CUTEPIGGY Vs HSBC - **WON**

[cutepiggy]

Hello there everyone who is reclaiming from HSBC and all other banks of course.

I have followed the moneysavingexpert.com route and am now at the court process. I claimed through moneyclaim on-line and stupidly thought this would be when I got my money back! The bank is defending my claim and last week I received a notice of transfer from Northampton Court. I have had no communication from HSBC and am just waiting to see what happens next ( in a state of panic!! ). Is there anything I should be doing in the meantime. Can I also just ask what people mean when they say give DG a nudge or letter?? Sorry if this sounds a bit thick!!

 

Thanks and good luck to everyone claiming.x

[lateralus]

hi, cutepiggy - welcome to the forum

all is normal - the 28 days have passed and they have defended (back six months ago - you'd have had an offer by now - but they have sooo many claims to deal with that you are probably looking at another 2 months to your money)

all dealings now will be with dg solicitors - not the bank.

you should, if you haven't already, send a copy of your breakdown to the court listed to be attached to your claim - put the claim number on it.

and also a copy to dg to be attached to your claim - address on your acknowledgement - page 2).

other than that - it's now wait and see what your local court asks for.

read post 1 on the 2 aq threads in my signature - it will

help you understand what happens

during the next part.

also, keep reading other posts

as everyone is at some stage of

the same process.

hth.

[cutepiggy]

Thanks for the info lateralus, i am reading up as you advised. Just a quick question, I did not receive an allocation questionnare with my notice of transfer, that line was crossed out so I assume I will not get one. Should I send a letter to DG as a gentle reminder that I'm still here?!

Cheers.

[Castlebest]

Yes start to nudge DG, everything you need to know is in Latties thread

 

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/78873-new-after-28-days.html

 

pete

[cutepiggy]

thanks, will do it straight away.

[jowalshy]

Hi Cutepiggy, if you haven't heard anything from your local court in the next week or so, give them a call and ask what is happening with your claim. Also ask if they are dispensing with the AQ. if they are dispensing with the AQ, ask them if the fee is still payable. In most cases the fee is not payable, but it is best to be sure.

[cutepiggy]

thanks jowalshy, i will give them a ring at the end of the week. i've just sent DG my first nudge letter today and also a breakdown of my charges to court dealing with my case. i'm just hoping i don't have to go to court cos i'll be a nervous wreck!!!!

thanx for advice everyone, keep it coming!

[cutepiggy]

Hi everyone. I rang the court dealing with my claim today (by the way it is Teesside County Court, has anyone else had dealings with them??), as you advised Jowalshy. They said looks like no AQ to be issued and also no fee as my amount is below the limit for a fee. They said they just have to wait to be told what to do by the judge.

Should I be doing anything in the meantime or just wait to see what happens next?

thanks.x

[freakyleaky]

All sounds quite normal. Just keep sending those nudges! Also get reading the threads for the court bundle just so you know what to expect!

[freakyleaky]

This is the best thread on court bundles!

court bundles for dummies

[cutepiggy]

hi everyone.

thanx for that freakyleaky, its extremely helpful. another quick question...sorry!

i am due to send my 2nd nudge letter to DG at end of the week. in my 2nd letter to hsbc i said i intended to claim interest when i started court proceedings, which i did when i claimed via moneyclaim.(calculated on mse site). when i sent my first nudge letter to DG i said i would accept total that i put on moneyclaim, which included only interest calculated to that time.(may) when i send my 2nd nudge should i calculate interest to that date but still say i will accept the original total for a speedy settlement!!!(i know thats a laugh) also will this incur any extra fees?

sorry to be a pain, thankyou.x

[indigoblue]

Hi there, good luck with your claim. I will be watching your thread, I am at a similar stage to you, only i have to submit an AQ, but i am also at Teesside County Court. you are welcome to PM me if you want some support.

[freakyleaky]

You can only claim for the figure you entered on mcol plus court charges. if when you did your mcol you stated that you would be claiming daily interest then you must work out that figure and add that to your claim. There is no point in asking for a quick settlement for a reduced ammount because they just won't do it. Go for the full ammount.

[cutepiggy]

thanks freakyleaky, will get on with my 2nd nudge for now then.

[cutepiggy]

hi indigoblue

thanks for the encouragement, hope all goes well with your claim.

i never thought it would end up getting to the court stage, what a fool!!

i don't know how to PM so if you can let me know i will keep in touch to see how things go.

thanks again, good luck.

[indigoblue]

Hiya,

 

Im feeling more confident now ive had two other claims settled. Just want this one out the way now. To PM me I think you need to click on my name and there is an option to send a private message. If no luck ill send you one and then you can reply.

[cutepiggy]

hi everyone, doomsday has arrived!!

got my court date so i just want to ask do i now just follow the instructions on bundles for dummies? this is what my directions say:

1. each party shall deliver to other party and court, copies of all documents which are relied on at hearing.

2. copies to be delivered by 23rd july.

3. original documents brought to hearing.

4. signed statements of all witnesses etc.(assume not applicable).

5. court must be informed if settled before hearing date.

 

help greatly appreciated, thankyou.x

[freakyleaky]

Yes just start on your bundle. You need it ready for the 23rd so plenty of time. Just stick to lats thread and follow it step by step. If you get stuck or need confirmation of anything just ask!

[indigoblue]

Hi, seems theres not a big delay at teesside then! If it goes as far as you having to attend and want some moral support give me a shout, although i doubt it will!!

[cutepiggy]

HELP!!!

my head is spinning! a couple of questions, i'm sure i'll have more to come!

have printed out 3 copies of court bundle and also edm's from link but cannot get oft link to work at all, have tried from other threads too but still cannot get it, any ideas?

this question might seem a bit thick but on court bundle thread it mentions written statement of evidence, do i have to write that out or

can i do it on pc and print it off?

thankyou.x

[cutepiggy]

sorry about this guys, more questions!

litigation spreadsheets , what do i do on there, am i just meant to be filling in that i want hsbc successes and printing it off?

also i opened my account in 1988 with midland bank so where can i find the T&C's please, sorrrry.x

[freakyleaky]

Yes to the first one. Just copy out the sucsessful claims from HSBC.

 

Just use the T&C's from as near to the time you opened your account as possible. I used the 98 & 04/05 T&C's for mine.

[cutepiggy]

thanks freaky, will get that done right away.

[cutepiggy]

me again with questions!!

1. can't get the OFT link to work, any ideas please?

2. do i have to write my statement of evidence by hand or can it be done on PC?

3. have decided to print off t&c's from 1996, do i send all 48 pages, and do i also need to use revised ones from 2006?

sorry to be a pain and thanks everyone for the fab help and advice you give.x

[Audreygreeneyes]

cute am sure freaky has such a letter if not him lattie has............ they will post it when they read you asking and all you need do is copy and paste it to a word doc and put in your own info...........