partner has been owed apx £200k (amounts of £100k in 2007-to present sum). This was lent to a man she met through work & following instructions from her boss, & was given in good faith to help him secure custodial right to his daughter.

Since that time he has slowly siphoned off her life savings,(for his business dealings & personal life) using guile & subtle threats along with stories of his & his family's links to the "Security Services" & his powerful contacts, (he was a succesful journalist), he is a huge drug user, has a full range of dodgy contacts & is adept at using the police whenever he feels a need. All while making no attempt to settle this debt.

My partner is now facing considerable financial difficulties & has finally 'fessed' to the embarrasment of falling victim & finally asked for my help.

She has recently been sacked from her PA job to a middle eastern family, due to the contact & conduct of this man & is at present going through the process of an employment tribunal, (another tale).

To keep this short. I am no wall-flower, am ex military & have worked in the security industry for almost 20 years. I have refrained from my natural instincts & airing on the side of caution, attempted to arrange a meeting with this man to facilitate some form of repayment plan.

This was in the form of a text message to ask if he would meet, how he intended to repay & when he could start.

His reply was a tirade of offensive, rude texts & calls to both my partner & myself, including false accusations of threats to him & his property along with warnings to us both of his contacts & consequences of our continued attempt to pursue this.

To the point.......

After I had attempted to call him yesterday, (about a meeting) first on his mobile..no answer , then on his alternative 'dealers' mobile....no answer, I called his apartment (exclusive address in central London), he answered & hung up. I called back, (assuming my bad signal), I greeted him, he hung up. This happened 3 more times until he finally spoke & I asked for a possible meeting to discuss this issue. I was then subject to 10 mins of his threats & insults (water off a duck..) until he finally stated he would get me sorted out & I didn't want to mess with him or his MI6 friends & hung up. I left it at that & headed to my sons birthday dinner in the midlands.

My partner called me around 11pm to state 2 uniformed police officers had called at her house to speak to me accussing me of harassment. As I was still in the midlands they left. 07.50 this morning 3 officers called to ask me to sign a document in relation to his accusations. I asked them if they were here to investigate the matter they said NO, they were here to speak to me. When I asked to see the complaint they said they didn't have the details other than I had continuously called him, threatening him & his partner by saying I was outside his apartment with "2 darkies & a crowbar". The officers had not interviewed him or seen the evidence but assumed it must be true...

What are my legal rights with this? He can simply make up another encounter & I'll be arrested.

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mm are you sure your;e not a debt collector?(LOL)

 

seriously, the only way forward in this is for your partner to make a complaint against this man for fraud

 

if the money was obtained as you say by deception then it is a police matter to start with

 

a conviction will then make a civil claim much more feasible

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