
charley2212
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Everything posted by charley2212
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Telephone harassment - an action plan
charley2212 replied to renegotiation's topic in Debt Collection Agencies
Hi elsa , i do believe it is . I have also seen it on on the old system but cannot on the new one . I just changed my number and did ex directory and carefull where i dished out the new number . Sorry i cant help any more 8-) -
Full & Final Settlement Offers - Advice please
charley2212 replied to fredsdebt's topic in Debt management and Debt self-help
bump -
Full & Final Settlement Offers - Advice please
charley2212 replied to fredsdebt's topic in Debt management and Debt self-help
HELLO anyone tried a full and final with provident , ive tried on behalf of my partner whos suffering financially , is a carer so not earning millions , and outstanding balance is £350 . i sent of a f&f letter and cheque for £200 and twice they have pushed the cheque through the door without so much as a scribble . i thought i was being very generous i have explained she cannot afford it etc i sent the f and f to the local office as opposed to the head office should i try that . no doubt they ll threaten a dca namely their in house one , and i ve thought about just telling them -
Dissecting the Manchester Test Case....
charley2212 replied to PriorityOne's topic in Debt Collection Agencies
sorry to be off topic but why does the statute barred exist when things like this below happen , so why cant we also claim back further in time The MoD, the arms deal and a 30-year-old bill for £400m - Home News, UK - The Independent -
The Great CAG Slogan and Mug Photograph Competitions!!
charley2212 replied to alanfromderby's topic in Campaign
where s me mug come on now -
Telephone harassment - an action plan
charley2212 replied to renegotiation's topic in Debt Collection Agencies
ok roller coaster so far , mcs apealled , had order to amend poc this i done even though i received the order 4days before it was due , managed to send of two days before due day via guaranteed delivery , had a letter saying it was struck out because i failed to get the amended poc in on time , tosh , sent letter asking for a re refferal after tel them and complaining big time , i am trying to believe it was because they have a large backlog and not some sinister reason my mind says on odd ocassions . done re refferal together with copies of postage etc and copies of their envelopes clearly -
court date may 24ish had hearing ref amended poc , the fc didnt show kel surprize, judge asked if i wanted this to be a test case ? did shake my head to that , was asked to make my poc shorter , done hearing fee s paid tried to get some relief on those managed £55 off
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cag oscars nominee"s
charley2212 replied to charley2212's topic in The Bear Garden – for off-topic chat
Lifetime Acheivement Award Goes To ? WRITING (ORIGINAL SCREENPLAY) -
worst surpporting actor = THE FOS
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judgement against a dca set aside
charley2212 replied to charley2212's topic in Financial Legal Issues
i know that the amount i am claiming is not life changing but ref a dca chasing you while your accounts in dispute is . for them to think they can opperate outside of all the rules and regs etc and if the same company did try and get a dca on the case whilslt my accounts are in a clear dispute , a number of times with a number of dca s it all adds up to a lot of letter writing. if i manage to win against this lot i will have a further 7 to chase . and chase i will although i am sure being mcs s local cc they find fault or deliver papers a day before a reply is needed as thay seem to keep -
3 copies of application notice done 3 n1 s done as well as all claim details and evidence done took all to the court . they informed me the district judge will look at the amended poc etc today paid the fee so tfc here i come hopefully although i bet the court ll find a reason even though i triple checked it all
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judgement against a dca set aside
charley2212 replied to charley2212's topic in Financial Legal Issues
Ok have done amended poc and re sent via overnight delivery , be there for 1pm tom , re done the N1 , was informed by bcc no further fee applies but did copy the original online claim form as well as a covering letter done a application notice also etc sent three copies of all and sent a copy to mcs -
judgement against a dca set aside
charley2212 replied to charley2212's topic in Financial Legal Issues
I PUT A COPY OF THE BIRM ACKNOWLEDGEMENT OF TRANSFER FOR ENFORCEMENT http://i707.photobucket.com/albums/ww74/charley22123/img062.jpg -
judgement against a dca set aside
charley2212 replied to charley2212's topic in Financial Legal Issues
hello postggi , thanks for the reply ok word for word because as you know your only allowed a certain amount MY CLAIM IS FOR RESEARCH AND REPLY LETTERS TO MCS AS PER THEIR REQUEST DATED 5TH OF OCTOBER INVITING SAID RESEARCH AND REPLY LETTERS. MY REPLY DETAILED MY COSTS AND W/END COSTS THAT ARE DOUBLE. THAT THEY ARE ALSO IN DIRECT CONTRADICTION OF THE OFFICE OF FAIR TRADING S GUIDELINES TO WHICH THEY PRESCRIBE TO IN THE GRANTING OF SAID LICENCE TO MCS, AND THAT THEIR REPLY OF THE 5TH OCTOBER RE-ENFORCED BY WAY OF AN APOLOGY, ALSO THEY CONTINUED TO INVITE FURTHER RESEARCH AND REPLY LETTER -
judgement against a dca set aside
charley2212 replied to charley2212's topic in Financial Legal Issues
bump -
good post auntie , the fos are a total waste of time , they pay lip service to the media with their results tables etc i have a few cases with em at the mo , bc cap 1 and hsbc only received responses ref my hsbc claim and then they have totally confused the situation by splitting the claim up just to confuse even more , and so far they agree with hsbc , after 23 yrs of being with them they have managed to investigate in five mins .
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judgement against a dca set aside
charley2212 replied to charley2212's topic in Financial Legal Issues
ok so i need to fill in a n244 as well as a n1 with the amended poc , can i change it by much or all inc claim amount i have since written several more r&r letters back so need to up the claim amount . fee for this ? £30 also n271 for a transfer of proceedings to my court or should i wait for the allocation questionaire , i believe there is a bit covered in that for a transfer ? i just knew that because its this particular dca home court it would be dare i say bias because they use this one a lot i guess -
i have a disputed account with hsbc since last year , i put it in the hands of the fos , but hsbc put a dca on the case . so i replied to there letters telling them i charge for my research and replies , they kept writing etc so i sent them a final demand for my r&r letters and issued a mcol .for £225 worded the claim form ok etc any how i by mis stake entered online on the request judgement form i think sec B where is state s THE DEFENDANT ADMITS THAT ALL THE MONEY IS OWED i ticked online by accident, any way i eventually get a letter asking if i did it by accident etc to which i
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"full and final" settlement to DCA ?
charley2212 replied to lordluca's topic in Debt Collection Agencies
not sure but double check please , i think the figure is 20 % of the debt -
"full and final" settlement to DCA ?
charley2212 replied to lordluca's topic in Debt Collection Agencies
hi lordluca , maybe best to get a lower first offer in first and go from there , you never know they may accept thats if explained its all you /they have for a full and final settlement . good luck -
The Great CAG Slogan and Mug Photograph Competitions!!
charley2212 replied to alanfromderby's topic in Campaign
try this -
The Great CAG Slogan and Mug Photograph Competitions!!
charley2212 replied to alanfromderby's topic in Campaign
i think this is it -
The Great CAG Slogan and Mug Photograph Competitions!!
charley2212 replied to alanfromderby's topic in Campaign
the u tube piece by huggy is a blinder laughed my socks off . superb